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  USAA Cashback Rewards Checking Account

USAA Cashback Rewards Checking Account

in Checking Accounts from USAA

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USAA Cashback Rewards Checking Account

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in Checking Accounts from USAA

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Highlights
Highlights
Monthly Fee $0
Minimum Balance to Avoid Monthly Fee N/A
ATM Fee: Out-of-Network $0
APY (Annual Percentage Yield) 0.01%

USAA Cashback Rewards Checking Account Review

USAA Cashback Rewards Checking Account is offered by USAA, a financial services company founded in 1922 and based in San Antonio, TX. USAA Cashback Rewards Checking Account is available in 28 states across the USA.

Are checking accounts from USAA federally insured?

Yes, your USAA checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #34351). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does USAA offer?

USAA Cashback Rewards Checking Account Rates & Terms
Description
APY (Annual Percentage Yield) 0.01%

USAA Cashback Rewards Checking Account offers an APY of .01% (APY stands for annual percentage yield, rates may change).

What are the account minimums for USAA Cashback Rewards Checking Account?

USAA Cashback Rewards Checking Account requires a minimum initial deposit of $25 to open an account.

USAA Cashback Rewards Checking Account Account Minimums
Description Amount
Minimum Initial Deposit $25

What fees does USAA Cashback Rewards Checking Account charge?

The good news is that this account does not charge a monthly maintenance fee.

USAA Cashback Rewards Checking Account Fees
Description
Monthly Fee $0
Paper Statement Fee $10
ATM Fee: In-Network $0
ATM Fee: Out-of-Network $0
NSF Fee $29
Overdraft Protection Fee (per transfer) $0
Overdraft Item Fee $25
Early Account Closure $0
Returned Deposit Fee (Domestic) $5
Debit Card Replacement Fee $0
Bank Teller Fee N/A
Check Cashing Fee N/A
Online Bill Pay Fee $0
Stop Payment Fee $29
Check Image Service N/A
Check Copy N/A
Foreign Transaction Fee (Debit Card) 1%
Wire Transfer Fee - Domestic (Outgoing) $20
Wire Transfer Fee - International (Outgoing) $20
Wire Transfer Fee - International (Incoming) $0
Returned Deposit Fee (International) $5
Wire Transfer Fee - Domestic (Incoming) $0

What features and perks does USAA Cashback Rewards Checking Account offer?

This account includes the following features:

  • Automatic savings - Set up an automatic transfer from your checking account to a savings account and you'll never have to second-guess your saving decisions again.
  • Fraud monitoring - USAA Cashback Rewards Checking Account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
  • Get paid early - If you fund your account with a payroll direct deposit and request this service, you can collect your salary early.
  • Mobile Banking Services - USAA Cashback Rewards Checking Account allows you to manage your money online. This includes depositing checks in your account with your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.
USAA CASHBACK REWARDS CHECKING ACCOUNT Disclosure: Out of Network ATM fee $2 after 10 withdrawals per month.
SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 28 states
  • Alabama
  • Arizona
  • Arkansas
  • Colorado
  • Connecticut
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Louisiana
  • Maryland
  • Michigan
  • Minnesota
  • Montana
  • Nevada
  • New Mexico
  • New York
  • North Dakota
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • Tennessee
  • Texas
  • Washington

Feature Breakdown

Minimum Initial Deposit $25
ATM Fee: In-Network $0
Debit Card Replacement Fee $0
Early Account Closure $0
Monthly Fee $0
Online Bill Pay Fee $0
Overdraft Protection Fee (per transfer) $0
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - International (Incoming) $0
ATM Fee: Out-of-Network $0
Foreign Transaction Fee (Debit Card) 1%
NSF Fee $29
Overdraft Item Fee $25
Paper Statement Fee $10
Returned Deposit Fee (Domestic) $5
Returned Deposit Fee (International) $5
Stop Payment Fee $29
Wire Transfer Fee - Domestic (Outgoing) $20
Wire Transfer Fee - International (Outgoing) $20
Bank Account Features
  • Automatic Savings
  • Bauer Financial A+/A Rating
  • Branch Access
  • Debit Card
  • Debit Card Lock/Unlock
  • Fraud Monitoring
  • Fraud Protection
  • Free Bill Pay
  • Get Paid Early
  • Mobile Banking
  • Mobile Check Deposit
  • Nationwide ATM Network
  • No ATM Fees
  • No Monthly Maintenance Fee
APY (Annual Percentage Yield) 0.01%

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Minimum Balance to Avoid Monthly Fee

ATM Fee: Out-of-Network

APY (Annual Percentage Yield)

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Monthly Fee $0 Monthly Fee
Minimum Balance to Avoid Monthly Fee $0 Minimum Balance to Avoid Monthly Fee
ATM Fee: Out-of-Network $2 ATM Fee: Out-of-Network
APY (Annual Percentage Yield) 0.01% APY (Annual Percentage Yield)