PNC Virtual Wallet Student Account
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| APY (Annual Percentage Yield) | 0% |
| Monthly Fee | $0 |
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PNC Virtual Wallet Student Account Review
PNC Virtual Wallet Student Account is offered by PNC Bank, a bank founded in 1845 and based in Pittsburgh, PA. PNC Virtual Wallet Student Account is available in 14 states (and Washington, DC).
Key Takeaways
- 0% APY. As with most checking accounts, PNC Virtual Wallet Student Account does not pay interest.
- $0 monthly fee. This account does not charge a monthly Service Charge.
- No minimum initial deposit. There is no minimum balance required to open an account.
- Up to $5 in ATM fee rebates. This account will reimburse you for ATM fees (see terms and conditions for details).
- Bill pay. Pay your bills to practically anyone in the United States through PNC Bank.
PNC Virtual Wallet Student Pros & Cons
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PNC Virtual Wallet Student FAQ
Are checking accounts from PNC Bank federally insured?
Yes, this account is insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What APY does PNC Virtual Wallet Student offer?
PNC Virtual Wallet Student is not an interest-bearing account.
What are the account minimums for PNC Virtual Wallet Student?
PNC Virtual Wallet Student does not require a minimum initial deposit.
| Description | |
|---|---|
| Minimum Opening Deposit | $0 |
What fees does PNC Virtual Wallet Student charge?
The good news is that this account does not have a monthly Service Charge.
| Description | |
|---|---|
| ATM Fee: In-Network | $0 |
| ATM Reimbursement Monthly Limit | $5 |
| Check Image Service | $3 |
| Debit Card Replacement Fee | $7.50 |
| Early Account Closure | $25 |
| Foreign Transaction Fee (Debit Card) | 3% |
| Monthly Fee | $0 |
| NSF Fee | $36 |
| Online Bill Pay Fee | $0 |
| Overdraft Item Fee | $36 |
| Overdraft Protection Fee (per transfer) | $0 |
| Paper Statement Fee | $0 |
| Returned Deposit Fee (Domestic) | $12 |
| Returned Deposit Fee (International) | $12 |
| Stop Payment Fee | $33 |
| Wire Transfer Fee - Domestic (Incoming) | $15 |
| Wire Transfer Fee - Domestic (Outgoing) | $30 |
| Wire Transfer Fee - International (Incoming) | $15 |
| Wire Transfer Fee - International (Outgoing) | $45 |
| ATM Fee: Out-of-Network | $3 |
Does PNC Virtual Wallet Student charge overdraft fees?
Yes, PNC Virtual Wallet Student charges a $36 fee for every overdraft.What features and perks does PNC Virtual Wallet Student offer?
This account includes the following features:
- ATM rebates - This account will reimburse you for any domestic ATM fees up to a monthly maximum of $5.
- Check images with statement - Reconciling your accounts and complying with document retention standards is easier when you have access to a copy of your checks.
- Fraud monitoring - PNC Virtual Wallet Student monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - PNC Virtual Wallet Student allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
What is the customer support email for PNC Virtual Wallet Student?
The customer support email for PNC Virtual Wallet Student is info@pnc.com.
How do people rate the customer service and user experience of PNC Virtual Wallet Student?
Overall, PNC Virtual Wallet Student is strongly recommended based on community reviews that rate customer service and user experience.
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Message From PNC Bank
Contact
- Headquarters
-
One PNC Plaza 249 Fifth Ave
Pittsburgh, PA 1522 - Visit Site
- Email Support
Other Services by PNC Bank
View all checking accounts offered by PNC Bank
Availability
Available in 14 states and Washington, D.C.
- Delaware
- Washington, DC
- Florida
- Illinois
- Indiana
- Kentucky
- Maryland
- Michigan
- Missouri
- New Jersey
- New York
- Ohio
- Pennsylvania
- Virginia
- West Virginia
Feature Breakdown
| ATM Fee: In-Network | $0 |
| Monthly Fee | $0 |
| Online Bill Pay Fee | $0 |
| Overdraft Protection Fee (per transfer) | $0 |
| Paper Statement Fee | $0 |
| ATM Reimbursement Monthly Limit | $5 |
| Check Image Service | $3 |
| Debit Card Replacement Fee | $7.50 |
| Early Account Closure | $25 |
| Foreign Transaction Fee (Debit Card) | 3% |
| NSF Fee | $36 |
| Overdraft Item Fee | $36 |
| Returned Deposit Fee (Domestic) | $12 |
| Returned Deposit Fee (International) | $12 |
| Stop Payment Fee | $33 |
| Wire Transfer Fee - Domestic (Incoming) | $15 |
| Wire Transfer Fee - Domestic (Outgoing) | $30 |
| Wire Transfer Fee - International (Incoming) | $15 |
| Wire Transfer Fee - International (Outgoing) | $45 |
| ATM Fee: Out-of-Network | $3 |
PNC Virtual Wallet Student Account Community Reviews
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