Sam's Club Mastercard
in Personal Credit Cards from Synchrony Bank
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Would you recommend Sam's Club Mastercard to your friends?
| Annual Fee | $0 |
| Purchase APR (Variable APR) | 17.15% - 25.15% |
| Balance Transfer APR (Variable APR) | N/A |
| Credit Score Range | 580 - 850 |
Sam's Club Mastercard Review
Sam's Club Mastercard is a store cashback credit card issued by Synchrony Bank.
This card is designed for people with fair credit. The minimum credit score to apply is 580. If you're wondering whether Sam's Club Mastercard is the right card for you, read on. This is everything you need to know to make a good choice.
| Pros | Cons |
|---|---|
|
|
|
Is there a Sam's Club Mastercard cash back or rewards program?
Sam's Club Mastercard is a cashback card. This means you earn a percentage of your purchase as a cash reward.
| Rewards rate (all purchases) | N/A |
| Max rewards rate | N/A |
| Annual rewards limit | 5000 |
| Signup Bonus ($) | $45 |
| Signup Bonus Spend Requirement | $45 |
Does Sam's Club Mastercard have a signup bonus?
Yes, Sam's Club Mastercard offers card users a signup bonus worth up to $45 after spending $45.
Does Sam's Club Mastercard offer an annual loyalty bonus?
Sam's Club Mastercard doesn't offer a cash loyalty bonus.What are the Sam's Club Mastercard benefits?
Sam's Club Mastercard provides the following benefits:
- Free Credit Score
- Extended Warranty Protection
- Fraud Liability
- ID Theft Protection
- Reports to major credit bureaus
What are the relevant APRs for Sam's Club Mastercard?
Sam's Club Mastercard has a variable purchase APR that ranges from 17.15% up to 25.15%.
It also has a variable cash advance APR that ranges from 22.15% up to 28.15%.
Does Sam's Club Mastercard have an introductory APR offer?
Sam's Club Mastercard does not offer an introductory rate on new purchases.| Purchase APR | 17.15% - 25.15% |
| Cash Advance APR | 22.15% - 28.15% |
What are the Sam's Club Mastercard fees?
The following fees apply to Sam's Club Mastercard:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 0% |
| Late Payment Fee | up to $38 |
Does Sam's Club Mastercard have a foreign transaction fee?
Sam's Club Mastercard does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.Does Sam's Club Mastercard report your account activity to credit bureaus?
Sam's Club Mastercard reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.
How to apply for Sam's Club Mastercard
- Visit the Synchrony Bank website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website
may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking
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Contact
- Headquarters
-
200 Crossing Blvd Suite 101
Bridgewater, NJ 08807 - (866) 226-5638
- Visit Site
Other Services by Synchrony Bank
View all personal credit cards offered by Synchrony Bank
Availability
Available in 50 states and Washington, D.C.
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| No Interest Grace Period for Late Payment | 23 |
| Annual Fee | $0 |
| Paper Statement Fee | $0 |
| Foreign Currency Transaction Fee | 0% |
| No Annual Fee | |
| No Foreign Transaction Fee | |
| Minimum Interest Charge | $2 |
| Late Fee Amount | Up to $38 |
| Minimum Cash Advance Fee ($) | Starting at $5 |
| Cash Advance Fee (%) | Starting at 3% |
| Cash Advance Fee Minimum | $5 |
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Would you recommend Sam's Club Mastercard to your friends?
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29.99%
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29.99%
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650 - 850
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$0
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29.99%
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N/A
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N/A
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$0
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29.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
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N/A
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N/A
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Purchase APR
26.99%
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N/A
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Annual Fee
N/A
Maximum
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
N/A
Maximum
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
N/A
Maximum
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
N/A
Maximum
Purchase APR
29.24%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
N/A
Maximum
Purchase APR
29.24%
Balance Transfer APR
N/A
Credit Score Range
700 - 850
Annual Fee
N/A
Maximum
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
$0
Maximum
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
N/A
Maximum
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
N/A
Maximum
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
N/A
Maximum
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
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Maximum
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29.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
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Balance Transfer APR
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Credit Score Range
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Annual Fee
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Maximum
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Balance Transfer APR
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Annual Fee
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Maximum
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
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Annual Fee
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Purchase APR
26.99%
Balance Transfer APR
N/A
Credit Score Range
N/A
Annual Fee
N/A
Maximum
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
N/A
Maximum
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
N/A
Maximum
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
N/A
Maximum
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
$0
Maximum
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
$0
Maximum
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
N/A
Maximum
Purchase APR
26.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
$0
Maximum
Purchase APR
29.24%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
N/A
Maximum
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
$0
Starting
Purchase APR
26.99%
Balance Transfer APR
N/A
Credit Score Range
560 - 750
Annual Fee
N/A
Maximum
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
$0
Maximum
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
N/A
Maximum
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
$0
Starting
Purchase APR
28.24%
Balance Transfer APR
N/A
Credit Score Range
600 - 850
Annual Fee
$0
Starting
Purchase APR
26.99%
Balance Transfer APR
N/A
Credit Score Range
600 - 850
Annual Fee
$0
Starting
Purchase APR
27.99%
Balance Transfer APR
N/A
Credit Score Range
600 - 850
Annual Fee
$0
Maximum
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
$0
Purchase APR
19.15% - 25.15%
(Variable APR)
Balance Transfer APR
N/A
Credit Score Range
680 - 850
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