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  State Farm Student Visa

State Farm Student Visa

in Personal Credit Cards from State Farm

Unaffiliated

State Farm Student Visa

Unaffiliated

in Personal Credit Cards from State Farm

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Highlights
Highlights
Balance Transfer APR  (Variable APR) 11.74% - 18.74%
Credit Score Range 600 - 850
Annual Fee $0
Purchase APR  (Variable APR) 11.74% - 18.74%

State Farm Student Visa Review

State Farm Student Visa is a rewards credit card issued by State Farm. If you're wondering whether State Farm Student Visa is the right card for you, read on. This is everything you need to know to make a good choice.

Key takeaways:

  • Competitive APRs. State Farm Student Visa has a variable purchase APR that ranges from 11.74% up to 18.74%.
  • No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
  • Fair or better credit required. You stand a chance of qualifying if your credit score is not below 600.

State Farm Student Visa Pros and Cons:

The Good The Bad
  • Lower than average purchase APRs.
  • No annual fee.
  • Considers applicants with fair or poor credit.
  • Cardholders can earn rewards on their purchases.
  • Cardholders can earn rewards on their purchases.
  • Does not offer a signup bonus.
  • Charges a foreign transaction fee of 3%.
  • You don't earn rewards on every purchase.
  • Does not report to credit bureaus.
  • Does not include many credit card rewards.

Is there a State Farm Student Visa cash back or rewards program?

State Farm Student Visa offers a rewards program to its customers. This card features rewards for purchases in the following categories:

  • Insurance
State Farm Student Visa Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A
Signup Bonus ($) N/A

Does State Farm Student Visa have a signup bonus?

State Farm Student Visa doesn't offer a cash signup bonus.

Does State Farm Student Visa offer an annual loyalty bonus?

State Farm Student Visa doesn't offer a cash loyalty bonus.

What are the relevant APRs for State Farm Student Visa?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. State Farm Student Visa has lower than average purchase APRs.

State Farm Student Visa has a variable purchase APR that ranges from 11.74% up to 18.74%. The card has a variable balance transfer APR that ranges from 11.74% up to 18.74%.

Does State Farm Student Visa have an introductory APR offer on balance transfers?

No, State Farm Student Visa does not come with an introductory APR offer for balance transfers.

Does State Farm Student Visa have an introductory APR offer on new purchases?

State Farm Student Visa does not offer an introductory rate on new purchases.
State Farm Student Visa Purchase Intro Offer
Description
Introductory Rate N/A

What are the fees for State Farm Student Visa?

The following fees apply to State Farm Student Visa:

  • There is no overlimit fee
State Farm Student Visa Fees
Fees Amount
Annual Fee $0
Overlimit Fee $0
Foreign Transaction Fee 3%
Late Payment Fee $37

Does State Farm Student Visa have a foreign transaction fee?

State Farm Student Visa charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.

How to apply for State Farm Student Visa

  • Visit the State Farm Student Visa website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

No Annual Fee  
Annual Fee $0
Over-Limit Fee $0
No Interest Grace Period for Late Payment 24 days
Foreign Currency Transaction Fee 3%
Minimum Interest Charge $1.50
Returned Payment Fee Starting at $37
Late Fee Amount $37
Customer Type Student
Minimum Age 18
Credit Score Range 600 - 850
Emergency Support  
Fraud Liability  
Car Rental Insurance  
Bonus Rewards 3 points for every $1 spent
Rewards Categories Insurance
Purchase APR (Variable APR) 11.74% - 18.74%
Balance Transfer APR (Variable APR) 11.74% - 18.74%

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