Last Updated: 05/14/2026
SuperMoney User Recommendation Score +67
Strongly recommended9 total votes
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Highlights
Community Rating
Strongly recommended
Purchase APR (Variable APR)
18.99% - 28.99%(Verified 10/06/2025)
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Balance Transfer APR (Variable APR)
18.99% - 28.99%(Verified 10/06/2025)
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Credit Score Range
700 - 850
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Annual Fee
$0
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Number of Reviews
Capital One VentureOne Rewards Credit Card Review
This is a travel card issued by Capital One. If you're wondering whether Capital One VentureOne Rewards Credit Card is the right card for you, read on.
Key Takeaways
- Generous reward rate. Rewards earned on hotels, vacation rentals, and car rentals booked through Capital One travel.
- 0% Intro APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for 15 months. There is a 18.99% - 28.99% variable APR after that; balance transfer fee applies. The balance transfer fee during the intro period is 3% and is offered for the first 15 months. After that, 4% of the amount of each transferred balance that posts to your account at a promotional APR that they may offer you at any other time.
- 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for 15 months.
- Earn $300 in travel bonuses with a limited-time $100 Capital One Travel credit, plus earn 20K bonus miles with $500 spend within 3 months from account opening - that's equal to $300 in travel
- APR: This is not a great card for people who carry a balance. It has a variable regular purchase APR that ranges from 18.99% up to 28.99%.
- No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases , but you don't have to pay an annual fee for the privilege.
- A 4% balance transfer fee. Capital One VentureOne Rewards Credit Card charges a 3% balance transfer during the intro period for the first 15 months and after that charges a fee of 4% on balance transfers. For example, a balance of $1,000 could cost $40 in transfer fees after the intro period.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Multiple credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, emergency support, extended warranty protection on purchases, identity theft protection, purchase security, travel accident insurance, travel assistance, and fraud protection.
- Good or excellent credit required. You will have low approval odds if your credit score is below good.
Pros & Cons of Capital One VentureOne Rewards Credit Card
| The Good | The Bad |
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Capital One VentureOne Rewards Credit Card FAQ
Does Capital One VentureOne Rewards Credit Card have a cash back or rewards program?
Capital One VentureOne Rewards Credit Card is a travel rewards card.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Car Rentals | 5 x miles (1.25 Miles per dollar on every purchase, every day. 5 Miles per dollar on hotels, vacation rentals and rental cars booked through Capital One Travel.) | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Hotels | 5 x miles (5 Miles per dollar on hotels, vacation rentals and rental cars booked through Capital One Travel.) | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Every Purchase | 1.25 x miles (1.25 Miles per dollar on every purchase, every day.) | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Does Capital One VentureOne Rewards Credit Card have a signup bonus?
Yes. Earn $300 in travel bonuses with a limited-time $100 Capital One Travel credit, plus earn 20K bonus miles with $500 spend within 3 months from account opening - that's equal to $300 in travel
Does Capital One VentureOne Rewards Credit Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Capital One VentureOne Rewards Credit Card benefits?
Capital One VentureOne Rewards Credit Card provides the following benefits:
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Zero fraud liability
- Travel Accident Insurance
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Capital One VentureOne Rewards Credit Card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Capital One VentureOne Rewards Credit Card has a variable purchase APR that ranges from 18.99% up to 28.99%. The card has a variable balance transfer APR that ranges from 18.99% up to 28.99%. It also has a variable cash advance APR of 28.99% .
Does Capital One VentureOne Rewards Credit Card have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 0% for a period of 15 months. There is a 18.99% - 28.99% variable APR after that; balance transfer fee applies. The balance transfer fee during the intro period is 3% and is offered for the first 15 months. After that, 4% of the amount of each transferred balance that posts to your account at a promotional APR that they may offer you at any other time.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer APR | 18.99% - 28.99% (see terms and conditions) | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Introductory APR | 0% (see terms and conditions) | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Intro APR Period | 15 months | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Fee % | Starting at 4% (see terms and conditions) | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Fee % After Intro Period | 4% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Intro Fee % | 3% (see terms and conditions) | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Intro Fee Period | 15 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Does Capital One VentureOne Rewards Credit Card have an intro APR offer on new purchases?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Introductory Rate | 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Purchase Intro APR Period | 15 months | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does offer an intro APR rate of 0% on qualified purchases for a period of 15 months.
What are the fees for Capital One VentureOne Rewards Credit Card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| No Foreign Transaction Fee? | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| No Annual Fee? | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $40 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Cash Advance Fee ($) | Starting at $5 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | Starting at 5% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
Does Capital One VentureOne Rewards Credit Card have a foreign transaction fee?
This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.What is the customer service phone number for Capital One VentureOne Rewards Credit Card?
The customer service number for Capital One VentureOne Rewards Credit Card is (877) 383-4802.
What is the support contact email for Capital One VentureOne Rewards Credit Card?
The support contact email for Capital One VentureOne Rewards Credit Card is support@capitalone.com.
How do people rate the customer service and user experience of Capital One VentureOne Rewards Credit Card?
Overall, Capital One VentureOne Rewards Credit Card is strongly recommended based on community reviews that rate customer service and user experience.
Does Capital One VentureOne Rewards Credit Card report your account activity to credit bureaus?
Yes, Capital One VentureOne Rewards Credit Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Capital One perform a hard credit pull?
