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Last Updated: 04/18/2025

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US Bank Business Edge Platinum Card

from U.S. Bank

Last Updated: 04/18/2025

U.S. Bank logo
Rating not yet determined1 total votes
1 users are unsure

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Highlights

Purchase APR (Variable APR)

13.74% - 24.74%(Verified 06/21/2024)
Disclaimer popup with additional information

Balance Transfer APR (Variable APR)

13.74% - 24.74%(Verified 06/21/2024)
Disclaimer popup with additional information

Annual Fee

$0

Credit Score Range

N/A

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US Bank Business Edge Platinum Card Review

This is a card issued by U.S. Bank. If you're wondering whether US Bank Business Edge Platinum Card is the right card for you, read on.

Key Takeaways

  • 0% Intro APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers.
  • 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases.
  • Signup bonus. Offers a signup bonus of up to $200.
  • APRs: US Bank Business Edge Platinum Card has a variable regular purchase APR that ranges from 13.74% up to 24.74%.
  • No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card , but you don't have to pay an annual fee for the privilege.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 3% every time you make a transaction outside the U.S.

Pros & Cons of US Bank business edge platinum

What are the relevant APRs?

This business credit card has a variable purchase APR that ranges from 13.74% up to 24.74% . The card has a variable balance transfer APR that ranges from 13.74% up to 24.74% .
It also has a variable cash advance APR starting at 25.74% . Note that late payments are subject to an APR of 29.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Does it have an introductory APR offer?

Yes, this business card offers an introductory APR rate on balance transfers of 0%
This business card does offer an introductory APR rate on new purchases of 0%

What fees does it charge?

The following fees apply to this business credit card:
  • There is no annual fee.
  • A late payment penalty of $39 .

Does it charge a foreign transaction fee?

This business card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this business card at home and apply for one that doesn't charge a foreign transaction fee.

Does it offer a cash back or rewards program?

No, it does not offer a cash back rewards program.
This business card offers rewards to small business owners that use the card to make purchases in the following bonus categories:
  • Internet, Cable and Phone Services
  • Every Purchase
  • Gas stations
  • Office Supply Stores

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

800 Nicollet Mall
Minneapolis, MN 55402
Visit Site
Email Support

Hours of Operation

Sunday
Closed
Monday
8:30AM - 5:30PM
Tuesday
8:30AM - 5:30PM
Wednesday
8:30AM - 5:30PM
Thursday
8:30AM - 5:30PM
Friday
8:30AM - 5:30PM
Saturday
Closed

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Other Business Credit Cards from U.S. Bank

U.S. Bank logo
Rating not yet determined

Purchase APR

14.24% - 23.24%
Disclaimer popup with additional information

Balance Transfer APR

14.24% - 23.24%
Disclaimer popup with additional information

Annual Fee

$0

Credit Score Range

650 - 850

300

850

Visit Site

U.S. Bank logo

Purchase APR

19.99% - 27.99%
Disclaimer popup with additional information

Balance Transfer APR

19.99% - 27.99%
Disclaimer popup with additional information

Annual Fee

$0 - $95

Credit Score Range

670 - 850

300

850


U.S. Bank logo

Purchase APR

16.24% - 25.24%
Disclaimer popup with additional information

Balance Transfer APR

16.24% - 25.24%
Disclaimer popup with additional information

Annual Fee

$0

Credit Score Range

Starting at 670

U.S. Bank logo

Purchase APR

18.24% - 23.24%
Disclaimer popup with additional information

Balance Transfer APR

18.24% - 23.24%
Disclaimer popup with additional information

Annual Fee

$0 - $95

Credit Score Range

650 - 850

300

850


U.S. Bank logo

Purchase APR

18.99% - 27.99%
Disclaimer popup with additional information

Balance Transfer APR

18.99% - 27.99%
Disclaimer popup with additional information

Annual Fee

$0

Credit Score Range

670 - 850

300

850


U.S. Bank logo

Purchase APR

18.24% - 26.24%
Disclaimer popup with additional information

Balance Transfer APR

18.24% - 26.24%
Disclaimer popup with additional information

Annual Fee

$95

Credit Score Range

670 - 750

300

850


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SuperMoney Net Recommendation Score

Not enough SuperMoney users have reviewed this product to provide a recommendation score or rating.

0

-1000+100
No one recommends
Everyone recommends
The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

US Bank Business Edge Platinum Card Community Reviews

Would you recommend US Bank Business Edge Platinum Card to your friends?

U

Anonymous

Aug 2, 2015

May or may not recommend

If you have decent credit and want a no-nonsense business credit card with no annual fee, this is your card. It's a good card for big purchases thanks to the 0% APR for the first 12 months. But if you're looking for a flashy rewards program, look elsewhere.

Showing 1 of 1 reviews

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