USAA Youth Spending Account
Cast your vote
Would you recommend USAA Youth Spending Account to your friends?
| Community Rating |
Rating not yet determined |
| Cashback Rewards | N/A |
| APY (Annual Percentage Yield) |
0.01% (Verified 08/04/2023) |
| Monthly Maintenance Fee |
$0 (Verified 08/04/2023) |
| Minimum Balance to Avoid Monthly Fee | Starting at $0 |
USAA Youth Spending Account Review
USAA Youth Spending Account is offered by USAA, a financial services company founded in 1922 and based in San Antonio, TX. USAA Youth checking account is available in 50 states (and Washington, DC).
Key Takeaways
- Low APY. The maximum annual percentage yield for this account is only 0.01%.
- $0 monthly fee. This account does not charge any monthly account fees.
- No ATM fees. USAA Youth Spending Account does not charge fees on ATM transactions within its network but there is a fee of up to $2 for out-of-network ATM transactions.
- Up to $15 in ATM fee rebates. This account will reimburse you for ATM fees (see terms and conditions for details).
- Bill pay. Pay your bills to practically anyone in the United States when you enroll in USAA mobile or online banking.
USAA Youth checking account Pros & Cons
| Pros | Cons |
|---|---|
|
|
USAA Youth checking account FAQ
Are checking accounts from USAA federally insured?
Yes, your deposits are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #34351). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What APY does USAA Youth checking account offer?
| Description | |
|---|---|
| APY (Annual Percentage Yield) | 0.01% |
USAA Youth checking account offers an APY of 0.01% (APY stands for annual percentage yield, rates may change). However, to earn interest account holders must keep an average beginning day balance of $1000.
What are the account minimums for USAA Youth checking account?
USAA Youth checking account requires a minimum initial deposit of $25 to open an account.
| Description | |
|---|---|
| Minimum Opening Deposit | Starting at $25 |
| Minimum Balance to Avoid Monthly Fee | Starting at $0 |
| Minimum Combined Balance to Avoid Monthly Fee | $0 |
| Minimum Balance to Earn APY | $1,000 |
What fees does USAA Youth checking account charge?
The good news is that this account does not have a monthly Service Charge.
| Description | |
|---|---|
| Monthly Maintenance Fee | $0 |
| ATM Fee: In-Network | $0 |
| ATM Fee: Out-of-Network | Starting at $2 |
| ATM Reimbursement Monthly Limit | $15 |
| Foreign Transaction Fee (Debit Card) | 1% |
| NSF Fee | $29 |
| Overdraft Item Fee | $29 |
| Returned Deposit Fee (Domestic) | $5 |
| Returned Deposit Fee (International) | $5 |
| Stop Payment Fee | $29 |
| Wire Transfer Fee - Domestic (Incoming) | $0 |
| Wire Transfer Fee - Domestic (Outgoing) | $20 |
| Wire Transfer Fee - International (Incoming) | $0 |
| Wire Transfer Fee - International (Outgoing) | $20 |
| Paper Statement Fee | $10 |
| Online Bill Pay Fee | $0 |
| Debit Card Replacement Fee (Standard Delivery) | $0 |
| Early Account Closure | $0 |
Does USAA Youth checking account charge overdraft fees?
Yes, USAA Youth checking account charges a $29 fee for every overdraft.What features and perks does USAA Youth checking account offer?
This account includes the following features:
- ATM rebates - This account will reimburse you for any domestic ATM fees up to a monthly maximum of $15.
- Fraud monitoring - USAA Youth checking account monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - USAA Youth checking account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
What is the customer support email for USAA Youth checking account?
The customer support email for USAA Youth checking account is info@usaa.com.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website
may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking
on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Message From USAA Youth checking account
Contact
- Headquarters
-
9800 Fredericksburg Road
San Antonio, TX 78288 USA - (210) 531-8722
- Visit Site
- Email Support
Other Services by USAA
View all checking accounts offered by USAA
Other Checking Accounts by USAA
Loading...
Availability
Available in 50 states and Washington, D.C.
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Minimum Opening Deposit | Starting at $25 |
| Minimum Balance to Avoid Monthly Fee | Starting at $0 |
| Minimum Combined Balance to Avoid Monthly Fee | $0 |
| Minimum Balance to Earn APY | $1,000 |
USAA Youth Spending Account Community Reviews
Would you recommend USAA Youth Spending Account to your friends?
sorted by
Other Checking Accounts
Browse Checking Accounts
- 1st Capital Bank Interest Checking Account
- First Midwest Bank Midwest Checking
- First Security Bank 50+ Gold Checking
- Magnifi Financial Business Checking Account
- Members Cooperative Credit Union Checking Account
- Members First Credit Union of Florida Community Checking
- Shell FCU Checking Accounts
- Spectrum FCU Member Checking Account
- TCF Premier 62+ Checking
- The Citizens National Bank Virtual Checking
- TruWest Credit Union High Yield Checking Accounts
- Umpqua Bank Embark Checking