Yes, Capital One VentureOne Rewards Credit Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Capital One VentureOne Rewards Credit Card
- Visit the website of Capital One VentureOne Rewards Credit Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Capital One VentureOne Rewards Credit Card Disclosure: SuperMoney has partnered with CardRatings for our coverage of credit card products. SuperMoney and CardRatings may receive a commission from card issuers.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed
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Purchase APR
28.99%
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Balance Transfer APR
28.99%
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Credit Score Range
630 - 750
300
850
Annual Fee
$0
Sponsored
Purchase APR
28.99%
Disclaimer popup with additional information
Balance Transfer APR
28.99%
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Credit Score Range
640 - 700
300
850
Annual Fee
$39
Purchase APR
18.49% - 28.49%
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Balance Transfer APR
18.49% - 28.49%
Disclaimer popup with additional information
Credit Score Range
700 - 850
300
850
Annual Fee
$0
Purchase APR
26.99%
Disclaimer popup with additional information
Balance Transfer APR
26.99%
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Credit Score Range
640 - 720
300
850
Annual Fee
$0
Purchase APR
19.99% - 28.99%
Disclaimer popup with additional information
Balance Transfer APR
19.99% - 28.99%
Disclaimer popup with additional information
Credit Score Range
700 - 850
300
850
Annual Fee
$95
Purchase APR
28.99%
Disclaimer popup with additional information
Balance Transfer APR
28.99%
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Credit Score Range
300 - 550
300
850
Annual Fee
$0
Rating not yet determined
Purchase APR
17.49% - 25.49%
Disclaimer popup with additional information
Balance Transfer APR
17.49% - 25.49%
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Credit Score Range
750 - 850
300
850
Annual Fee
$95
Purchase APR
15.24% - 26.99%
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Balance Transfer APR
15.24% - 26.99%
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Credit Score Range
700 - 850
300
850
Annual Fee
$0
Purchase APR
17.99% - 27.74%
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Balance Transfer APR
17.99% - 27.74%
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Credit Score Range
670 - 850
300
850
Annual Fee
$0
Rating not yet determined
Purchase APR
15.9% - 25.74%
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Balance Transfer APR
15.9% - 25.74%
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Credit Score Range
650 - 850
300
850
Annual Fee
$0
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Learn MoreSuperMoney Net Recommendation Score
SuperMoney users strongly recommend this product, giving it a user recommendation score of +67, or 4.3 on a 5-point rating scale.
+67
-1000+100
No one recommends
Everyone recommends
Capital One VentureOne Rewards Credit Card Community Reviews
Would you recommend Capital One VentureOne Rewards Credit Card to your friends?
JA
Jim A.
Jan 26, 2023
May or may not recommend
I am a massive fan of my Capital One Venture One card. The rewards are wonderful, and I use them constantly. Being able to redeem them on Amazon is one of the best and most convenient features. Capital One's recent addition of being able to redeem for tickets to highly sought-after concerts/sports/experiences is a great feature I look forward to using in the future!
Amy H.
Feb 23, 2022
May or may not recommend
This is my go to credit card. It makes my life easier and my interest rate is low on it. The only issue I have with this card is the layout of it. When using certain gas pumps the location of the chip and the strip on the back are the opposite direction of what the pump wants.
Becca -.
Feb 23, 2022
May or may not recommend
If you're like me and Capital One has actually plagued you by the huge amount of ads seeking your purchase of a venture card, you've probably thought about it at least once or twice. Of course, no matter which venture card variation you choose, they all offer a very similar but simple revenue structure and self-proclaimed "easy-to-use" rewards. Of course, in most cases, there is a sign-up bonus offered by ...Show More
AC
Alyssa C.
Jan 8, 2022
May or may not recommend
This is my favorite credit card. I don't love that the lowest APR is a little over 15% but it is no real issue for me since I pay my bill in full each month. I love receiving my rewards and will continue to use this card in the future.
VH
Victoria H.
Aug 20, 2021
May or may not recommend
I honestly got this one by mistake when I first started getting mail, and didn't understand anything about life. While I was able to build my credit up to be able to get the card, I had no practical life skills that gave me any understanding. They were very understanding that I terminated having the card, which I thought was nice but I had no real experience with how any ...Show More
Yuris B.
Jun 20, 2019
May or may not recommend
This is one of my favorite cards. The zero interest period was very generous, (15 months I believe), the opening bonus was pretty big and the rewards are great too.
U
Anonymous
May 12, 2015
May or may not recommend
In addition to being an all around great card, this one also gives you access to your credit score, which I find really handy. My APR is good, too, at 13.99%. Glad I bothered to fill out the application, which by the way wasn't too difficult.
U
Anonymous
Apr 25, 2015
May or may not recommend
Customer service for this place is stellar. I thought I was missing some points and I called to find out what happened. It turned out that I wasn't actually missing any points, but the customer service person took my problem really seriously. She totally and thoroughly looked into the issue and even checked with a supervisor to make sure that I wasn't missing any points. She was totally polite the ...Show More
Marko P.
Mar 9, 2014
May or may not recommend
If you travel every once in a while or go on a big vacation every few years, this card is great. If you plan on spending more than 8k a year than go for the other venture card. You'll get double points instead of 1.25. Otherwise, this is the best miles card. You get 1.25 miles/dollar on everything. If you are redeeming for travel, prices are in line with other ...Show More
Showing 9 of 9 reviews
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