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Last Updated: 10/08/2025

The Plum Card® from American Express

from American Express® National Bank

Last Updated: 10/08/2025

Rating not yet determined2 total votes

1 users are unsure

1 users don't recommend

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Highlights

Purchase APR (Variable APR)

N/A

Balance Transfer APR (Variable APR)

N/A

Annual Fee

$250

Disclaimer popup with additional information

Credit Score Range

N/A

The Plum Card® from American Express Review

All information about this card has been collected independently by SuperMoney.

This is a card issued by American Express® National Bank. If you're wondering whether The Plum Card® from American Express is the right card for you, read on.

Key Takeaways

Multiple business credit card benefits. Includes generous credit card perks, such as emergency support, extended warranty protection on purchases, identity theft protection, purchase security, travel assistance, and fraud protection.

Pros & Cons of The Plum Card® from American Express

The Good

The Bad

Multiple business credit card perks.
Extended warranty on purchases.
Identity Theft Protection.
Travel assistance insurance
The Plum Card® from American Express reports to multiple credit bureaus.

Charges an annual fee of $250
Does not offer a signup bonus.
Does not offer rewards or cash back.
You don't earn rewards on every purchase.

What are the relevant APRs?

Does it have an introductory APR offer?

This business card does not offer an introductory rate on new purchases.

The Plum Card® from American Express Rates & Terms

What fees does it charge?

The following fees apply to this business credit card:

An annual fee of $250 ($250‡) .
A late payment penalty of up to $39 .
A returned payment fee of up to $39.

The Plum Card® from American Express Fees

Fees

Amount

Annual Fee

$250

Balance Transfer Fee

Returned Payment Fee

up to $39

Late Payment Fee

up to $39

Does it offer a cash back or rewards program?

No, it does not offer a cash back rewards program.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

World Financial Center

200 Vesey Street

New York, NY 10285

(800) 528-4800

Visit Site

Email Support

Hours of Operation

Sunday7:00AM - 12:00AMMonday7:00AM - 12:00AMTuesday7:00AM - 12:00AMWednesday7:00AM - 12:00AMThursday7:00AM - 12:00AMFriday7:00AM - 12:00AMSaturday7:00AM - 12:00AM

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SuperMoney Net Recommendation Score

Not enough SuperMoney users have reviewed this product to provide a recommendation score or rating.

-50

-1000+100

No one recommends

Everyone recommends

The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

The Plum Card® from American Express Community Reviews

Would you recommend The Plum Card® from American Express to your friends?

Brett S.

Apr 3, 2021

May or may not recommend

Something I noticed in regards to this card is the wide range of credit scores which are accepted. Usually with a credit score sitting around 650, it is fairly difficult to get a card up and running, especially for a business. This seems like it could potentially be a good opportunity for those who do not meet the prerequisites for cards that are more conventionally popular on this site to ...Show More

Anonymous

Aug 2, 2015

May or may not recommend

The Amex Plum card delivers all the bells and whistles you would expect from an elite-level card, plus the outstanding customer service you can expect from Amex. But unless your company is pulling in big bucks, that $250 annual fee is painful.

Showing 2 of 2 reviews