US Bank Easy Checking is no longer available to new customers on SuperMoney. Click here to compare and quickly find the best options for your needs.

Last Updated: 01/21/2026

Not Currently Available

US Bank Easy Checking

from U.S. Bank

Last Updated: 01/21/2026

Rating not yet determined2 total votes

1 users recommend

1 users don't recommend

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Highlights

Welcome Offer

N/A(Verified 09/28/2022)

Cashback Rewards

N/A

APY (Annual Percentage Yield)

0%(Verified 06/21/2024)

Disclaimer popup with additional information

Monthly Service Fee

$0 - $6.95(Verified 01/21/2026)

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US Bank Easy Checking Review

US Bank Easy Checking is no longer available to new customers on SuperMoney.

Click here to compare and quickly find the best options for your needs.

The US Bank Easy Checking is offered by U.S. Bank, a bank founded in 1863 and based in Minneapolis, MN. US Bank Easy checking is available in 28 states.

Key Takeaways

0% APY. As with most checking accounts, US Bank Easy Checking does not pay interest.
Charges a monthly fee. This account charges a monthly fee of up to $6.95, but the fee may be waived if you keep a minimum balance of$1,500.
Bill pay. Pay your bills to practically anyone in the United States when you enroll in U.S. Bank mobile or online banking.

US Bank Easy checking Pros & Cons

Pros

Cons

Access to physical branches.
Debit card and the option to lock/unlock the card if lost or stolen
Access to a nationwide network of ATMs.

No signup bonus.
Does not earn interest
Only available in 28 states.
Charges a fee on out-of-network ATM transactions.

US Bank Easy checking FAQ

Are checking accounts from U.S. Bank federally insured?

Yes, your deposits are insured by the Federal Deposit Insurance Corporation (FDIC #6548). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does US Bank Easy checking offer?

US Bank Easy checking is not an interest-bearing account.

What are the account minimums for US Bank Easy checking?

US Bank Easy checking requires a minimum initial deposit of $25.

US Bank Easy Checking Minimums

Description

Minimum Average Balance to Avoid Monthly Service Fee

Starting at $1,500

Minimum Opening Deposit

Starting at $25

What fees does US Bank Easy checking charge?

This account charges a monthly maintenance fee each statement cycle of up to $6.95.

US Bank Easy Checking Fees

Description

Monthly Service Fee

$0 - $6.95

Paper Statement Fee

Starting at $2

ATM Fee: In-Network

Starting at $0

ATM Fee: Out-of-Network (within the U.S.)

Starting at $2.5

NSF Fee

$36

Overdraft Item Fee

Starting at $36

Early Account Closure

Starting at $25

Returned Deposit Fee (Domestic)

Starting at $19

Card Replacement Fee (Standard Delivery)

Starting at $0

Online Bill Pay Fee

Starting at $0

Stop Payment Fee

Starting at $35

Check Image Service

Starting at $2

Check Copy

Foreign Transaction Fee (Debit Card)

Starting at 3%

Wire Transfer Fee - US Domestic (Outgoing)

Starting at $30

Wire Transfer Fee - International (Outgoing)

Starting at $50

Wire Transfer Fee - International (Incoming)

Starting at $25

Returned Deposit Fee (International)

Starting at $19

Wire Transfer Fee - US Domestic (Incoming)

Starting at $20

Does US Bank Easy checking charge overdraft fees?

Yes, US Bank Easy checking charges a $36 fee for every overdraft.

What features and perks does US Bank Easy checking offer?

This account includes the following features:

Fraud monitoring - US Bank Easy checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
Mobile Banking Services - US Bank Easy checking allows you to manage your money online or with a mobile app. This includes depositing checks¹ in your account with a mobile app on your smartphone.
Nationwide ATM network - Conveniently transact at a nearby ATM.

What is the customer support email for US Bank Easy checking?

The customer support email for US Bank Easy checking is customer.support@usbank.com.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message from US Bank Easy checking

Easy Checking, A basic checking account with our standard features. Personal checking with basic banking must-haves.

Contact

Headquarters

800 Nicollet Mall

Minneapolis, MN 55402

Visit Site

Email Support

Hours of Operation

Sunday

Closed

Monday

8:30AM - 5:30PM

Tuesday

8:30AM - 5:30PM

Wednesday

8:30AM - 5:30PM

Thursday

8:30AM - 5:30PM

Friday

8:30AM - 5:30PM

Saturday

Closed

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Bonus Offer

N/A

Cashback Rewards

N/A

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N/A

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$0 - $6.95

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SuperMoney Net Recommendation Score

Not enough SuperMoney users have reviewed this product to provide a recommendation score or rating.

-1000+100

No one recommends

Everyone recommends

The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

US Bank Easy Checking Community Reviews

Would you recommend US Bank Easy Checking to your friends?

Teresa B.

Apr 15, 2022

May or may not recommend

I have been with US Bank for over 8 years, and I have no complaints whatsoever. I am located in Phoenix, AZ, and as large a city as this is, the bank employees always treat me with respect and dignity. when I must visit a local branch. They certainly go the extra mile by helping me get the most out of the banking experience, and that is just what goes ...Show More

Isbeth F.

Jan 15, 2021

May or may not recommend

You can never get through to this bank, the customer service is horrid. Hour long wait for nothing, sometimes your issues aren’t even resolved.

Showing 2 of 2 reviews