US Bank Business Edge Platinum Card

US Bank Business Edge Platinum Card Review

This is a card issued by U.S. Bank. If you're wondering whether US Bank business edge platinum is the right card for you, read on.

Key Takeaways

• 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers.
• 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases.
• Signup bonus. Offers a signup bonus of up to $200 if you spend $1000.
• Competitive APRs. US Bank Business Edge Platinum Card has a variable purchase APR that ranges from 13.74% up to 24.74%.
• No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.

Pros & Cons of US Bank business edge platinum

What are the relevant APRs?

This business credit card has a variable purchase APR that ranges from 13.74% up to 24.74%. The card has a variable balance transfer APR that ranges from 13.74% up to 24.74%.

It also has a variable cash advance APR starting at 25.74% . Note that late payments are subject to an APR of 29.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

What fees does it charge?

The following fees apply to this business credit card:

• There is no annual fee.
• A late payment penalty of up to $39.
• An overlimit fee of $39.

Does it offer a cash back or rewards program?

No, it does not offer a cash back rewards program. This business card offers rewards to small business owners that use the card to make purchases in the following bonus categories:

• Internet, Cable and Phone Services
• Every Purchase
• Gas stations
• Office Supply Stores

What are the benefits?

This business credit card provides the following benefits:

• Fraud Liability

What is the customer service phone number?

The customer service number for this business card is (800) 872-2657.

What is the support contact email?

The support contact email for this business credit card is customer.support@usbank.com.

How to apply?

• Visit the US Bank Business Edge Platinum Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
• Check the information is accurate and submit your application.
• If you're denied click here to find out why your application may have been rejected and what you can do about it.