Credit One Bank® Unsecured Visa® with Cash Back Rewards
in Personal Credit Cards from Credit One Bank®
UnaffiliatedCredit One Bank® Unsecured Visa® with Cash Back Rewards
in Personal Credit Cards from Credit One Bank®
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| Purchase APR (Variable APR) | 17.99% - 23.99% |
| Balance Transfer APR (Variable APR) | N/A |
| Credit Score Range | 500 - 720 |
| Annual Fee | $0 - $99 |
Credit One Bank® Unsecured Visa® with Cash Back Rewards Review
This is a credit card issued by Credit One Bank®. If you're wondering whether Credit One Bank® Unsecured Visa® with Cash Back Rewards is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.
Key Takeaways
- High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR that ranges from 17.99% up to 23.99%.
- Rewards program. This credit card offers rewards on your purchases, but you will have to pay an annual fee of up to $99 for the privilege.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
- Poor credit accepted. This card will consider people who have bad credit. Even if you have poor credit, you may still have good approval odds.
Pros & Cons of Credit One Bank® Unsecured Visa® with Cash Back Rewards
| The Good | The Bad |
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Credit One Bank® Unsecured Visa® with Cash Back Rewards FAQ
Does Credit One Bank® Unsecured Visa® with Cash Back Rewards have a cash back or rewards program?
No, it does not offer a rewards program.
What are the Credit One Bank® Unsecured Visa® with Cash Back Rewards benefits?
It provides the following benefits:
- Free Credit Score
- Zero fraud liability
What are the relevant APRs for Credit One Bank® Unsecured Visa® with Cash Back Rewards?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has higher than average regular APRs.It has a variable purchase APR that ranges from 17.99% up to 23.99%. It also has a variable cash advance APR of 23.99% .
Does Credit One Bank® Unsecured Visa® with Cash Back Rewards have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Credit One Bank® Unsecured Visa® with Cash Back Rewards have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Credit One Bank® Unsecured Visa® with Cash Back Rewards?
The following fees apply:
| Fees | Amount |
|---|---|
| Annual Fee | Starting at $0 up to $99 |
| Foreign Transaction Fee | 3% |
| Returned Payment Fee | up to $39 |
| Late Payment Fee | up to $39 |
Does Credit One Bank® Unsecured Visa® with Cash Back Rewards have a foreign transaction fee?
Credit One Bank® Unsecured Visa® with Cash Back Rewards charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.How to apply for Credit One Bank® Unsecured Visa® with Cash Back Rewards
- Visit the Credit One Bank® Unsecured Visa® with Cash Back Rewards website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Contact
- Headquarters
-
585 Pilot Rd.
Las Vegas, NV 89119 - Visit Site
About Credit One Bank® Unsecured Visa® with Cash Back Rewards
View all personal credit cards offered by Credit One Bank®
Availability
Available in 50 states and Washington, D.C.
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| No Interest Grace Period for Late Payment | 24 days |
| Cash Advance Fee (%) | 3% - 8% |
| Minimum Cash Advance Fee ($) | $5 - $10 |
| Foreign Currency Transaction Fee | 3% |
| Annual Fee | $0 - $99 |
| Minimum Interest Charge | $1 |
| Returned Payment Fee | Up to $39 |
| Additional Card Fee Amount | $19 |
| Late Fee Amount | Up to $39 |
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