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  Neiman Marcus Credit Card

Neiman Marcus Credit Card

in Personal Credit Cards from Capital One

Claimed

Neiman Marcus Credit Card

Claimed

in Personal Credit Cards from Capital One

Net Recommendation Score +100

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +100, equating to 5 on a 5 point rating scale.

+100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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Highlights
Community Rating

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Purchase APR  (Variable APR) 25.49%
Balance Transfer APR  (Variable APR) N/A
Credit Score Range 670 - 850
Annual Fee $0

Neiman Marcus Credit Card Review

This is a store rewards credit card issued by Capital One. If you're wondering whether Neiman Marcus credit card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 12 months.
  • Signup bonus. Offers a signup bonus of 5000 points that can be redeemed for travel, gifts, or other perks.
  • High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR of 25.49%
  • No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
  • Good or better credit required. You will have low approval odds if your credit score is below 670.
Pros & Cons of Neiman Marcus credit card
The Good The Bad
  • Receive 5,000 bonus Incircle points when you open an account and make a purchase on the same day.
  • Earn two InCircle points for virtually every dollar spent on credit card purchases
  • 10,000 points earns you a $100 Point Card for shopping—no merchandise exclusions
  • Open a credit card with us & make a same-day purchase to get an instant 5,000 points—bringing you halfway to a $100 Point Card
  • 0% APR on new purchases during the first 12 months.
  • No annual fee.
  • Cardholders can earn rewards on their purchases.
  • Neiman Marcus Credit Card reports to multiple credit bureaus.
  • Higher than average purchase APRs.
  • Requires good to excellent credit.
  • Does not include many credit card benefits.
Neiman Marcus credit card FAQ

Does Neiman Marcus credit card have a cash back or rewards program?

Neiman Marcus credit card is a rewards card.

Neiman Marcus credit card Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A
Signup Bonus (Points/Miles) 5000

Does Neiman Marcus credit card have a signup bonus?

This card doesn't offer a cash signup bonus. However, it does include a 5000 points signup bonus that can be redeemed for travel, gifts, or other perks.

Does Neiman Marcus credit card offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the Neiman Marcus credit card benefits?

It provides the following benefits:

  • Zero fraud liability
  • Reports to major credit bureaus

What are the relevant APRs for Neiman Marcus credit card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has higher than average regular APRs.

It has a variable purchase APR of 25.49%.

Does Neiman Marcus credit card have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Neiman Marcus credit card have an intro APR offer on new purchases?

Neiman Marcus Credit Card Purchase Intro Offer
Description
Introductory Rate 0%
Purchase Intro APR Period 12 months

This card does offer an intro APR rate of 0% on qualified purchases for a period of up to 12 months.

What are the fees for Neiman Marcus credit card?

The following fees apply:

Neiman Marcus credit card Fees
Fees Amount
Annual Fee $0
Returned Payment Fee up to $25
Late Payment Fee up to $40

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.

What is the customer service phone number for Neiman Marcus credit card?

The Neiman Marcus credit card customer service number is (877) 383-4802.

What is the support contact email for Neiman Marcus credit card?

The support contact email for Neiman Marcus credit card is support@capitalone.com.

How do people rate the customer service and user experience of Neiman Marcus credit card?

Overall, Neiman Marcus credit card is strongly recommended based on community reviews that rate customer service and user experience.

Does Neiman Marcus Credit Card report your account activity to credit bureaus?

Yes, Neiman Marcus Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Neiman Marcus credit card

  • Visit the Neiman Marcus credit card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From Neiman Marcus Credit Card

At Capital One, our mission is to change banking for good by bringing humanity, ingenuity and simplicity to banking. In support of our mission, the Capital One Impact Initiative advances socioeconomic mobility by advocating for an inclusive society, building thriving communities and creating financial tools that enrich lives. It is fueled by an initial $200 million multi-year commitment to catalyze economic growth in low- and moderate-income communities and close gaps in equity and opportunity. Capital One was founded on the belief that no one should be locked out of the financial system. We’re dedicated to helping foster a world where everyone has an equal opportunity to prosper.

Shop at Neiman Marcus, Bergdorf Goodman, Last Call, and Horchow (in store, online, or by catalog).

Availability

  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

Introductory Rate 0%
Purchase Intro APR Period (Variable APR) 12 months
No Annual Fee
Annual Fee $0
No Interest Grace Period for Late Payment 25 days
Minimum Interest Charge $0.50
Returned Payment Fee Up to $25
Late Fee Amount Up to $40
Customer Type Personal
Minimum Age 18
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 670 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Fraud Liability
Rewards Categories
  • 2x Points on In-Store Eligible Purchases
Signup Bonus (points) 5,000
Balance Computation average daily balance (including current transactions)
Purchase APR (Variable APR) 25.49%
Card Type
  • Rewards
  • Store Card
Card Network Other

Neiman Marcus Credit Card Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +100, equating to 5 on a 5 point rating scale.

+100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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