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  Capital One Venture Rewards Credit Card

Capital One Venture Rewards Credit Card

in Personal Credit Cards from Capital One

Claimed

Capital One Venture Rewards Credit Card

Claimed

in Personal Credit Cards from Capital One

SuperMoney Net Recommendation Score +43% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Mostly recommended

4 users recommend
2 users are unsure
1 user doesn't recommend
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Highlights
Highlights
Community Rating Mostly recommended
Balance Transfer APR  (Variable APR) 17.49% - 24.74%
Credit Score Range 700 - 850
Annual Fee $95
Purchase APR  (Variable APR) 17.49% - 24.74%
Rewards Rates
  • 2% on Every Purchase
  • Up to 10% on Hotels
Number of Reviews 7

Capital One Venture Rewards Credit Card Review

Capital One Venture Rewards Credit Card is a rewards credit card issued by Capital One.  If you're wondering whether Capital One Venture Rewards Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

  • Generous reward rate. You can get a rewards rate of up to 10%.
  • Up to 2% on every day purchases. This is higher than the average reward rate (1%) for "every-day" purchases.
  • Signup bonus. Offers a signup bonus of 50000 after spending $3,000 within 3 months that can be redeemed for travel, gifts, or other perks.
  • High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR that ranges from 17.49% up to 24.74%.
  • Rewards program. This credit card offers rewards on your purchases, but you will have to pay an annual fee of $95 for the privilege.
  • Annual fee waived the first year. Capital One Venture Rewards Credit Card gives you the chance to have the card for a year without paying the $95 annual fee.
  • $0 foreign transaction fee. This card does not charge foreign transaction fees, which makes a great credit card to carry with you when traveling abroad.
  • Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, emergency support, extended warranty protection on purchases, Global Entry / TSA Precheck Fee Credit, purchase protection, travel accident insurance, travel assistance, and fraud protection.
  • Good or better credit required. You should probably try with another card if your credit score is below 700.
The Good The Bad
  • No blackout dates
  • Cardholders can pull in alot of points on hotel stays.
  • Annual fee waived during the first year.
  • Multiple credit card perks.
  • No foreign transaction fee.
  • Earn rewards on every purchase.
  • Capital One Venture Rewards Credit Card reports to multiple credit bureaus.
  • Cardholders can earn rewards on their purchases.
  • Offers auto rental collision damage waiver.
  • Extended warranty on purchases.
  • Global Entry / TSA Precheck Fee Credit.
  • Travel accident and travel assistance insurance.
  • High APR if balance is not paid in full each month.
  • Higher than average purchase APRs.
  • Requires good to excellent credit.
  • Charges an annual fee of $95.

Is there a Capital One Venture Rewards Credit Card cash back or rewards program?

Capital One Venture Rewards Credit Card offers a rewards program to its customers.

Capital One Venture Rewards Credit Card Rewards
Rewards rate (all purchases) 2%
Max rewards rate 10%
Annual rewards limit N/A
Signup Bonus ($) N/A
Signup Bonus (Points/Miles) 50000
Signup Bonus Spend Requirement $3000
Signup Bonus Spend Period (months) 3 months

Does Capital One Venture Rewards Credit Card have a signup bonus?

Capital One Venture Rewards Credit Card doesn't offer a cash signup bonus. However, it does include a 50000 points signup bonus after spending $3000 that can be redeemed for travel, gifts, or other perks.

Does Capital One Venture Rewards Credit Card offer an annual loyalty bonus?

Capital One Venture Rewards Credit Card doesn't offer a cash loyalty bonus.

What are the Capital One Venture Rewards Credit Card benefits?

Capital One Venture Rewards Credit Card provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Zero fraud liability
  • Travel Accident Insurance
  • Travel Assistance
  • ID Theft Protection
  • Reports to major credit bureaus

What are the relevant APRs for Capital One Venture Rewards Credit Card?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Capital One Venture Rewards Credit Card has higher than average purchase APRs.

Capital One Venture Rewards Credit Card has a variable purchase APR that ranges from 17.49% up to 24.74%. The card has a variable balance transfer APR that ranges from 17.49% up to 24.74%. It also has a variable cash advance APR of 24.74% .

Does Capital One Venture Rewards Credit Card have an introductory APR offer on balance transfers??

No, Capital One Venture Rewards Credit Card does not come with an introductory APR offer for balance transfers.

Does Capital One Venture Rewards Credit Card have an introductory APR offer on new purchases??

Capital One Venture Rewards Credit Card does not offer an introductory rate on new purchases.

What are the Capital One Venture Rewards Credit Card fees?

The following fees apply to Capital One Venture Rewards Credit Card:

Capital One Venture Rewards Credit Card Fees
Fees Amount
Annual Fee $95
Foreign Transaction Fee 0%
Balance Transfer Fee 3%
Late Payment Fee up to $39

Does Capital One Venture Rewards Credit Card have a foreign transaction fee?

Capital One Venture Rewards Credit Card does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.

Does Capital One Venture Rewards Credit Card report your account activity to credit bureaus?

Capital One Venture Rewards Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

How to apply for Capital One Venture Rewards Credit Card

  • Visit the Capital One Venture Rewards Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Every Purchase (Points) Earn unlimited 2X miles per dollar on every purchase, every day. Earn 10X miles on thousands of hotels
Foreign Currency Transaction Fee 0%
No Foreign Transaction Fee  
No Annual Fee First Year  
No Interest Grace Period for Late Payment 25
Cash Advance Fee Minimum $10
Cash Advance Fee (%) 3%
Annual Fee $95
Balance Transfer Fee % 3%
Late Fee Amount Up to $39
Customer Type Personal
Minimum Age 18
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Card Type
  • Balance Transfer
  • Bonus Offers
  • Rewards
  • Travel
Card Network
  • Visa
Credit Bureau Reporting
  • Equifax
  • Experian
  • TransUnion
Lost Luggage Insurance  
Flight Insurance  
Emergency Support  
Travel Insurance  
Fraud Liability  
Extended Warranty  
Car Rental Insurance  
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Fraud Liability
  • Global Entry / TSA Precheck Fee Credit
  • Identity Theft Protection
  • Purchase Protection
  • Travel Accident Insurance
  • Travel Assistance
Bonus Rewards Earn 50,000 bonus miles once you spend $3,000 on purchases within the first 3 months from account opening
No Reward Expiration Period  
Rewards Rates
  • 2% on Every Purchase
  • Up to 10% on Hotels
Signup Bonus (points) 50,000
Cash Advance APR (Variable APR) 24.74%
Purchase APR (Variable APR) 17.49% - 24.74%
Balance Computation average daily balance (including new transactions)
Balance Transfer APR (Variable APR) 17.49% - 24.74%

Capital One Venture Rewards Credit Card Community Reviews

 

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