Credit One Bank® Unsecured Visa® with Cash Back Rewards is no longer available to new customers on SuperMoney. Click here to compare and quickly find the best options for your needs.
Last Updated: 04/18/2025
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Credit One Bank® Unsecured Visa® with Cash Back Rewards
Unaffiliated
in Credit Cards from Credit One Bank®
Last Updated: 04/18/2025
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Highlights
Purchase APR (Variable APR)
17.99% - 23.99%(Verified 06/21/2024)
Disclaimer popup with additional information
Balance Transfer APR (Variable APR)
N/A
Credit Score Range
500 - 720
Annual Fee
$0 - $99
Credit One Bank® Unsecured Visa® with Cash Back Rewards Review
Credit One Bank® Unsecured Visa® with Cash Back Rewards is no longer available to new customers on SuperMoney. Click here to compare and quickly find the best options for your needs. |
This is a card issued by Credit One Bank®. If you're wondering whether Credit One Bank® Unsecured Visa® with Cash Back Rewards is the right card for you, read on.
Key Takeaways
- APR: This is not a great card for people who carry a balance. It has a variable regular purchase APR that ranges from 17.99% up to 23.99%.
- Rewards program. This credit card offers rewards on your purchases, but you will have to pay an annual fee of up to $99 for the privilege.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 3% every time you make a transaction outside the U.S.
- Poor credit accepted. This card will consider people who have poor credit.
Pros & Cons of Credit One Bank® Unsecured Visa® with Cash Back Rewards
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Credit One Bank® Unsecured Visa® with Cash Back Rewards FAQ
Does Credit One Bank® Unsecured Visa® with Cash Back Rewards have a cash back or rewards program?
No, it does not offer a rewards program.
| Description |
- Free Credit Score
- Zero fraud liability
What are the relevant APRs for Credit One Bank® Unsecured Visa® with Cash Back Rewards?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Credit One Bank® Unsecured Visa® with Cash Back Rewards has a variable purchase APR that ranges from 17.99% up to 23.99%. Credit One Bank® Unsecured Visa® with Cash Back Rewards does not offer balance transfers. It also has a variable cash advance APR of 23.99% .
Does Credit One Bank® Unsecured Visa® with Cash Back Rewards have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers. Credit One Bank® Unsecured Visa® with Cash Back Rewards does not offer balance transfers.Does Credit One Bank® Unsecured Visa® with Cash Back Rewards have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Credit One Bank® Unsecured Visa® with Cash Back Rewards?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Up to $39 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 3% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 - $99 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Additional Card Fee Amount | $19 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $39 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Cash Advance Fee ($) | $5 - $10 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | 3% - 8% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card charges an annual fee ranging from $0 up to $99.
Does Credit One Bank® Unsecured Visa® with Cash Back Rewards have a foreign transaction fee?
Credit One Bank® Unsecured Visa® with Cash Back Rewards charges a foreign transaction fee of up to 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Credit One Bank® Unsecured Visa® with Cash Back Rewards?
The customer service number for Credit One Bank® Unsecured Visa® with Cash Back Rewards is (877) 825-3242.
What is the support contact email for Credit One Bank® Unsecured Visa® with Cash Back Rewards?
The support contact email for Credit One Bank® Unsecured Visa® with Cash Back Rewards is customerservice@creditonebank.com.
What is the login page for Credit One Bank® Unsecured Visa® with Cash Back Rewards?
You can access the login page of Credit One Bank® Unsecured Visa® with Cash Back Rewards here.
How do people rate the customer service and user experience of Credit One Bank® Unsecured Visa® with Cash Back Rewards?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Credit One Bank® perform a hard credit pull?
Yes, Credit One Bank® Unsecured Visa® with Cash Back Rewards performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Credit One Bank® Unsecured Visa® with Cash Back Rewards
- Visit the website of Credit One Bank® Unsecured Visa® with Cash Back Rewards.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.