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  US Bank Harley-Davidson Visa Signature® Card

US Bank Harley-Davidson Visa Signature® Card

in Personal Credit Cards from US Bank

Unaffiliated

US Bank Harley-Davidson Visa Signature® Card

Unaffiliated

in Personal Credit Cards from US Bank

Net Recommendation Score +33% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

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2 users recommend
0 users are unsure
1 user doesn't recommend
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Highlights
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Community Rating

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In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
Annual Fee $0
Purchase APR  (Variable APR) 15.49% - 24.49%
Balance Transfer APR  (Variable APR) 15.49% - 24.49%
Credit Score Range 640 - 850

US Bank Harley-Davidson Visa Signature® Card Review

US Bank Harley-Davidson Visa Signature® Card is a rewards credit card issued by US Bank. 

This card is designed for people with fair credit. The minimum credit score to apply is 640. US Bank is one of the few credit card issuers that allows applicants to include a cosigner, which improves the approval chances of people with not-so-great credit. If you're wondering whether US Bank Harley-Davidson Visa Signature® Card is the right card for you, read on. This is everything you need to know to make a good choice.

Pros & Cons of US Bank Harley-Davidson Visa Signature® Card
The Good The Bad
  • Lower than average purchase APRs.
  • No annual fee.
  • Multiple credit card perks.
  • Cardholders can earn rewards on their purchases.
  • Offers auto rental collision damage waiver.
  • Includes emergency support.
  • Travel Accident Insurance.
  • Travel Assistance.
  • Earn rewards on every purchase.
  • US Bank Harley-Davidson Visa Signature® Card reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • Charges a foreign transaction fee of 3%.
  • Is there a US Bank Harley-Davidson Visa Signature® Card cash back or rewards program?

    US Bank Harley-Davidson Visa Signature® Card offers a rewards program to its customers.

    US Bank Harley-Davidson Visa Signature® Card Rewards
    Rewards rate (all purchases) 1%
    Max rewards rate 3%
    Annual rewards limit N/A
    Signup Bonus ($) N/A

    Does US Bank Harley-Davidson Visa Signature® Card have a signup bonus?

    US Bank Harley-Davidson Visa Signature® Card doesn't offer a cash signup bonus.

    Does US Bank Harley-Davidson Visa Signature® Card offer an annual loyalty bonus?

    US Bank Harley-Davidson Visa Signature® Card doesn't offer a cash loyalty bonus.

    What are the US Bank Harley-Davidson Visa Signature® Card benefits?

    US Bank Harley-Davidson Visa Signature® Card provides the following benefits:

    • Auto Rental Collision Damage Waiver
    • Emergency Support
    • Zero fraud liability
    • Travel Accident Insurance
    • Travel Assistance
    • ID Theft Protection
    • Reports to major credit bureaus

    What are the relevant APRs for US Bank Harley-Davidson Visa Signature® Card?

    According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. US Bank Harley-Davidson Visa Signature® Card has lower than average purchase APRs.

    US Bank Harley-Davidson Visa Signature® Card has a variable purchase APR that ranges from 15.49% up to 24.49%. The card has a variable balance transfer APR that ranges from 15.49% up to 24.49%. It also has a variable cash advance APR starting at 25.49% .

    Does US Bank Harley-Davidson Visa Signature® Card have an introductory APR offer?

    No, US Bank Harley-Davidson Visa Signature® Card does not come with an introductory APR offer for balance transfers. US Bank Harley-Davidson Visa Signature® Card does not offer an introductory rate on new purchases.
    US Bank Harley-Davidson Visa Signature® Card Balance Transfers
    Description
    Balance Transfer APR 15.49% - 24.49%
    Introductory Rate N/A
    Intro APR period (months) N/A
    US Bank Harley-Davidson Visa Signature® Card Rates & Terms
    Description
    Balance Computation average daily balance (including new purchases)
    Purchase APR 15.49% - 24.49%
    Credit Limit N/A
    Penalty APR N/A
    Cash Advance APR Starting at 25.49%
    Introductory Rate N/A
    Intro APR period (months) N/A

    What are the US Bank Harley-Davidson Visa Signature® Card fees?

