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  Venture Rewards from Capital One

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Venture Rewards from Capital One Claimed

Venture Rewards from Capital One

Claimed
SuperMoney Net Recommendation Score +57  

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +57, equating to 4.1 on a 5 point rating scale.

+57

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

Strongly recommended

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Highlights
Community Rating Strongly recommended
Purchase APR  (Variable APR) 17.49% - 25.49%
(Verified 08/04/2023)
Balance Transfer APR  (Variable APR) 17.49% - 25.49%
(Verified 08/04/2023)
Credit Score Range 700 - 850
Annual Fee $95
Number of Reviews 14

Venture Rewards from Capital One Review

This is a rewards card issued by Capital One. If you're wondering whether Capital One Venture Rewards is the right card for you, read on.

Key Takeaways

  • Generous reward rate. You can get a rewards rate of up to 10 miles per dollar spent.
  • Signup bonus. Offers a signup bonus of 60000 points after spending $3,000 within 3 months that can be redeemed for travel, gifts, or other perks.
  • High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR that ranges from 17.49% up to 25.49%.
  • Annual fee waived the first year. Venture Rewards from Capital One gives you the chance to have the card for a year without paying the $95 annual fee.
  • 3% Balance transfer fee. Venture Rewards from Capital One charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees.
  • No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
  • Multiple credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, emergency support, extended warranty protection on purchases, identity theft protection, travel accident insurance, travel assistance, and fraud protection.
  • Good or better credit required. You will have low approval odds if your credit score is below 700.

Pros & Cons of Capital One Venture Rewards

The Good The Bad
  • $0 annual fee for the first year, $95 thereafter.
  • Annual fee waived during the first year.
  • Multiple credit card perks.
  • Offers Auto Rental Collision Damage Waiver.
  • Extended warranty on purchases.
  • Identity Theft Protection.
  • Travel accident and travel assistance insurance.
  • No foreign transaction fee.
  • Cardholders can earn rewards on purchases everywhere Venture Rewards from Capital One is accepted.
  • Venture Rewards from Capital One reports to multiple credit bureaus.
  • Higher than average purchase APRs.
  • You need good credit to qualify.
  • Charges an annual fee of $95
  • Charges a 3% balance transfer fee

Capital One Venture Rewards FAQ

Does Capital One Venture Rewards have a cash back or rewards program?

Capital One Venture Rewards is a travel rewards card.

Capital One Venture Rewards Rewards
Minimum rewards rate 2x
Max rewards rate 10x
Annual rewards limit N/A
Signup Bonus (Points/Miles) 60000
Signup Bonus Spend Requirement $3000
Signup Bonus Spend Period (months) 3 months

Does Capital One Venture Rewards have a signup bonus?

This card doesn't offer a cash signup bonus. However, it does include a 60000 points signup bonus after spending $3000 that can be redeemed for travel, gifts, or other perks.

Does Capital One Venture Rewards offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the Capital One Venture Rewards benefits?

It provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Zero fraud liability
  • Travel Accident Insurance
  • Travel Assistance
  • Reports to major credit bureaus

What are the relevant APRs for Capital One Venture Rewards?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has higher than average regular APRs.

Venture Rewards from Capital One has a variable purchase APR that ranges from 17.49% up to 25.49%. The card has a variable balance transfer APR that ranges from 17.49% up to 25.49%. It also has a variable cash advance APR of 25.49% .

Does Capital One Venture Rewards have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Capital One Venture Rewards have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Capital One Venture Rewards?

The following fees apply:

Venture Rewards from Capital One Fees
Description
Cash Advance Fee Minimum $10
Cash Advance Fee (%) Starting at 3%
Minimum Cash Advance Fee ($) Starting at $10
Foreign Currency Transaction Fee 0%
No Foreign Transaction Fee?
No Annual Fee First Year?
Annual Fee $95
No Interest Grace Period for Late Payment 25 days
Late Fee Amount Up to $40

This card charges a $95 annual fee.

Does Capital One Venture Rewards have a foreign transaction fee?

This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.

What is the customer service phone number for Capital One Venture Rewards?

The Capital One Venture Rewards customer service number is (800) 955-7070.

What is the support contact email for Capital One Venture Rewards?

The support contact email for Capital One Venture Rewards is support@capitalone.com.

What is the Capital One Venture Rewards login page?

You can access the Capital One Venture Rewards login page here.

How do people rate the customer service and user experience of Capital One Venture Rewards?

Overall, Capital One Venture Rewards is strongly recommended based on community reviews that rate customer service and user experience.

Does Venture Rewards from Capital One report your account activity to credit bureaus?

Yes, Venture Rewards from Capital One reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Capital One Venture Rewards

  • Visit the Capital One Venture Rewards website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Other Credit Cards by Capital One

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Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • Washington, DC
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Cash Advance Fee Minimum $10
Cash Advance Fee (%) Starting at 3%
Minimum Cash Advance Fee ($) Starting at $10
Foreign Currency Transaction Fee 0%
No Foreign Transaction Fee
No Annual Fee First Year
Annual Fee $95
No Interest Grace Period for Late Payment 25 days
Late Fee Amount Up to $40
Customer Type Personal
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
  • Cash
  • 1099 Misc. Income
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
  • Other
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 700 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Identity Theft Protection
  • Extended Warranty Protection
  • Emergency Support
  • Fraud Liability
  • Travel Accident Insurance
  • Travel Assistance
No Reward Expiration Period
Rewards Rates
  • Hotels
  • Every Purchase
Signup Bonus (points) 60,000
Cash Advance APR (Variable APR) 25.49%
APR Type Variable APR
Balance Computation average daily balance (including new transactions).
Purchase APR (Variable APR) 17.49% - 25.49%
(Verified 08/04/2023)
Balance Transfer APR (Variable APR) 17.49% - 25.49%
(Verified 08/04/2023)
Balance Transfer Fee % 3%
Card Type
  • Rewards
  • Balance Transfer
  • Travel
  • Bonus Offers
Card Network Visa

Venture Rewards from Capital One Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +57, equating to 4.1 on a 5 point rating scale.

+57

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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