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US Bank Business Edge Platinum Card

in Business Credit Cards

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US Bank Business Edge Platinum Card

Unaffiliated

in Business Credit Cards

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Overview

Who is US Bank Business Edge Platinum Card Designed For?

US Bank Business Edge Platinum Card is designed for business owners with good or excellent credit (above 720) who want a no-hassle business credit card with no annual fee, a 0% APR intro rate and competitive rates. However, it doesn't have a rewards program, so if you're looking to earn rewards on your business purchases, look elsewhere.

What are the Rates for US Bank Business Edge Platinum Card?

US Bank Business Edge Platinum Card's rates for purchases and balance transfers range from 10.49% APR to 18.49% APR depending on the credit history of cardholders. There is a 0% APR intro rate on purchases and balance transfers for the first 12 billing cycles. Cash advances have a 24.49% APR and there is a 28.99% APR penalty rate when cardholders are late on their payments that will continue in place until the cardholder makes 6 consecutive payments on time.

What Are the Fees for US Bank Business Edge Platinum Card?

The US Bank Business Edge Platinum Card doesn't have an annual fee. It does have a 3% balance transfer fee and a 2% fee on foreign transactions in dollars, which goes up to 3% when the foreign transaction is also in a foreign currency. Cash advances have a 4% fee ($10 minimum). Late payments incur a $19 to $39 fee (depending on the size of the balance); returned payments trigger a $35 fee; and if you go over your credit limit, you get a $39 overlimit fee.

What Is US Bank Business Edge Platinum Card's Rewards Program Like?

US Bank Business Edge Platinum Card doesn't have a rewards program.

What about US Bank Business Edge Platinum Card's Signup Bonus?

US Bank Business Edge Platinum Card doesn't offer new customers a sign up or enrollment bonus.

Does US Bank Business Edge Platinum Card Have Any Other Benefits?

US Bank Business Edge Platinum Card is an easy-to-use and convenient way for business owners to manage their spending, but it is very light on benefits and perks. It offers free additional card for employees, zero fraud liability, and 15% savings on business purchases from merchants that are part of Visa's SavingsEdge program.

How Is US Bank Business Edge Platinum Card Better Than Other Credit Cards?

US Bank Business Edge Platinum Card allows businesses to pay bills on the fly and monitor their spending through US Banks's FlexControl and ScoreBoard services. The rates are low, there is no annual fee, new cardholders have a 12-month 0% APR intro rate and employee cards are free. The only catch is that it doesn't have a rewards program, so business owners don't earn any points or cashback on purchases. If you want a business card with similar features that offers a rewards program, US Bank also has the Business Edge Cash Rewards and the Business Edge Travel Rewards Card, which do include rewards programs.

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Feature Breakdown

Annual Fee
$0
Grace Period / Deferred Interest (Months)
24
No Annual Fee
Minimum Interest Charge
$2
Late Payment Penalty
$39
Returned Payment Fee
$35
Over-Limit Fee
$39
Foreign Currency Transaction Fee
3%
Minimum Age
18
Customer Type
Business
Card Type
  • Balance Transfer
  • Zero Percent
Card Network
  • Visa
Fraud Liability
Purchases APR (variable)
10.24% - 18.24%
10% 25%
Penalty APR
28.99%
Introductory Rate
0%
Balance Transfer APR (variable)
10.24% - 18.24%
10% 22%
Transfer Fee
3% ($5 minimum)
Introductory Rate
0%

Reviews

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US Bank Business Credit Cards

Product

Reviews

Purchases APR (variable)

Balance Transfer APR (variable)

Annual Fee

Credit Score Range

US Bank Business Edge Select Rewards

US Bank Business Edge Select Rewards

1
1
 
2 total votes
Purchases APR (variable) 12.24% - 18.24% 10% 25%
Balance Transfer APR (variable) 12.24% - 18.24% 10% 22%
Annual Fee $0 Annual Fee
Credit Score Range N/A Credit Score Range
SKYPASS Visa Business Card

SKYPASS Visa Business Card

 
1
 
1 total votes
Purchases APR (variable) 13.24% - 20.24% 10% 25%
Balance Transfer APR (variable) 13.24% - 20.24% 10% 22%
Annual Fee $75 Annual Fee
Credit Score Range N/A Credit Score Range
US Bank Business Platinum Visa Card

US Bank Business Platinum Visa Card

 
 
1
1 total votes
Purchases APR (variable) 10.24% - 18.24% 10% 25%
Balance Transfer APR (variable) 10.24% - 18.24% 10% 22%
Annual Fee $0 Annual Fee
Credit Score Range N/A Credit Score Range
US Bank Business Edge Cash Rewards World Elite Mastercard

US Bank Business Edge Cash Rewards World Elite Mastercard

 
1
 
1 total votes
Purchases APR (variable) 12.24% - 18.24% 10% 25%
Balance Transfer APR (variable) 12.24% - 18.24% 10% 22%
Annual Fee $0 Annual Fee
Credit Score Range N/A Credit Score Range
US Bank FlexPerks Business Edge Travel Rewards

US Bank FlexPerks Business Edge Travel Rewards

 
 
1
1 total votes
Purchases APR (variable) 12.24% - 18.24% 10% 25%
Balance Transfer APR (variable) 12.24% - 18.24% 10% 22%
Annual Fee $55 Annual Fee
Credit Score Range N/A Credit Score Range
US Bank Business Edge Select Rewards

US Bank Business Edge Select Rewards

 
1
 
1 total votes
Purchases APR (variable) 12.24% - 18.24% 10% 25%
Balance Transfer APR (variable) 12.24% - 18.24% 10% 22%
Annual Fee $0 Annual Fee
Credit Score Range N/A Credit Score Range
US Bank FlexPerks Business Edge Travel Rewards

US Bank FlexPerks Business Edge Travel Rewards

 
 
3
3 total votes
Purchases APR (variable) 12.24% - 18.24% 10% 25%
Balance Transfer APR (variable) 12.24% - 18.24% 10% 22%
Annual Fee $55 Annual Fee
Credit Score Range N/A Credit Score Range