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Last Updated: 05/14/2026

Athleta Visa Card

from Synchrony Bank

Last Updated: 05/14/2026

Created by:

created by author logoSuperMoney

Fact Checked by:

fact checked by author logoAndrew Latham
Athleta Visa Card logo
Rating not yet determined3 total votes
1 users are unsure
2 users don't recommend

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Highlights

Purchase APR (Variable APR)

27.24%(Verified 06/21/2024)
Disclaimer popup with additional information

Balance Transfer APR (Variable APR)

N/A

Credit Score Range

650 - 850

Annual Fee

$0

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Athleta Visa Card Review

If you're wondering whether Athleta Visa Card is the right card for you, read on.

Key Takeaways

  • APR: This is not a great card for people who carry a balance. It has a variable regular purchase APR of 27.24%
  • No annual fee. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 3% every time you make a transaction outside the U.S.
  • Fair or better credit required. You will have good approval odds if you have a fair credit score or better.

Pros & Cons of Athleta credit card

Athleta credit card FAQ

Does Athleta credit card have a cash back or rewards program?

This is a cashback card. This means you earn a percentage of your purchases as cash back rewards.

Does Athleta credit card have a signup bonus?

This card doesn't offer a cash signup bonus.

Does Athleta credit card offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the Athleta credit card benefits?

Athleta Visa Card provides the following benefits:
  • Zero fraud liability
  • Reports to major credit bureaus

What are the relevant APRs for Athleta credit card?

This is a charge card and therefore doesn't have a regular APR or interest charges. You must pay your balance in full every month.

What are the fees for Athleta credit card?

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.
There is a late fee of up to $38 .

Does Athleta credit card have a foreign transaction fee?

Athleta credit card charges a foreign transaction fee of up to 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.

What is the customer service phone number for Athleta credit card?

The customer service number for Athleta credit card is (866) 226-5638.

What is the support contact email for Athleta credit card?

The support contact email for Athleta credit card is customer.service@mail.synchronybank.com.

How do people rate the customer service and user experience of Athleta credit card?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does Athleta Visa Card report your account activity to credit bureaus?

Yes, Athleta Visa Card reports to the following credit bureaus:
  • Equifax
  • Experian
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does Synchrony Bank perform a hard credit pull?

Yes, Athleta credit card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

How to apply for Athleta credit card

  • Visit the website of Athleta credit card.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

777 Long Ridge Rd
Stamford, CT 06905
Visit Site
Email Support

Hours of Operation

Sunday
8:00AM - 12:00AM
Monday
8:00AM - 12:00AM
Tuesday
8:00AM - 12:00AM
Wednesday
8:00AM - 12:00AM
Thursday
8:00AM - 12:00AM
Friday
8:00AM - 12:00AM
Saturday
8:00AM - 12:00AM

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SuperMoney Net Recommendation Score

Not enough SuperMoney users have reviewed this product to provide a recommendation score or rating.

-67

-1000+100
No one recommends
Everyone recommends
The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

Athleta Visa Card Community Reviews

Would you recommend Athleta Visa Card to your friends?

U

Anonymous

Sep 13, 2019

May or may not recommend

denied a credit card for Athleta-- I have NEVER been denied a card anywhere. Supposedly a letter was sent stating the reason but I have yet to receive it.

Izabell K. avatar image

Izabell K.

Aug 27, 2019

May or may not recommend

Worst customer service ever. If you use your rewards and return or exchange the item it takes 2 months to get the rewards applied back to your acct. Ridiculous.

RK

Rachelle K.

May 3, 2019

May or may not recommend

The card and the perks (cash for clothes, yay) are great but I cannot stand the customer service department. Every time I have needed to call they seem incompetent and unhelpful. I was unable to add this card to my apple pay and they were unable to help me by verifying the card. After three calls to them, plus one to apple, I finally gave up and nearly cancelled my ...Show More

Showing 3 of 3 reviews

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