USAA Rewards™ Visa Signature® Credit Card
in Personal Credit Cards from USAA
Cast your vote
Would you recommend USAA Rewards™ Visa Signature® Credit Card to your friends?
| Community Rating | Mostly recommended |
| Annual Fee | $0 |
| Purchase APR (Variable APR) | 11.4% - 27.4% |
| Balance Transfer APR (Variable APR) | 11.90% - 27.90% |
| Credit Score Range | 700 - 850 |
| Number of Reviews | 10 |
USAA Rewards™ Visa Signature® Credit Card Review
USAA Rewards™ Visa Signature® Credit Card is a rewards credit card issued by USAA.
This card is designed for people with good credit. The minimum credit score to apply is 700. If you're wondering whether USAA Rewards™ Visa Signature® Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.
Is there a USAA Rewards™ Visa Signature® Credit Card cash back or rewards program?
USAA Rewards™ Visa Signature® Credit Card offers a rewards program to its customers.
| Rewards rate (all purchases) | 1% |
| Max rewards rate | 2% |
| Annual rewards limit | N/A |
| Signup Bonus ($) | N/A |
| Signup Bonus (Points/Miles) | 2500 |
Does USAA Rewards™ Visa Signature® Credit Card have a signup bonus?
USAA Rewards™ Visa Signature® Credit Card doesn't offer a cash signup bonus. However, it does include a 2500 points signup bonus that can be redeemed for travel, gifts, or other perks.Does USAA Rewards™ Visa Signature® Credit Card offer an annual loyalty bonus?
USAA Rewards™ Visa Signature® Credit Card doesn't offer a cash loyalty bonus.What are the USAA Rewards™ Visa Signature® Credit Card benefits?
USAA Rewards™ Visa Signature® Credit Card provides the following benefits:
- Free Credit Score
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Trip Cancellation Insurance
- Fraud Liability
- Price Protection
- Travel Accident Insurance
- Travel Assistance
- ID Theft Protection
- Reports to major credit bureaus
What are the relevant APRs for USAA Rewards™ Visa Signature® Credit Card?
USAA Rewards™ Visa Signature® Credit Card has a variable purchase APR that ranges from 11.4% up to 27.4%. The card has a variable balance transfer APR that ranges from 11.90% up to 27.90%.
It also has a variable cash advance APR that ranges from 11.4% up to 27.4%.
Does USAA Rewards™ Visa Signature® Credit Card have an introductory APR offer?
No, USAA Rewards™ Visa Signature® Credit Card does not come with an introductory APR offer for balance transfers. USAA Rewards™ Visa Signature® Credit Card does not offer an introductory rate on new purchases.| Purchase APR | 11.4% - 27.4% |
| Balance Transfer APR | 11.90% - 27.90% |
| Cash Advance APR | 11.4% - 27.4% |
What are the USAA Rewards™ Visa Signature® Credit Card fees?
The following fees apply to USAA Rewards™ Visa Signature® Credit Card:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Overlimit Fee | $0 |
| Foreign Transaction Fee | 0% |
| Balance Transfer Fee | 3% |
| Returned Payment Fee | $35 |
| Late Payment Fee | $35 |
Does USAA Rewards™ Visa Signature® Credit Card have a foreign transaction fee?
USAA Rewards™ Visa Signature® Credit Card does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.Does USAA Rewards™ Visa Signature® Credit Card report your account activity to credit bureaus?
USAA Rewards™ Visa Signature® Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.
How to apply for USAA Rewards™ Visa Signature® Credit Card
- Visit the USAA website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
USAA REWARDS™ VISA SIGNATURE® CREDIT CARD Disclosure:
Earn 2X points per dollar spent on gas and dining Earn one point for every dollar spent on all purchases Get 2,500 bonus points with your first purchase
SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website
may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking
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Contact
- Headquarters
-
9800 Fredericksburg Road
San Antonio, TX 78288 USA - Visit Site
Other Services by USAA
View all personal credit cards offered by USAA
Availability
Available in 50 states and Washington, D.C.
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| No Interest Grace Period for Late Payment | 25 |
| Over-Limit Fee | $0 |
| Minimum Interest Charge | $0 |
| Annual Fee | $0 |
| Foreign Currency Transaction Fee | 0% |
| No Annual Fee | |
| No Foreign Transaction Fee | |
| Returned Payment Fee | $35 |
| Late Fee Amount | $35 |
| Balance Transfer Fee % | 3% |
USAA Rewards™ Visa Signature® Credit Card Community Reviews
Would you recommend USAA Rewards™ Visa Signature® Credit Card to your friends?
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Annual Fee
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Purchase APR
12.4% - 27.4%
(Variable APR)
Balance Transfer APR
12.4% - 27.4%
(Variable APR)
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680 - 850
Annual Fee
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Purchase APR
12.90% - 27.90%
(Variable APR)
Balance Transfer APR
12.90% - 27.90%
(Variable APR)
Credit Score Range
680 - 850
Annual Fee
$0
Purchase APR
12.4% - 27.4%
(Variable APR)
Balance Transfer APR
12.4% - 27.4%
(Variable APR)
Credit Score Range
680 - 850
Annual Fee
$0
Purchase APR
12.4% - 27.4%
(Variable APR)
Balance Transfer APR
12.4% - 27.4%
(Variable APR)
Credit Score Range
680 - 850
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