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US Bank Harley-Davidson Visa Signature® Card

in Personal Credit Cards

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US Bank Harley-Davidson Visa Signature® Card

Unaffiliated

in Personal Credit Cards

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Overview

Who is this credit card designed for?

US Bank Harley-Davidson Visa Signature® Card is a credit card issued by US Bank, which is based in Minneapolis, MN. 

US Bank Harley-Davidson Visa Signature® Card is designed for people with a credit score of 640 to 850. It's perfect for consumers looking for a card without an annual fee. A rewards program is included that allows you to convert your purchases into travel, gifts, or other perks. US Bank is one of the few credit card issuers that allows applicants to include a cosigner, which improves the approval chances of people with not-so-great credit.

What are the relevant APRs?

US Bank Harley-Davidson Visa Signature® Card has a variable purchase APR that ranges from 15.49% up to 24.49%.

The card has a variable balance transfer APR that ranges from 15.49% up to 24.49%.

It also has a variable cash advance APR starting at 25.49%.

Is an introductory APR offer available?

No, US Bank Harley-Davidson Visa Signature® Card does not come with an introductory APR offer for balance transfers.

US Bank Harley-Davidson Visa Signature® Card does not offer an introductory rate on new purchases.

What are the fees?

The following fees apply to US Bank Harley-Davidson Visa Signature® Card:

  • There is no annual fee.
  • A late payment penalty of $38.
  • A returned payment fee of $35.
  • There is no overlimit fee
  • A foreign transaction fee of 3%. Transactions in a foreign currency get hit with a 3% fee. For example, if you buy a $1,000 flight in euros, you will pay a foreign transaction fee of $30.

Is a rewards program offered?

US Bank Harley-Davidson Visa Signature® Card offers a rewards program to its customers. This card features rewards for purchases in the following categories:

  • Every Purchase
  • Gas
  • Restaurants

Is a signup bonus offered?

US Bank Harley-Davidson Visa Signature® Card doesn't offer a cash signup bonus.

Is an annual loyalty bonus offered?

US Bank Harley-Davidson Visa Signature® Card doesn't offer a cash loyalty bonus.

What additional benefits are offered?

 US Bank Harley-Davidson Visa Signature® Card provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Fraud Liability
  • Travel Accident Insurance
  • Travel Assistance
  • Reports to major credit bureaus
  • Does US Bank Harley-Davidson Visa Signature® Card report your account activity to credit bureaus?

    US Bank Harley-Davidson Visa Signature® Card reports your account activity to the following credit reporting agencies:

    • Equifax
    • Experian
    • Transunion

    Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.

    SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Availability

    Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
      Available in 50 states and Washington, D.C.
    • Alabama
    • Alaska
    • Arizona
    • Arkansas
    • California
    • Colorado
    • Connecticut
    • Delaware
    • Washington, DC
    • Florida
    • Georgia
    • Hawaii
    • Idaho
    • Illinois
    • Indiana
    • Iowa
    • Kansas
    • Kentucky
    • Louisiana
    • Maine
    • Maryland
    • Massachusetts
    • Michigan
    • Minnesota
    • Mississippi
    • Missouri
    • Montana
    • Nebraska
    • Nevada
    • New Hampshire
    • New Jersey
    • New Mexico
    • New York
    • North Carolina
    • North Dakota
    • Ohio
    • Oklahoma
    • Oregon
    • Pennsylvania
    • Rhode Island
    • South Carolina
    • South Dakota
    • Tennessee
    • Texas
    • Utah
    • Vermont
    • Virginia
    • Washington
    • West Virginia
    • Wisconsin
    • Wyoming

    Feature Breakdown

    No Fees
    Grace Period for Late Payment (Days)
    24
    Over-Limit Fee
    $0
    Annual Fee
    $0
    No Annual Fee
     
    List of Fees
    Late Payment Penalty
    $38
    Returned Payment Fee
    $35
    Minimum Interest Charge
    $2
    Balance Transfer Fee %
    3%
    Balance Transfer Fee Minimum
    $5
    Foreign Currency Transaction Fee
    3%
    Minimum Age
    18
    Co-signing Allowed
     
    Credit Score Range
    640 - 850
    850 300 640
    Immigration Status Considered
    • U.S. Citizen
    • U.S. Permanent Resident
    Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Other
    • Retired
    • Self-Employed
    • Unemployed
    Military Status
    • Active Duty Military
    • Military Dependent
    • Non-Military
    • Veterans
    Supported Income Types
    • 1099 Misc. Income
    • Cash
    • Direct Deposit (W2, SSA, SSDI)
    • Payroll Check or Prepaid Card
    Customer Type
    Personal
    Car Rental Insurance
     
    Extended Warranty
     
    Fraud Liability
     
    Travel Insurance
     
    Emergency Support
     
    Credit Card Benefits
    • Auto Rental Collision Damage Waiver
    • Emergency Support
    • Fraud Liability
    • Identity Theft Protection
    • Travel Accident Insurance
    • Travel Assistance
    All Other Purchases
    1 point with every $1 spent
    Every Purchase
    3 points at Harley-Davidson® dealerships for every $1 spent
    Rewards Categories
    • Every Purchase
    • Gas
    • Restaurants
    Percentage
    Purchase APR
    (Variable APR)
    15.49% - 24.49%
        0% 29%
    Percentage
    Cash Advance APR
    (Variable APR)
    Starting at
    25.49%
    Balance Computation
    average daily balance (including new purchases)
    Percentage
    Balance Transfer APR
    (Variable APR)
    15.49% - 24.49%
        8% 29%

    Reviews

     
     

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