Bridge City Bank Max Cash Preferred Card Review

Bridge City Bank Max Cash Preferred Card is a cashback credit card issued by Bridge City Bank. If you're wondering whether Bridge City Bank Max Cash Preferred Card is the right card for you, read on. This is everything you need to know to make a good choice.

• Generous reward rate. You will get a cashback rewards rate of up to 5%.
• 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 12 months, which is the average period for 0% APR balance transfer cards.
• Signup bonus. Offers a signup bonus of $150 if you spend $500 within 3 months.
• Competitive APRs. Bridge City Bank Max Cash Preferred Card has a variable purchase APR that ranges from 14.49% up to 23.49%.
• No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 2% every time you make a transaction outside the U.S.
• Fair or better credit required. You stand a chance of qualifying if your credit score is not below 650.

The Good	The Bad
Lower than average purchase APRs. 0% APR balance transfer intro rate on balance transfers for up to 12 months. No balance transfer fee. No annual fee. Bridge City Bank Max Cash Preferred Card reports to multiple credit bureaus.	Does not offer rewards or cash back. Charges a foreign transaction fee of 2%.

Is there a Bridge City Bank Max Cash Preferred Card cash back or rewards program?

No, Bridge City Bank Max Cash Preferred Card does not offer a rewards program. Bridge City Bank Max Cash Preferred Card is a cashback card. This means you earn a percentage of your purchase as a cash reward. With Bridge City Bank Max Cash Preferred Card you receive 1% cash back on every purchase. For example, if you buy a $1,000 laptop, you will receive $10 back in cash. However, you can earn up to 5% for purchases in a bonus category.

What are the Bridge City Bank Max Cash Preferred Card benefits?

Bridge City Bank Max Cash Preferred Card provides the following benefits:

• No blackout dates when redeeming miles
• ID Theft Protection
• Reports to major credit bureaus

What are the relevant APRs for Bridge City Bank Max Cash Preferred Card?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Bridge City Bank Max Cash Preferred Card has lower than average purchase APRs.

Bridge City Bank Max Cash Preferred Card has a variable purchase APR that ranges from 14.49% up to 23.49%. The card has a variable balance transfer APR that ranges from 14.49% up to 23.49%. It also has a variable cash advance APR of 25.99% .

What are the fees for Bridge City Bank Max Cash Preferred Card?

The following fees apply to Bridge City Bank Max Cash Preferred Card:

• There is no overlimit fee

Bridge City Bank Max Cash Preferred Card Fees

Fees	Amount
Annual Fee	$0
Overlimit Fee	$0
Foreign Transaction Fee	2%
Returned Payment Fee	up to $40
Late Payment Fee	up to $40

Does Bridge City Bank Max Cash Preferred Card report your account activity to credit bureaus?

Yes, Bridge City Bank Max Cash Preferred Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Bridge City Bank Max Cash Preferred Card

• Visit the Bridge City Bank Max Cash Preferred Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.