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  Ritz Carlton™ Credit Card
Ritz Carlton™ Credit Card Claimed

Ritz Carlton™ Credit Card

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Highlights
Purchase APR  (Variable APR) 17.74% - 24.74%
Balance Transfer APR  (Variable APR) 17.74% - 24.74%
Credit Score Range 670 - 850
Annual Fee $450

Ritz Carlton™ Credit Card Review

This is a store rewards credit card issued by Chase Bank. If you're wondering whether Ritz Carlton™ Credit Card is the right card for you, read on.

Key Takeaways

  • High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR that ranges from 17.74% up to 24.74%.
  • 5% Balance transfer fee. Ritz Carlton™ Credit Card charges a fee of 5% on balance transfers. For example, a balance of $1,000 could cost $50 in transfer fees. The minimum fee is $5.
  • No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
  • Good or better credit required. You will have low approval odds if your credit score is below 670.

Pros & Cons of Ritz Carlton™ Credit Card

The Good The Bad
  • Access to a concierge.
  • Identity Theft Protection.
  • No foreign transaction fee.
  • Cardholders can earn rewards on their purchases.
  • Ritz Carlton™ Credit Card reports to multiple credit bureaus.
  • Higher than average purchase APRs.
  • You need good credit to qualify.
  • Charges an annual fee of $450
  • Does not offer a signup bonus.
  • Charges a 5% balance transfer fee.

Ritz Carlton™ Credit Card FAQ

Does Ritz Carlton™ Credit Card have a cash back or rewards program?

Ritz Carlton™ Credit Card is a travel rewards card.

Ritz Carlton™ Credit Card Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A
Signup Bonus ($)

Does Ritz Carlton™ Credit Card have a signup bonus?

This card doesn't offer a cash signup bonus.

Does Ritz Carlton™ Credit Card offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the Ritz Carlton™ Credit Card benefits?

It provides the following benefits:

  • Zero fraud liability
  • Reports to major credit bureaus

What are the relevant APRs for Ritz Carlton™ Credit Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has higher than average regular APRs.

Ritz Carlton™ Credit Card has a variable purchase APR that ranges from 17.74% up to 24.74%. The card has a variable balance transfer APR that ranges from 17.74% up to 24.74%. It also has a variable cash advance APR of 26.74% .

The good news is this card does not charge a penalty APR if you are late on a payment.

Does Ritz Carlton™ Credit Card have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Ritz Carlton™ Credit Card have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Ritz Carlton™ Credit Card?

The following fees apply:

  • There is no overlimit fee
Ritz Carlton™ Credit Card Fees
Fees Amount
Annual Fee $450
Overlimit Fee $0
Foreign Transaction Fee 0%
Late Payment Fee up to $37

Does Ritz Carlton™ Credit Card have a foreign transaction fee?

This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.

What is the customer service phone number for Ritz Carlton™ Credit Card?

The Ritz Carlton™ Credit Card customer service number is (855) 896-2222.

What is the support contact email for Ritz Carlton™ Credit Card?

The support contact email for Ritz Carlton™ Credit Card is customerdepartament@chase.com.

What is the Ritz Carlton™ Credit Card login page?

You can access the Ritz Carlton™ Credit Card login page here.

How do people rate the customer service and user experience of Ritz Carlton™ Credit Card?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does Ritz Carlton™ Credit Card report your account activity to credit bureaus?

Yes, Ritz Carlton™ Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Ritz Carlton™ Credit Card

  • Visit the Ritz Carlton™ Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 6:00pm
  • Saturday 9:00am - 1:00pm

Other Services by Chase Bank

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Availability

  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

Cash Advance Fee Minimum $10
Cash Advance Fee (%) 5%
Minimum Cash Advance Fee ($) $10
Foreign Currency Transaction Fee 0%
No Foreign Transaction Fee
Annual Fee $450
Over-Limit Fee $0
No Interest Grace Period for Late Payment 21 days
Late Fee Amount Up to $37
Customer Type Personal
Minimum Age 18
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
  • Unemployed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 670 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Identity Theft Protection
  • Fraud Liability
  • Concierge
Rewards Categories
  • 3x Points on Car Rentals
  • 3x Points on Restaurants
  • 2x Points on Every Purchase
  • 6x Points on Select Merchants
Cash Advance APR (Variable APR) 26.74%
APR Type Variable APR
Penalty APR (Variable APR) 0%
Purchase APR (Variable APR) 17.74% - 24.74%
Balance Transfer APR (Variable APR) 17.74% - 24.74%
Balance Transfer Fee Minimum $5
Balance Transfer Fee % 5%
Card Type
  • Rewards
  • Travel
  • Store Card
Card Network Visa

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