System Pavers Credit Card Review

This is a store credit card issued by Synchrony Bank. If you're wondering whether System Pavers Credit Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

• High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR of 26.99%
• Fair or better credit required. You will have good approval odds if your credit score is above 600.

The Good	The Bad
A simple application process, and fast credit decisions Unsecured, revolving credit lines Open credit line for future purchases Promotional financing options available. Considers applicants with fair or poor credit. System Pavers Credit Card reports to multiple credit bureaus.	Can only be used at System Pavers. Higher than average purchase APRs. Charges an annual fee of $29 Does not offer a signup bonus. Does not offer rewards or cash back. You don't earn rewards on every purchase. Does not include many credit card benefits.

Does System Pavers Credit Card have a cash back or rewards program?

No, it does not offer a rewards program.

What are the System Pavers Credit Card benefits?

It provides the following benefits:

• Zero fraud liability
• Reports to major credit bureaus

What are the relevant APRs for System Pavers Credit Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has higher than average regular APRs.

It has a variable purchase APR of 26.99%.

What are the fees for System Pavers Credit Card?

The following fees apply:

System Pavers Credit Card Fees

Fees	Amount
Annual Fee	$29

Does System Pavers Credit Card report your account activity to credit bureaus?

Yes, System Pavers Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for System Pavers Credit Card

• Visit the System Pavers Credit Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.