
Capital One Venture Rewards Credit Card
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Community Rating | Strongly recommended |
Purchase APR (Variable APR) | 17.24% - 24.49% |
Balance Transfer APR (Variable APR) | 17.24% - 24.49% |
Credit Score Range | 700 - 850 |
Annual Fee | $95 |
Number of Reviews | 13 |
Capital One Venture Rewards Credit Card Review
This is a rewards credit card issued by Capital One. If you're wondering whether Capital One Venture Rewards is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.
- Generous reward rate. You will get a rewards rate of up to 10 miles per dollar spent.
- Signup bonus. Offers a signup bonus of 60000 points after spending $3,000 within 3 months that can be redeemed for travel, gifts, or other perks.
- High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR that ranges from 17.24% up to 24.49%.
- Annual fee waived the first year. Capital One Venture Rewards Credit Card gives you the chance to have the card for a year without paying the $95 annual fee.
- 3% Balance transfer fee. Capital One Venture Rewards Credit Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, emergency support, extended warranty protection on purchases, identity theft protection, travel accident insurance, travel assistance, and fraud protection.
- Good or better credit required. You will have low approval odds if your credit score is below 700.
The Good | The Bad |
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Does Capital One Venture Rewards have a cash back or rewards program?
Capital One Venture Rewards is a travel rewards card.
Minimum rewards rate | 2x |
Max rewards rate | 10x |
Annual rewards limit | N/A |
Signup Bonus (Points/Miles) | 60000 |
Signup Bonus Spend Requirement | $3000 |
Signup Bonus Spend Period (months) | 3 months |
Does Capital One Venture Rewards have a signup bonus?
This card doesn't offer a cash signup bonus. However, it does include a 60000 points signup bonus after spending $3000 that can be redeemed for travel, gifts, or other perks.Does Capital One Venture Rewards offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Capital One Venture Rewards benefits?
It provides the following benefits:
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Zero fraud liability
- Travel Accident Insurance
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Capital One Venture Rewards?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has higher than average regular APRs.Capital One Venture Rewards Credit Card has a variable purchase APR that ranges from 17.24% up to 24.49%. The card has a variable balance transfer APR that ranges from 17.24% up to 24.49%. It also has a variable cash advance APR of 24.49% .
Does Capital One Venture Rewards have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Capital One Venture Rewards have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Capital One Venture Rewards?
The following fees apply:
Fees | Amount |
---|---|
Annual Fee | $95 |
Foreign Transaction Fee | 0% |
Late Payment Fee | up to $39 |
Does Capital One Venture Rewards have a foreign transaction fee?
This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.What is the customer service phone number for Capital One Venture Rewards?
The Capital One Venture Rewards customer service number is (800) 955-7070.
What is the support contact email for Capital One Venture Rewards?
The support contact email for Capital One Venture Rewards is support@capitalone.com.
How do people rate the customer service and user experience of Capital One Venture Rewards?
Overall, Capital One Venture Rewards is strongly recommended based on community reviews that rate customer service and user experience.
Does Capital One Venture Rewards Credit Card report your account activity to credit bureaus?
Yes, Capital One Venture Rewards Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Capital One Venture Rewards
- Visit the Capital One Venture Rewards website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
1680 Capital One Drive
McLean, VA 22102 - (800) 955-7070
- Visit Site
- Email Support
Other Services by Capital One
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
Foreign Currency Transaction Fee | 0% |
No Foreign Transaction Fee | |
No Annual Fee First Year | |
No Interest Grace Period for Late Payment | 25 days |
Cash Advance Fee Minimum | $10 |
Cash Advance Fee (%) | Starting at 3% |
Minimum Cash Advance Fee ($) | Starting at $10 |
Annual Fee | $95 |
Late Fee Amount | Up to $39 |
Capital One Venture Rewards Credit Card Community Reviews
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