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  US Bank Easy Checking

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US Bank Easy Checking
in Checking Accounts from US Bank · Member FDIC

Not Currently Available

US Bank Easy Checking

in Checking Accounts from US Bank · Member FDIC
Net Recommendation Score 0  

SUPERMONEY NET RECOMMENDATION SCORE

This product is mostly not recommended by SuperMoney users with a score of 0, equating to 3 on a 5 point rating scale.

0

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

Rating not yet determined  

1 user recommends
0 users are unsure
1 user doesn't recommend
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Highlights
Community Rating

Rating not yet determined  

Cashback Rewards N/A
APY (Annual Percentage Yield) 0%
Monthly Fee $0 - $6.95
(Verified 08/08/2022)
Minimum Balance to Avoid Monthly Fee Starting at $1,500

US Bank Easy Checking Review

US Bank Easy Checking is no longer available to new customers on SuperMoney.

Click here to compare Checking Accounts and quickly find the best options for your needs.

US Bank Easy Checking is offered by US Bank, a bank founded in 1863 and based in Minneapolis, MN. US Bank Easy Checking is available in 28 states across the USA.

Key Takeaways

  • 0% APY. As with most checking accounts, US Bank Easy Checking does not pay interest.
  • Charges a monthly fee. This account charges a monthly service fee of up to $6.95, but the fee is waived if you keep a minimum balance of $1,500 or have a monthly direct deposit of $1,000.
  • Bill pay. Pay your bills to practically anyone in the United States through US Bank.

US Bank Easy checking Pros & Cons

Pros Cons
  • Access to physical branches.
  • Free debit card and the option to lock/unlock the card if lost or stolen
  • Access to a nationwide network of ATMs.
  • No signup bonus.
  • Does not earn interest
  • Only available in 28 states.
  • Higher than average wire transfer fees.
  • Monthly service charge (if minimums are not met).
  • Charges a higher than average fee on out-of-network ATM transactions.

US Bank Easy checking FAQ

Are checking accounts from US Bank federally insured?

Yes, your deposits are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #6548). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does US Bank Easy checking offer?

US Bank Easy checking is not an interest-bearing account.

What are the account minimums for US Bank Easy checking?

US Bank Easy checking requires a minimum initial deposit of $25 to open an account.

US Bank Easy Checking Minimums
Description
Minimum Opening Deposit Starting at $25
Minimum Balance to Avoid Monthly Fee Starting at $1,500
Minimum Direct Deposit to Avoid Monthly Fee Starting at $1,000

What fees does US Bank Easy checking charge?

This account charges a monthly service fee of up to $6.95.

US Bank Easy Checking Fees
Description
Monthly Fee $0 - $6.95
ATM Fee: In-Network $0
ATM Fee: Out-of-Network Starting at $2.50
Foreign Transaction Fee (Debit Card) 3%
NSF Fee $36
Overdraft Item Fee $36
Overdraft Protection Fee (per transfer) $12.50
Returned Deposit Fee (Domestic) $19
Returned Deposit Fee (International) $19
Stop Payment Fee $35
Wire Transfer Fee - Domestic (Incoming) $20
Wire Transfer Fee - Domestic (Outgoing) $30
Wire Transfer Fee - International (Incoming) $25
Wire Transfer Fee - International (Outgoing) $50
Paper Statement Fee $2
Online Bill Pay Fee $0
Check Copy $2
Check Image Service $2
Debit Card Replacement Fee $0
Early Account Closure $25

Does US Bank Easy checking charge overdraft fees?

Yes, US Bank Easy checking charges a $36 fee for every overdraft. You can get overdraft protection at a cost of $12.50 per transaction.

What features and perks does US Bank Easy checking offer?

This account includes the following features:

  • Fraud monitoring - US Bank Easy checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - US Bank Easy checking allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.

What is the customer support email for US Bank Easy checking?

The customer support email for US Bank Easy checking is customer.support@usbank.com.

How do people rate the customer service and user experience of US Bank Easy checking?

Overall, US Bank Easy checking is mostly recommended based on community reviews that rate customer service and user experience.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From US Bank

Easy Checking, A basic checking account with our standard features. Personal checking with basic banking must-haves.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 8:30am - 5:30pm
  • Tuesday 8:30am - 5:30pm
  • Wednesday 8:30am - 5:30pm
  • Thursday 8:30am - 5:30pm
  • Friday 8:30am - 5:30pm
  • Saturday Closed

Other Services by US Bank

Icon for Checking Accounts
View all checking accounts offered by US Bank

Availability

  Available in 28 states
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Florida
  • Georgia
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Minnesota
  • Missouri
  • Montana
  • North Dakota
  • Nebraska
  • New Mexico
  • Nevada
  • Ohio
  • Oregon
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Washington
  • Wisconsin
  • Wyoming

Feature Breakdown

Minimum Opening Deposit Starting at $25
Minimum Balance to Avoid Monthly Fee Starting at $1,500
Minimum Direct Deposit to Avoid Monthly Fee Starting at $1,000
Monthly Fee $0 - $6.95
(Verified 08/08/2022)
ATM Fee: In-Network $0
ATM Fee: Out-of-Network Starting at $2.50
Foreign Transaction Fee (Debit Card) 3%
NSF Fee $36
Overdraft Item Fee $36
Overdraft Protection Fee (per transfer) $12.50
Returned Deposit Fee (Domestic) $19
Returned Deposit Fee (International) $19
Stop Payment Fee $35
Wire Transfer Fee - Domestic (Incoming) $20
Wire Transfer Fee - Domestic (Outgoing) $30
Wire Transfer Fee - International (Incoming) $25
Wire Transfer Fee - International (Outgoing) $50
Paper Statement Fee $2
Online Bill Pay Fee $0
Check Copy $2
Check Image Service $2
Debit Card Replacement Fee $0
Early Account Closure $25
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of Identity
  • Government Issued Photo ID
  • Social Security Number
Account Features
  • Free Bill Pay
  • Mobile Check Deposit
  • Nationwide ATM Network
  • Mobile Banking
  • Fraud Monitoring
  • Debit Card Lock/Unlock
  • Fraud Protection
  • Debit Card
  • Bauer Financial A+/A Rating
  • Branch Access
  • Member FDIC
APY (Annual Percentage Yield) 0%

US Bank Easy Checking Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is mostly not recommended by SuperMoney users with a score of 0, equating to 3 on a 5 point rating scale.

0

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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