USAA Youth Spending Account
in Checking Accounts from USAA · Member FDIC
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| Monthly Fee | $0 |
| ATM Fee: Out-of-Network | $2 |
| Minimum Balance to Avoid Monthly Fee | Starting at $0 |
| APY (Annual Percentage Yield) | 0.01% |
USAA Youth Spending Account Review
USAA Youth Spending Account is offered by USAA, a financial services company founded in 1922 and based in San Antonio, TX. USAA Youth Spending Account is available in 50 states (and Washington, DC).
Key Takeaways
- Low APY. The maximum annual percentage yield for this account is only 0.01%.
- $0 monthly fee. This account does not charge a monthly Service Charge.
- No ATM fees. USAA Youth Spending Account does not charge fees on ATM transactions within its network but there is a fee of up to $2 for out-of-network ATM transactions.
- Up to $15 in ATM fee reimbursements. This account will reimburse you for ATM fees (see terms and conditions for details).
- Bill pay. Pay your bills to practically anyone in the United States through USAA.
USAA Youth checking account Pros & Cons
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USAA Youth checking account FAQ
Are checking accounts from USAA federally insured?
Yes, your USAA checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #34351). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What APY does USAA Youth checking account offer?
| Description | |
|---|---|
| APY (Annual Percentage Yield) | 0.01% |
USAA Youth checking account offers an APY of 0.01% (APY stands for annual percentage yield, rates may change). However, to earn interest account holders must keep an average beginning day balance of $1000.
What are the account minimums for USAA Youth checking account?
USAA Youth checking account requires a minimum initial deposit of $25 to open an account.
| Description | |
|---|---|
| APY Minimum Balance | $1,000 |
| Minimum Combined Balance to Avoid Monthly Fee | $0 |
| Minimum Opening Deposit | Starting at $25 |
| Minimum Balance to Avoid Monthly Fee | Starting at $0 |
What fees does USAA Youth checking account charge?
The good news is that this account does not have a monthly Service Charge.
| Description | |
|---|---|
| ATM Fee: In-Network | $0 |
| ATM Reimbursement Monthly Limit | $15 |
| Debit Card Replacement Fee | $0 |
| Early Account Closure | $0 |
| Foreign Transaction Fee (Debit Card) | 1% |
| Monthly Fee | $0 |
| NSF Fee | $29 |
| Online Bill Pay Fee | $0 |
| Overdraft Item Fee | $29 |
| Overdraft Protection Fee (per transfer) | $0 |
| Paper Statement Fee | $10 |
| Returned Deposit Fee (Domestic) | $5 |
| Returned Deposit Fee (International) | $5 |
| Stop Payment Fee | $29 |
| Wire Transfer Fee - Domestic (Incoming) | $0 |
| Wire Transfer Fee - Domestic (Outgoing) | $20 |
| Wire Transfer Fee - International (Incoming) | $0 |
| Wire Transfer Fee - International (Outgoing) | $20 |
| ATM Fee: Out-of-Network | $2 |
Does USAA Youth checking account charge overdraft fees?
Yes, USAA Youth checking account charges a $29 fee for every overdraft.What features and perks does USAA Youth checking account offer?
This account includes the following features:
- ATM reimbursement - This account will reimburse you for any domestic ATM fees up to a monthly maximum of $15.
- Fraud monitoring - USAA Youth checking account monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - USAA Youth checking account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
What is the customer support email for USAA Youth checking account?
The customer support email for USAA Youth checking account is info@usaa.com.
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Message From USAA Youth Spending Account
Contact
- Headquarters
-
9800 Fredericksburg Road
San Antonio, TX 78288 - (210) 531-8722
- Visit Site
- Email Support
Other Services by USAA
View all checking accounts offered by USAA
Availability
Available in 50 states and Washington, D.C.
- Alaska
- Alabama
- Arkansas
- Arizona
- California
- Colorado
- Connecticut
- Washington, DC
- Delaware
- Florida
- Georgia
- Hawaii
- Iowa
- Idaho
- Illinois
- Indiana
- Kansas
- Kentucky
- Louisiana
- Massachusetts
- Maryland
- Maine
- Michigan
- Minnesota
- Missouri
- Mississippi
- Montana
- North Carolina
- North Dakota
- Nebraska
- New Hampshire
- New Jersey
- New Mexico
- Nevada
- New York
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Virginia
- Vermont
- Washington
- Wisconsin
- West Virginia
- Wyoming
Feature Breakdown
| APY Minimum Balance | $1,000 |
| Minimum Combined Balance to Avoid Monthly Fee | $0 |
| Minimum Opening Deposit | Starting at $25 |
| Minimum Balance to Avoid Monthly Fee | Starting at $0 |
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