Lincoln Owner Credit Card Review

Lincoln Owner Credit Card is a store credit card issued by Citibank. If you're wondering whether Lincoln Owner Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

Key takeaways:

• No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
• Fair or better credit required. You stand a chance of qualifying if your credit score is not below 650.

Lincoln Owner Credit Card Pros and Cons:

Is there a Lincoln Owner Credit Card cash back or rewards program?

No, Lincoln Owner Credit Card does not offer a rewards program.

What are the relevant APRs for Lincoln Owner Credit Card?

What are the fees for Lincoln Owner Credit Card?

The following fees apply to Lincoln Owner Credit Card:

Does Lincoln Owner Credit Card report your account activity to credit bureaus?

Lincoln Owner Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

How to apply for Lincoln Owner Credit Card

• Visit the Lincoln Owner Credit Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.
• If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.