Bridge City Bank Max Cash Preferred Card

Bridge City Bank Max Cash Preferred Card Review

This is a cashback card issued by Bridge City Bank. If you're wondering whether Bridge City Bank Max Cash Preferred Card is the right card for you, read on.

Key Takeaways

• Generous reward rate. You can get a maximum cashback rewards rate of up to 5x.
• 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 12 months, which is the average period for 0% APR balance transfer cards.
• Signup bonus. Offers a signup bonus of up to $150 if you spend $500 within 3 months.
• High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR that ranges from 17.49% up to 27.49%.
• No annual fee. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 2% every time you make a transaction outside the U.S.
• Fair or better credit required. You will have good approval odds if your credit score is above 650.

Pros & Cons of Bridge City Bank Max Cash Preferred Card

The Good	The Bad
0% APR balance transfer intro rate on balance transfers for up to 12 months. No balance transfer fee. No annual fee. Identity Theft Protection. Bridge City Bank Max Cash Preferred Card reports to multiple credit bureaus.	Higher than average purchase APRs. Charges a foreign transaction fee of 2%.

Bridge City Bank Max Cash Preferred Card FAQ

Does Bridge City Bank Max Cash Preferred Card have a cash back or rewards program?

No, it does not offer a rewards program. This is a cashback card. This means you earn a percentage of your purchases as cash back rewards. You will receive 1% cash back on travel, dining, groceries, drugstore purchases, or any other purchase. For example, if you buy a $1,000 laptop, you will receive $10 back in cash. However, you can earn up to 5% for purchases in a bonus category.

What are the Bridge City Bank Max Cash Preferred Card benefits?

It provides the following benefits:

• Emergency Support
• Zero fraud liability
• No blackout dates when redeeming miles
• Reports to major credit bureaus

What are the relevant APRs for Bridge City Bank Max Cash Preferred Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has higher than average regular APRs.

Bridge City Bank Max Cash Preferred Card has a variable purchase APR that ranges from 17.49% up to 27.49%. The card has a variable balance transfer APR that ranges from 17.49% up to 27.49%. It also has a variable cash advance APR of 28.99% .

What are the fees for Bridge City Bank Max Cash Preferred Card?

The following fees apply:

• There is no overlimit fee

Bridge City Bank Max Cash Preferred Card Fees

Description
Cash Advance Fee Minimum	$10
Cash Advance Fee (%)	Up to 5%
Minimum Cash Advance Fee ($)	Starting at $10
Foreign Currency Transaction Fee	2%
No Annual Fee?
Annual Fee	$0
Minimum Interest Charge	$2
Over-Limit Fee	$0
No Interest Grace Period for Late Payment	24 days
Returned Payment Fee	Up to $41
Late Fee Amount	Up to $41

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.

Does Bridge City Bank Max Cash Preferred Card report your account activity to credit bureaus?

Yes, Bridge City Bank Max Cash Preferred Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Bridge City Bank Max Cash Preferred Card

• Visit the Bridge City Bank Max Cash Preferred Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.