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  Neiman Marcus Credit Card

Neiman Marcus Credit Card

in Personal Credit Cards from Capital One

Claimed

Neiman Marcus Credit Card

Claimed

in Personal Credit Cards from Capital One

Net Recommendation Score +100%

SUPERMONEY NET RECOMMENDATION SCORE

+100%

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

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1 user recommends
0 users are unsure
0 users don't recommend
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Highlights
Community Rating

Rating not yet determined  

Purchase APR  (Variable APR) Up to 27.74%
Balance Transfer APR  (Variable APR) N/A
Credit Score Range 670 - 850
Annual Fee $0

Neiman Marcus Credit Card Review

Neiman Marcus Credit Card is a store credit card issued by Capital One. If you're wondering whether Neiman Marcus Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

Key Takeaways
  • Signup bonus. Offers a signup bonus of 5000 points that can be redeemed for travel, gifts, or other perks.
  • No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
  • Good or better credit required. You should probably try with another card if your credit score is below 670.
Neiman Marcus Credit Card Pros & Cons
The Good The Bad
  • Receive 5,000 bonus Incircle points when you open an account and make a purchase on the same day.
  • Earn two InCircle points for virtually every dollar spent on credit card purchases
  • 10,000 points earns you a $100 Point Card for shopping—no merchandise exclusions
  • Open a credit card with us & make a same-day purchase to get an instant 5,000 points—bringing you halfway to a $100 Point Card
  • No annual fee.
  • Neiman Marcus Credit Card reports to multiple credit bureaus.
  • Requires good to excellent credit.
  • Does not offer rewards or cash back.
  • You don't earn rewards on every purchase.
  • Does not include many credit card benefits.
Neiman Marcus Credit Card FAQ

Is there a Neiman Marcus Credit Card cash back or rewards program?

No, Neiman Marcus Credit Card does not offer a rewards program.

What are the relevant APRs for Neiman Marcus Credit Card?

Neiman Marcus Credit Card has a variable purchase APR of up to 27.74%.

Does Neiman Marcus Credit Card have an introductory APR offer on balance transfers?

No, Neiman Marcus Credit Card does not come with an introductory APR offer for balance transfers.

Does Neiman Marcus Credit Card have an introductory APR offer on new purchases?

Neiman Marcus Credit Card does not offer an introductory rate on new purchases.
Neiman Marcus Credit Card Purchase Intro Offer
Description
Introductory Rate N/A
Purchase Intro APR Period (months) N/A

What are the fees for Neiman Marcus Credit Card?

The following fees apply to Neiman Marcus Credit Card:

Neiman Marcus Credit Card Fees
Fees Amount
Annual Fee $0
Returned Payment Fee up to $25
Late Payment Fee up to $38

Does Neiman Marcus Credit Card report your account activity to credit bureaus?

Yes, Neiman Marcus Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Neiman Marcus Credit Card

  • Visit the Neiman Marcus Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Eligible In-Store Purchases (Points) 2
No Annual Fee  
Annual Fee $0
No Interest Grace Period for Late Payment 26 days
Minimum Interest Charge $0.50
Returned Payment Fee Up to $25
Late Fee Amount Up to $38
Customer Type Personal
Minimum Age 18
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 670 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Bonus Rewards - Receive 5,000 bonus Incircle points when you open an account and make a purchase on the same day. - Earn two InCircle points for virtually every dollar spent on credit card purchases - 10,000 points earns you a $100 Point Card for shopping—no merchandise exclusions - Open a credit card with us & make a same-day purchase to get an instant 5,000 points—bringing you halfway to a $100 Point Card
Signup Bonus (points) 5,000
Purchase APR (Variable APR) Up to 27.74%
Card Type Store Card
Card Network Other

Neiman Marcus Credit Card Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

+100%

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

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