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Business Credit Cards
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Last Updated: 10/10/2025

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Capital One Spark Cash Select for Good Credit

in Business Credit Cards from Capital One

Last Updated: 10/10/2025

Capital One Spark Cash Select for Good Credit logo
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Highlights

Purchase APR (Variable APR)

21.24% - 29.24%(Verified 08/02/2024)
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Balance Transfer APR (Variable APR)

21.24% - 29.24%(Verified 09/19/2024)
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Annual Fee

$0
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Credit Score Range

N/A


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Capital One Spark Cash Select for Good Credit Review

This is a cashback card issued by Capital One. If you're wondering whether Capital One Spark Cash Select for Good Credit is the right card for you, read on.

Key Takeaways

  • APR: This is not a great card for people who carry a balance. It has a variable regular purchase APR that ranges from 21.24% up to 29.24%.
  • No annual fee. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
  • No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
  • Multiple business credit card benefits. Includes generous credit card perks, such as extended warranty protection on purchases, identity theft protection, purchase security, and fraud protection.

Pros & Cons of Spark 1.5% Cash Select

What are the relevant APRs?

This business credit card has a variable purchase APR that ranges from 21.24% up to 29.24% . The card has a variable balance transfer APR that ranges from 21.24% up to 29.24% .
It also has a variable cash advance APR of 32.24%. Note that late payments are subject to an APR of 34.65% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Does it have an introductory APR offer?

No, this business card does not come with an introductory APR offer for balance transfers.
This business card does not offer an introductory rate on new purchases. for a period of 12 months.

What fees does it charge?

The following fees apply to this business credit card:
  • There is no annual fee.
  • A late payment penalty of up to $39 .

Does it charge a foreign transaction fee?

This business credit card does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.

Does it offer a cash back or rewards program?

Yes, Spark 1.5% Cash Select offers a rewards program to its customers. The rewards program allows you to earn cash with every purchase you make.
This business card offers rewards to small business owners that use the card to make purchases in the following bonus categories:
  • Car Rentals
  • Every Purchase
  • Hotels

Does it have a sign up bonus?

This business credit card doesn't offer a cash signup bonus.

Does it offer an annual loyalty bonus?

This business card doesn't offer a cash loyalty bonus.

Capital One Spark Cash Select for Good Credit Disclosure: SuperMoney has partnered with CardRatings for our coverage of credit card products. SuperMoney and CardRatings may receive a commission from card issuers.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

1680 Capital One Drive
McLean, VA 22102
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Hours of Operation

Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed

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