Last Updated: 10/10/2025
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Capital One Spark Cash Select for Good Credit
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in Business Credit Cards from Capital One
Last Updated: 10/10/2025
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Highlights
Purchase APR (Variable APR)
Balance Transfer APR (Variable APR)
Annual Fee
Credit Score Range
N/A
Capital One Spark Cash Select for Good Credit Review
Capital One Spark Cash Select for Good Credit is no longer available to new customers on SuperMoney. Click here to compare and quickly find the best options for your needs. |
Key Takeaways
- APR: This is not a great card for people who carry a balance. It has a variable regular purchase APR that ranges from 21.24% up to 29.24%.
- No annual fee. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Multiple business credit card benefits. Includes generous credit card perks, such as extended warranty protection on purchases, identity theft protection, purchase security, and fraud protection.
Pros & Cons of Spark 1.5% Cash Select
| The Good | The Bad |
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What are the relevant APRs?
Does it have an introductory APR offer?
| Purchase APR | 21.24% - 29.24% |
| Balance Transfer APR | 21.24% - 29.24% |
| Cash Advance APR | 32.24% |
| Penalty APR | 34.65% |
What fees does it charge?
- There is no annual fee.
- A late payment penalty of up to $39 .
Does it charge a foreign transaction fee?
| Fees | Amount |
| Annual Fee | $0 |
| Foreign Transaction Fee | 0.00% |
| Balance Transfer Fee | 0.00% |
| Minimum Balance Transfer Fee | $0.00 |
| Late Payment Fee | up to $39 |
Does it offer a cash back or rewards program?
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- Car Rentals
- Every Purchase
- Hotels
Does it have a sign up bonus?
Does it offer an annual loyalty bonus?
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