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Secured Mastercard From Capital One

in Personal Credit Cards from Capital One

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Secured Mastercard From Capital One

Unaffiliated

in Personal Credit Cards from Capital One

SuperMoney Net Recommendation Score -67% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Strongly not recommended

0 users recommend
2 users are unsure
4 users don't recommend
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Highlights
Highlights
Community Rating Strongly not recommended
Purchase APR Starting at 24.99%
Balance Transfer APR Starting at 24.99%
Annual Fee $0
Credit Score Range 300 - 640
Number of Reviews 6

Overview

Who is this credit card designed for?

Secured Mastercard From Capital One is a secured credit card credit card issued by Capital One, which is based in Richmond, VA.  Secured cards are a type of credit card that is backed by a secured payment, which is used as collateral. These cards are often used by borrowers with poor credit or little credit history to help build their credit.

Secured Mastercard From Capital One is designed for people with a credit score of 300 to 640. It's perfect for consumers looking for a card without an annual fee.

This card has a credit limit of $1000.

What are the relevant APRs?

Secured Mastercard From Capital One has a variable purchase APR starting at 24.99%.

The card has a variable balance transfer APR starting at 24.99%.

It also has a variable cash advance APR starting at 24.99%.

Is an introductory APR offer available?

No, Secured Mastercard From Capital One does not come with an introductory APR offer for balance transfers.

Secured Mastercard From Capital One does not offer an introductory rate on new purchases.

What are the fees?

The following fees apply to Secured Mastercard From Capital One:

  • There is no annual fee.
  • A late payment penalty of up to $38.
  • Secured Mastercard From Capital One does not charge a returned payment fee.

Is a rewards program offered?

No, Secured Mastercard From Capital One does not offer a rewards program.

Is a signup bonus offered?

Secured Mastercard From Capital One doesn't offer a cash signup bonus.

Is an annual loyalty bonus offered?

Secured Mastercard From Capital One doesn't offer a cash loyalty bonus.

What additional benefits are offered?

 Secured Mastercard From Capital One provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Fraud Liability
  • Price Protection
  • Travel Accident Insurance
  • Travel Assistance
  • ID Theft Protection
  • Reports to major credit bureaus
  • Does Secured Mastercard From Capital One report your account activity to credit bureaus?

    Secured Mastercard From Capital One reports your account activity to the following credit reporting agencies:

    • Equifax
    • Experian
    • Transunion

    Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.

    SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Availability

    Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
      Available in 50 states and Washington, D.C.
    • Alabama
    • Alaska
    • Arizona
    • Arkansas
    • California
    • Colorado
    • Connecticut
    • Delaware
    • Washington, DC
    • Florida
    • Georgia
    • Hawaii
    • Idaho
    • Illinois
    • Indiana
    • Iowa
    • Kansas
    • Kentucky
    • Louisiana
    • Maine
    • Maryland
    • Massachusetts
    • Michigan
    • Minnesota
    • Mississippi
    • Missouri
    • Montana
    • Nebraska
    • Nevada
    • New Hampshire
    • New Jersey
    • New Mexico
    • New York
    • North Carolina
    • North Dakota
    • Ohio
    • Oklahoma
    • Oregon
    • Pennsylvania
    • Rhode Island
    • South Carolina
    • South Dakota
    • Tennessee
    • Texas
    • Utah
    • Vermont
    • Virginia
    • Washington
    • West Virginia
    • Wisconsin
    • Wyoming

    Feature Breakdown

    Grace Period for Late Payment (Days) 25
    Annual Fee $0
    No Annual Fee  
    Late Fee Amount $38
    Minimum Age 18
    Credit Score Range 300 - 640
    Immigration Status Considered
    • U.S. Citizen
    • U.S. Permanent Resident
    Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Other
    • Retired
    • Self-Employed
    • Unemployed
    Military Status
    • Active Duty Military
    • Military Dependent
    • Non-Military
    • Veterans
    Supported Income Types
    • 1099 Misc. Income
    • Cash
    • Direct Deposit (W2, SSA, SSDI)
    • Payroll Check or Prepaid Card
    Customer Type Personal
    Car Rental Insurance  
    Extended Warranty  
    Fraud Liability  
    Travel Insurance  
    Emergency Support  
    Flight Insurance  
    Free FICO Score  
    Credit Card Benefits
    • Auto Rental Collision Damage Waiver
    • Emergency Support
    • Extended Warranty Protection
    • Fraud Liability
    • Identity Theft Protection
    • Price Protection
    • Travel Accident Insurance
    • Travel Assistance
    Purchase APR (Variable APR) Starting at 24.99%
    Cash Advance APR (Variable APR) Starting at 24.99%
    Balance Computation average daily balance (including new transactions)
    Credit Limit 1000
    Balance Transfer APR (Variable APR) Starting at 24.99%

    Reviews

     
     

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    Balance Transfer APR 19.99% - 28.99%
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    Balance Transfer APR 15.49% - 24.99%
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