Last Updated: 05/14/2026
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Highlights
Purchase APR (Variable APR)
Balance Transfer APR (Variable APR)
Credit Score Range
Annual Fee
Exxon Mobil Smart Card+ Review
Key Takeaways
- APR: This is not a great card for people who carry a balance. It has a variable regular purchase APR of 28.74%
- No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases , but you don't have to pay an annual fee for the privilege.
- Fair or better credit required. You will have good approval odds if you have a fair credit score or better.
Pros & Cons of Exxon credit card
| The Good | The Bad |
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Exxon credit card FAQ
Does Exxon credit card have a cash back or rewards program?
- Gas
| Description |
Does Exxon credit card have a signup bonus?
This card doesn't offer a cash signup bonus.Does Exxon credit card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Exxon credit card benefits?
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Exxon credit card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has higher than average regular APRs.Does Exxon credit card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers. Exxon Mobil Smart Card+ does not offer balance transfers.Does Exxon credit card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Exxon credit card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| No Annual Fee? | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $40 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Cash Advance Fee ($) | Starting at $10 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | Up to 5% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What is the customer service phone number for Exxon credit card?
What is the support contact email for Exxon credit card?
How do people rate the customer service and user experience of Exxon credit card?
Does Exxon Mobil Smart Card+ report your account activity to credit bureaus?
- Equifax
- Experian
- TransUnion
Does Citi® perform a hard credit pull?
How to apply for Exxon credit card
- Visit the website of Exxon credit card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
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Other Credit Cards from Citi®
Purchase APR
Balance Transfer APR
Credit Score Range
300
850
Annual Fee
Purchase APR
Balance Transfer APR
Credit Score Range
300
850
Annual Fee
Purchase APR
Balance Transfer APR
Credit Score Range
300
850
Annual Fee
Purchase APR
Balance Transfer APR
Credit Score Range
300
850
Annual Fee
Purchase APR
Balance Transfer APR
Credit Score Range
300
850
Annual Fee
Purchase APR
Balance Transfer APR
Credit Score Range
300
850
Annual Fee
Purchase APR
Balance Transfer APR
Credit Score Range
300
850
Annual Fee
Purchase APR
Balance Transfer APR
Credit Score Range
300
850
Annual Fee
Purchase APR
Balance Transfer APR
Credit Score Range
300
850
Annual Fee
Purchase APR
Balance Transfer APR
Credit Score Range
300
850
Annual Fee
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SuperMoney Net Recommendation Score
Not enough SuperMoney users have reviewed this product to provide a recommendation score or rating.
-100
Exxon Mobil Smart Card+ Community Reviews
Would you recommend Exxon Mobil Smart Card+ to your friends?
Anonymous
Jul 12, 2023
May or may not recommend
Anonymous
Oct 3, 2022
May or may not recommend
Diane E.
Aug 14, 2020
May or may not recommend
Anonymous
Jan 10, 2020
May or may not recommend
Showing 4 of 4 reviews
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