
Lincoln Owner Credit Card
in Personal Credit Cards from Citibank
Not enough votes for recommendation
Would you recommend Lincoln Owner Credit Card to your friends?
Purchase APR (Variable APR) | 28.49% |
Balance Transfer APR (Variable APR) | N/A |
Credit Score Range | 600 - 850 |
Annual Fee | $0 |
Lincoln Owner Credit Card Review
This is a store credit card issued by Citibank. If you're wondering whether Lincoln Owner Credit Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.
- High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR of 28.49%
- No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
- Fair or better credit required. You will have good approval oods if your credit score is above600.
The Good | The Bad |
---|---|
|
|
Does Lincoln Owner Credit Card have a cash back or rewards program?
No, it does not offer a rewards program.
What are the Lincoln Owner Credit Card benefits?
It provides the following benefits:
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Lincoln Owner Credit Card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has higher than average regular APRs.It has a variable purchase APR of 28.49%.
Does Lincoln Owner Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Lincoln Owner Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Lincoln Owner Credit Card?
The following fees apply:
Fees | Amount |
---|---|
Annual Fee | $0 |
Late Payment Fee | up to $40 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.
What is the customer service phone number for Lincoln Owner Credit Card?
The Lincoln Owner Credit Card customer service number is .
Does Lincoln Owner Credit Card report your account activity to credit bureaus?
Yes, Lincoln Owner Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Lincoln Owner Credit Card
- Visit the Lincoln Owner Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
388 Greenwich Street
New York, NY 10013 - Visit Site
Other Services by Citibank

Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
No Annual Fee | |
Annual Fee | $0 |
No Interest Grace Period for Late Payment | 25 days |
Minimum Interest Charge | $2 |
Late Fee Amount | Up to $40 |
Be the first to rate
Would you recommend Lincoln Owner Credit Card to your friends?
Citibank Personal Credit Cards
- APCO Employees Credit Union Visa Signature Rewards Credit Card
- Affinity Federal Credit Union Red Bulls New York Rewards Visa Credit Card
- AmeriCU Credit Union Visa® Traditional Credit Card
- Arizona Central Credit Union Visa® Secured Credit Card
- Black Hills Federal Credit Union Visa Traditional Credit Card
- Brand Source Credit Card
- Collins Community Credit Union Secured Visa Credit Card
- Colorado Credit Union Classic Visa credit card
- Dayton Tire and Auto Service Center Credit Card
- Neighbors Federal Credit Union Step Visa Credit Card
- Teamster Privilege Cash Rewards Credit Card
- The Grand Reserve™ World Mastercard®