USAA Classic Platinum Visa® is no longer available to new customers on SuperMoney. Click here to compare and quickly find the best options for your needs.

Last Updated: 05/14/2026

Not Currently Available

USAA Classic Platinum Visa®

from USAA Federal Savings Bank

Last Updated: 05/14/2026

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Highlights

Purchase APR (Variable APR)

N/A

Balance Transfer APR (Variable APR)

N/A

Credit Score Range

700 - 850

Annual Fee

$35

USAA Classic Platinum Visa® Review

USAA Classic Platinum Visa® is no longer available to new customers on SuperMoney.

Click here to compare and quickly find the best options for your needs.

This is a card issued by USAA Federal Savings Bank. If you're wondering whether USAA Classic Platinum Visa® is the right card for you, read on.

Key Takeaways

No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
Good or excellent credit required. You will have low approval odds if your credit score is below good.

Pros & Cons of USAA Classic Platinum Visa®

The Good

The Bad

No foreign transaction fee.

You need good credit to qualify.
Charges an annual fee of $35
Does not offer a signup bonus.
Does not offer rewards or cash back.
You don't earn rewards on every purchase.
Does not report to credit bureaus.

USAA Classic Platinum Visa® FAQ

Does USAA Classic Platinum Visa® have a cash back or rewards program?

No, it does not offer a rewards program.

USAA Classic Platinum Visa® Rewards Breakdown

Description

How do people rate the customer service and user experience of USAA Classic Platinum Visa®?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does USAA Federal Savings Bank perform a hard credit pull?

Yes, USAA Classic Platinum Visa® performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.

Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

How to apply for USAA Classic Platinum Visa®

Visit the website of USAA Classic Platinum Visa®.
Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

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Andrew Latham

Contact

Headquarters

1 Norterra Dr

Phoenix, AZ 85085

(800) 531-8722

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SuperMoney Net Recommendation Score

This product has no reviews yet. Help others by sharing your thoughts.

-1000+100

No one recommends

Everyone recommends

The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.