SuperMoney

US Bank Harley-Davidson Visa Signature® Card

in Personal Credit Cards

Unaffiliated Visit Site

US Bank Harley-Davidson Visa Signature® Card

Unaffiliated

in Personal Credit Cards

Not enough votes for recommendation

Not enough votes for recommendation

Cast your vote
Cast your vote

Would you recommend US Bank Harley-Davidson Visa Signature® Card to your friends?

Thanks for your vote!

Thanks for your vote!

You voted: May or may not recommend

Overview

Who is this credit card designed for?

US Bank Harley-Davidson Visa Signature® Card is a credit card issued by US Bank, which is based in Minneapolis, MN. 

US Bank Harley-Davidson Visa Signature® Card is designed for people with a credit score of 640 to 850. It's perfect for consumers looking for a card without an annual fee. A rewards program is included that allows you to convert your purchases into travel, gifts, or other perks. US Bank is one of the few credit card issuers that allows applicants to include a cosigner, which improves the approval chances of people with not-so-great credit.

What are the relevant APRs?

US Bank Harley-Davidson Visa Signature® Card has a variable purchase APR that ranges from 15.49% up to 24.49%.

The card has a variable balance transfer APR that ranges from 15.49% up to 24.49%.

It also has a variable cash advance APR starting at 25.49%.

Is an introductory APR offer available?

No, US Bank Harley-Davidson Visa Signature® Card does not come with an introductory APR offer for balance transfers.

US Bank Harley-Davidson Visa Signature® Card does not offer an introductory rate on new purchases.

What are the fees?

The following fees apply to US Bank Harley-Davidson Visa Signature® Card:

  • There is no annual fee.
  • A late payment penalty of $38.
  • A returned payment fee of $35.
  • There is no overlimit fee
  • A foreign transaction fee of 3%. Transactions in a foreign currency get hit with a 3% fee. For example, if you buy a $1,000 flight in euros, you will pay a foreign transaction fee of $30.

Is a rewards program offered?

US Bank Harley-Davidson Visa Signature® Card offers a rewards program to its customers. This card features rewards for purchases in the following categories:

  • Every Purchase
  • Gas
  • Restaurants

Is a signup bonus offered?

US Bank Harley-Davidson Visa Signature® Card doesn't offer a cash signup bonus.

Is an annual loyalty bonus offered?

US Bank Harley-Davidson Visa Signature® Card doesn't offer a cash loyalty bonus.

What additional benefits are offered?

 US Bank Harley-Davidson Visa Signature® Card provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Fraud Liability
  • Travel Accident Insurance
  • Travel Assistance
  • Reports to major credit bureaus

Does US Bank Harley-Davidson Visa Signature® Card report your account activity to credit bureaus?

US Bank Harley-Davidson Visa Signature® Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.

SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Availability

Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Grace Period (Days)
24
Over-Limit Fee
$0
Annual Fee
$0
No Annual Fee
Late Payment Penalty
$38
Returned Payment Fee
$35
Minimum Interest Charge
$2
Foreign Currency Transaction Fee
3%
Minimum Age
18
Co-signing Allowed
Credit Score Range
640 - 850
850 300 640
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Customer Type
Personal
Car Rental Insurance
Extended Warranty
Fraud Liability
Travel Insurance
Emergency Support
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Fraud Liability
  • ID Theft Protection
  • Travel Accident Insurance
  • Travel Assistance
All Other Purchases
1 point with every $1 spent
Every Purchase
3 points at Harley-Davidson® dealerships for every $1 spent
Rewards Categories
  • Every Purchase
  • Gas
  • Restaurants
Purchases APR
15.49% - 24.49%
0% 29%
Cash Advance APR
Starting at
25.49%
Balance Computation
average daily balance (including new purchases)
APR Type
Variable APR
Balance Transfer APR
15.49% - 24.49%
8% 29%
Transfer Fee
3%
Transfer Fee %
3%
Transfer Fee Minimum
$5

Be the first to rate

Would you recommend US Bank Harley-Davidson Visa Signature® Card to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
Cancel my vote
(will require moderator approval)

Other Personal Credit Cards

US Bank Personal Credit Cards

Product

Reviews

Purchases APR

Balance Transfer APR

Annual Fee

Credit Score Range

US Bank Harley-Davidson Visa Secured Credit Card

US Bank Harley-Davidson Visa Secured Credit Card

 
 
1
1 total votes
Starting Purchases APR 24.49% Starting Purchases APR
Starting Balance Transfer APR 24.49% Starting Balance Transfer APR
Annual Fee $0 Annual Fee
Credit Score Range 300 - 700 300 850
US Bank Gymboree Visa Credit Card

US Bank Gymboree Visa Credit Card

Be the first to rate

Purchases APR 15.49% - 24.49% 0% 29%
Balance Transfer APR 15.49% - 24.49% 8% 29%
Annual Fee $0 Annual Fee
Credit Score Range 640 - 850 300 850
US Bank AeroMexico Visa Secured Card
Starting Purchases APR 24.49% Starting Purchases APR
Starting Balance Transfer APR 24.49% Starting Balance Transfer APR
Annual Fee $25 Annual Fee
Credit Score Range 640 - 850 300 850
US Bank LATAM Visa® Secured Card

US Bank LATAM Visa® Secured Card

Be the first to rate

Starting Purchases APR 24.49% Starting Purchases APR
Starting Balance Transfer APR 24.49% Starting Balance Transfer APR
Annual Fee $25 Annual Fee
Credit Score Range 300 - 640 300 850
US Bank FlexPerks Travel Rewards Visa Signature® Card
Purchases APR 15.49% - 25.49% 0% 29%
Balance Transfer APR 15.49% - 25.49% 8% 29%
Annual Fee $49 Annual Fee
Credit Score Range 700 - 850 300 850
US Bank AeroMexico Visa Card

US Bank AeroMexico Visa Card

Be the first to rate

Purchases APR 14.49% - 24.49% 0% 29%
Balance Transfer APR 14.49% - 24.49% 8% 29%
Annual Fee $45 Annual Fee
Credit Score Range 700 - 850 300 850
US Bank SkyBlue SKYPASS Visa Credit Card
Purchases APR 14.49% - 21.49% 0% 29%
Balance Transfer APR 14.49% - 21.49% 8% 29%
Annual Fee $0 Annual Fee
Credit Score Range 640 - 850 300 850
US Bank AeroMexico Visa Signature®
Purchases APR 14.49% - 24.49% 0% 29%
Balance Transfer APR 14.49% - 24.49% 8% 29%
Annual Fee $80 Annual Fee
Credit Score Range 700 - 850 300 850
View More Personal Credit Cards from US Bank