Hilton Honors Card from American Express Review

Hilton Honors Card from American Express is a rewards credit card issued by American Express National Bank. 

This card is for people with very good credit. You need a credit score of at least 750 to apply. If you're wondering whether Hilton Honors Card from American Express is the right card for you, read on. This is everything you need to know to make a good choice.

Pros & Cons of Hilton Honors Card from American Express

The Good	The Bad
No annual fee. Multiple credit card perks. Cardholders can earn rewards on their purchases. Offers auto rental collision damage waiver. Includes emergency support. Extended warranty protection on purchases. Purchase Protection. Travel Accident Insurance. No foreign transaction fee. Earn rewards on every purchase. Hilton Honors Card from American Express reports to multiple credit bureaus.	Higher than average purchase APRs.

Is there a Hilton Honors Card from American Express cash back or rewards program?

Hilton Honors Card from American Express offers a rewards program to its customers.

Hilton Honors Card from American Express Rewards

Rewards rate (all purchases)	3%
Max rewards rate	7%
Annual rewards limit	N/A
Signup Bonus ($)	N/A
Signup Bonus (Points/Miles)	95000
Signup Bonus Spend Requirement	$1000
Signup Bonus Spend Period (months)	3 months

What are the Hilton Honors Card from American Express benefits?

Hilton Honors Card from American Express provides the following benefits:

• Auto Rental Collision Damage Waiver
• Emergency Support
• Extended Warranty Protection
• Travel Accident Insurance
• Cellular Telephone Protection
• No blackout dates when redeeming miles
• Reports to major credit bureaus

What are the relevant APRs for Hilton Honors Card from American Express?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Hilton Honors Card from American Express has higher than average purchase APRs.

Hilton Honors Card from American Express has a variable purchase APR that ranges from 17.49% up to 26.49%. The card has a variable balance transfer APR that ranges from 17.49% up to 26.49%. It also has a variable cash advance APR of 26.99% . Note that late payments are subject to an APR of 29.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Hilton Honors Card from American Express Balance Transfers

Description
Balance Transfer APR	17.49% - 26.49%
Introductory Rate	N/A
Intro APR period (months)	N/A

Hilton Honors Card from American Express Rates & Terms

Description
Balance Computation	average daily balance (including new purchases)
Purchase APR	17.49% - 26.49%
Credit Limit	N/A
Penalty APR	29.99%
Cash Advance APR	26.99%
Security Deposit	N/A
Introductory Rate	N/A
Intro APR period (months)	N/A

What are the Hilton Honors Card from American Express fees?

The following fees apply to Hilton Honors Card from American Express:

• There is no overlimit fee

Hilton Honors Card from American Express Fees

Fees	Amount
Annual Fee	$0
Overlimit Fee	$0
Foreign Transaction Fee	0%
Balance Transfer Fee	3%
Minimum Balance Transfer Fee	$5
Returned Payment Fee	up to $39
Late Payment Fee	up to $39

Does Hilton Honors Card from American Express report your account activity to credit bureaus?

Hilton Honors Card from American Express reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

How to apply for Hilton Honors Card from American Express

• Visit the Hilton Honors Card from American Express website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.
• If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.