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Last Updated: 07/28/2025

Micro Center Insider® Credit Card

from Wells Fargo Bank

Last Updated: 07/28/2025

Created by:

created by author logoSuperMoney

Fact Checked by:

fact checked by author logoAndrew Latham
Micro Center Insider® Credit Card logo
Rating not yet determined4 total votes
4 users don't recommend

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Highlights icon

Highlights

Purchase APR (Variable APR)

28.99%(Verified 06/21/2024)
Disclaimer popup with additional information

Balance Transfer APR (Variable APR)

N/A

Credit Score Range

650 - 850

Annual Fee

$0

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Micro Center Insider® Credit Card Review

This is a store card issued by Wells Fargo Bank. If you're wondering whether Micro Center Insider® Credit Card is the right card for you, read on.

Key Takeaways

  • APR: This is not a great card for people who carry a balance. It has a variable regular purchase APR of 28.99%
  • No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card , but you don't have to pay an annual fee for the privilege.
  • Fair or better credit required. You will have good approval odds if you have a fair credit score or better.

Pros & Cons of Micro Center credit card

Micro Center credit card FAQ

Does Micro Center credit card have a cash back or rewards program?

No, it does not offer a rewards program.

How do people rate the customer service and user experience of Micro Center credit card?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does Micro Center Insider® Credit Card report your account activity to credit bureaus?

Yes, Micro Center Insider® Credit Card reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does Wells Fargo Bank perform a hard credit pull?

Yes, Micro Center credit card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

How to apply for Micro Center credit card

  • Visit the website of Micro Center credit card.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Micro Center Insider® Credit Card logo

Message from Micro Center credit card

Wells Fargo’s reputation as one of the world’s great companies for integrity and principled performance depends on our doing the right thing, in the right way, and complying with the laws, rules and regulations that govern our business. We earn trust by behaving ethically and holding all team members and directors accountable for the decisions we make and the actions we take. We provide a diversified set of banking, investment and mortgage products and services, as well as consumer and commercial finance, through our four reportable operating segments: Consumer Banking and Lending; Commercial Banking; Corporate and Investment Banking; and Wealth and Investment Management.

With credit approval, use your Micro Center Insider® credit card for 5% off your purchase every day.

Contact

Headquarters

420 Montgomery Street
San Francisco, CA 94104
Visit Site
Email Support

Hours of Operation

Sunday
All Day
Monday
All Day
Tuesday
All Day
Wednesday
All Day
Thursday
All Day
Friday
All Day
Saturday
All Day

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SuperMoney Net Recommendation Score

Not enough SuperMoney users have reviewed this product to provide a recommendation score or rating.

-100

-1000+100
No one recommends
Everyone recommends
The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

Micro Center Insider® Credit Card Community Reviews

Would you recommend Micro Center Insider® Credit Card to your friends?

Brian K. avatar image

Brian K.

Apr 21, 2023

May or may not recommend

you left out the BIGGEST con from this list. The card is for IN STORE purchases ONLY!!!! Unless you have a MicroCenter nearby don't waste your time.

U

Anonymous

Jan 5, 2023

May or may not recommend

The worst of the worst customer service ever. Stay away from this company.

Derek H. avatar image

Derek H.

Dec 30, 2020

May or may not recommend

You cannot send anyone else to Micro Center with your card to get stuff for you and you cannot use the card to shop on MicroCenter.com nor can you add an authorized user. This card is more trouble than it's worth. Wish I would have never gotten it.

Mark E. avatar image

Mark E.

May 4, 2020

May or may not recommend

The let me use my card one time. I paid the balance in full, on-time. Have 0$ balance and now am getting declined on a $250 purchase. Ridiculous I can't even us the card...

Showing 4 of 4 reviews

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