Ritz Carlton™ Credit Card
Not enough votes for recommendation
Would you recommend Ritz Carlton™ Credit Card to your friends?
| Purchase APR (Variable APR) |
17.74% - 24.74% (Verified 08/04/2023) |
| Balance Transfer APR (Variable APR) |
17.74% - 24.74% (Verified 08/04/2023) |
| Credit Score Range | 670 - 850 |
| Annual Fee | $450 |
Ritz Carlton™ Credit Card Review
This is a store rewards card issued by Chase Bank. If you're wondering whether Ritz Carlton™ Credit Card is the right card for you, read on.
Key Takeaways
- High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR that ranges from 17.74% up to 24.74%.
- 5% Balance transfer fee. Ritz Carlton™ Credit Card charges a fee of 5% on balance transfers. For example, a balance of $1,000 could cost $50 in transfer fees. The minimum fee is $5.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Good or better credit required. You will have low approval odds if your credit score is below 670.
Pros & Cons of Ritz Carlton™ Credit Card
| The Good | The Bad |
|---|---|
|
|
Ritz Carlton™ Credit Card FAQ
Does Ritz Carlton™ Credit Card have a cash back or rewards program?
Ritz Carlton™ Credit Card is a travel rewards card.
| Rewards rate (all purchases) | N/A |
| Max rewards rate | N/A |
| Annual rewards limit | N/A |
Does Ritz Carlton™ Credit Card have a signup bonus?
This card doesn't offer a cash signup bonus.Does Ritz Carlton™ Credit Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Ritz Carlton™ Credit Card benefits?
It provides the following benefits:
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Ritz Carlton™ Credit Card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has higher than average regular APRs.Ritz Carlton™ Credit Card has a variable purchase APR that ranges from 17.74% up to 24.74%. The card has a variable balance transfer APR that ranges from 17.74% up to 24.74%. It also has a variable cash advance APR of 26.74% .
The good news is this card does not charge a penalty APR if you are late on a payment.
Does Ritz Carlton™ Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Ritz Carlton™ Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Ritz Carlton™ Credit Card?
The following fees apply:
- There is no overlimit fee
| Fees | Amount |
|---|---|
| Annual Fee | $450 |
| Overlimit Fee | $0 |
| Initial Program Fee | $ |
| Foreign Transaction Fee | 0% |
| Returned Payment Fee | $ |
| Late Payment Fee | Starting at up to $37 |
This card charges a $450 annual fee.
Does Ritz Carlton™ Credit Card have a foreign transaction fee?
This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.What is the customer service phone number for Ritz Carlton™ Credit Card?
The Ritz Carlton™ Credit Card customer service number is (855) 896-2222.
What is the support contact email for Ritz Carlton™ Credit Card?
The support contact email for Ritz Carlton™ Credit Card is customerdepartament@chase.com.
What is the Ritz Carlton™ Credit Card login page?
You can access the Ritz Carlton™ Credit Card login page here.
How do people rate the customer service and user experience of Ritz Carlton™ Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Ritz Carlton™ Credit Card report your account activity to credit bureaus?
Yes, Ritz Carlton™ Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Ritz Carlton™ Credit Card
- Visit the Ritz Carlton™ Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
270 Park Avenue
New York, NY 10017 USA - (855) 896-2222
- Visit Site
- Email Support
Other Services by Chase Bank
Other Credit Cards by Chase Bank
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Cash Advance Fee Minimum | $10 |
| Cash Advance Fee (%) | 5% |
| Minimum Cash Advance Fee ($) | $10 |
| Foreign Currency Transaction Fee | 0% |
| No Foreign Transaction Fee | |
| Annual Fee | $450 |
| Over-Limit Fee | $0 |
| No Interest Grace Period for Late Payment | 21 days |
| Late Fee Amount | Up to $37 |
Be the first to rate
Would you recommend Ritz Carlton™ Credit Card to your friends?
Other Credit Cards
- Alaska Airlines Visa Signature® Card
- All In Credit Union Platinum MasterCard
- Barksdale FCU Visa 1.99 Platinum Credit Card
- Big Sandy Superstore Credit Card
- Bilt Mastercard®
- Bridge City Bank Max Cash Preferred Card
- Disney® Premier Visa® Card
- Franklin Mint Federal Credit Union Platinum Card
- Greater Nevada CU Max Cash Preferred Card
- Industrial Federal Credit Union Classic Visa Credit Card
- Louetta Automotive and Tire Service
- Members First Credit Union Platinum VISA
