Overview

Who is this credit card designed for?

USAA Rewards™ Visa Signature® Credit Card is a credit card issued by USAA, which is based in San Antonio, TX. 

USAA Rewards™ Visa Signature® Credit Card is designed for people with a credit score of 700 to 850. It's perfect for consumers looking for a card without an annual fee. A rewards program is included that allows you to convert your purchases into travel, gifts, or other perks.

What are the relevant APRs?

USAA Rewards™ Visa Signature® Credit Card has a variable purchase APR that ranges from 11.4% up to 27.4%.

The card has a variable balance transfer APR that ranges from 11.4% up to 27.4%.

It also has a variable cash advance APR that ranges from 11.4% up to 27.4%.

Is an introductory APR offer available?

No, USAA Rewards™ Visa Signature® Credit Card does not come with an introductory APR offer for balance transfers.

USAA Rewards™ Visa Signature® Credit Card does not offer an introductory rate on new purchases.

What are the fees?

The following fees apply to USAA Rewards™ Visa Signature® Credit Card:

• There is no annual fee.
• A late payment penalty of $35.
• A returned payment fee of $35.
• There is no overlimit fee
• There are no foreign transaction fees.

Is a rewards program offered?

USAA Rewards™ Visa Signature® Credit Card offers a rewards program to its customers. This card features rewards for purchases in the following categories:

• Every Purchase
• Gas
• Restaurants

Is a signup bonus offered?

USAA Rewards™ Visa Signature® Credit Card doesn't offer a cash signup bonus.

Is an annual loyalty bonus offered?

USAA Rewards™ Visa Signature® Credit Card doesn't offer a cash loyalty bonus.

What additional benefits are offered?

 USAA Rewards™ Visa Signature® Credit Card provides the following benefits:

• Free Credit Score

• Auto Rental Collision Damage Waiver

• Emergency Support

• Extended Warranty Protection

• Trip Cancellation Insurance

• Fraud Liability

• Price Protection

• Travel Accident Insurance

• Travel Assistance

• Reports to major credit bureaus

Does USAA Rewards™ Visa Signature® Credit Card report your account activity to credit bureaus?

USAA Rewards™ Visa Signature® Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.