    The following fees apply to US Bank Harley-Davidson Visa Signature® Card:

    • There is no overlimit fee
    US Bank Harley-Davidson Visa Signature® Card Fees
    Fees Amount
    Annual Fee $0
    Overlimit Fee $0
    Foreign Transaction Fee 3%
    Balance Transfer Fee 3%
    Minimum Balance Transfer Fee $5
    Returned Payment Fee $35
    Late Payment Fee $38

    Does US Bank Harley-Davidson Visa Signature® Card have a foreign transaction fee?

    US Bank Harley-Davidson Visa Signature® Card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.

    Does US Bank Harley-Davidson Visa Signature® Card report your account activity to credit bureaus?

    US Bank Harley-Davidson Visa Signature® Card reports your account activity to the following credit reporting agencies:

    • Equifax
    • Experian
    • Transunion

    Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

    How to apply for US Bank Harley-Davidson Visa Signature® Card

    • Visit the US Bank Harley-Davidson Visa Signature® Card website.
    • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
    • Check the information is accurate and submit your application.
    • If you're denied click here to find out why your application may have been rejected and what you can do about it.

    If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

    SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Availability

    Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
      Available in 50 states and Washington, D.C.
    • Alabama
    • Alaska
    • Arizona
    • Arkansas
    • California
    • Colorado
    • Connecticut
    • Delaware
    • Washington, DC
    • Florida
    • Georgia
    • Hawaii
    • Idaho
    • Illinois
    • Indiana
    • Iowa
    • Kansas
    • Kentucky
    • Louisiana
    • Maine
    • Maryland
    • Massachusetts
    • Michigan
    • Minnesota
    • Mississippi
    • Missouri
    • Montana
    • Nebraska
    • Nevada
    • New Hampshire
    • New Jersey
    • New Mexico
    • New York
    • North Carolina
    • North Dakota
    • Ohio
    • Oklahoma
    • Oregon
    • Pennsylvania
    • Rhode Island
    • South Carolina
    • South Dakota
    • Tennessee
    • Texas
    • Utah
    • Vermont
    • Virginia
    • Washington
    • West Virginia
    • Wisconsin
    • Wyoming

    Feature Breakdown

    Annual Fee $0
    No Annual Fee  
    No Interest Grace Period for Late Payment 24
    Over-Limit Fee $0
    Balance Transfer Fee % 3%
    Balance Transfer Fee Minimum $5
    Foreign Currency Transaction Fee 3%
    Late Fee Amount $38
    Minimum Interest Charge $2
    Returned Payment Fee $35
    Co-signing Allowed  
    Customer Type Personal
    Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Other
    • Retired
    • Self-Employed
    • Unemployed
    Immigration Status Considered
    • U.S. Citizen
    • U.S. Permanent Resident
    Military Status
    • Active Duty Military
    • Military Dependent
    • Non-Military
    • Veterans
    Minimum Age 18
    Supported Income Types
    • 1099 Misc. Income
    • Cash
    • Direct Deposit (W2, SSA, SSDI)
    • Payroll Check or Prepaid Card
    Card Network
    • Visa
    Card Type
    • Gas
    • Rewards
    Credit Bureau Reporting
    • Equifax
    • Experian
    • TransUnion
    Car Rental Insurance  
    Credit Card Benefits
    • Auto Rental Collision Damage Waiver
    • Emergency Support
    • Fraud Liability
    • Identity Theft Protection
    • Travel Accident Insurance
    • Travel Assistance
    Emergency Support  
    Extended Warranty  
    Fraud Liability  
    Travel Insurance  
    Rewards Categories
    • Every Purchase
    • Gas
    • Restaurants
    Cash Advance APR (Variable APR) Starting at 25.49%
    Purchase APR (Variable APR) 15.49% - 24.49%
    Balance Computation average daily balance (including new purchases)
    Balance Transfer APR (Variable APR) 15.49% - 24.49%

    US Bank Harley-Davidson Visa Signature® Card Community Reviews

     

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