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  USAA Rewards™ Visa Signature® Credit Card

USAA Rewards™ Visa Signature® Credit Card

in Personal Credit Cards from USAA

Claimed

USAA Rewards™ Visa Signature® Credit Card

Claimed

in Personal Credit Cards from USAA

SuperMoney Net Recommendation Score 0% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Mostly recommended

3 users recommend
4 users are unsure
3 users don't recommend
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Highlights
Highlights
Community Rating Mostly recommended
Annual Fee $0
Purchase APR (Variable APR) 11.4% - 27.4%
Balance Transfer APR (Variable APR) 11.9% - 27.9%
Credit Score Range 700 - 850
Number of Reviews 10

USAA Rewards™ Visa Signature® Credit Card Review

USAA Rewards™ Visa Signature® Credit Card is a rewards credit card issued by USAA. 

Good credit. This card is designed for people with good credit. The minimum credit score to apply is 700.

If you're wondering whether USAA Rewards™ Visa Signature® Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

Is there a USAA Rewards™ Visa Signature® Credit Card cash back or rewards program?

USAA Rewards™ Visa Signature® Credit Card offers a rewards program to its customers.

USAA Rewards™ Visa Signature® Credit Card Rewards
Rewards rate (all purchases) 1%
Max rewards rate 2%
Annual rewards limit N/A
Signup Bonus ($) N/A
Signup Bonus (Points/Miles) 2500

Does USAA Rewards™ Visa Signature® Credit Card have a signup bonus?

USAA Rewards™ Visa Signature® Credit Card doesn't offer a cash signup bonus. However, it does include a 2500 points signup bonus that can be redeemed for travel, gifts, or other perks.

Does USAA Rewards™ Visa Signature® Credit Card offer an annual loyalty bonus?

USAA Rewards™ Visa Signature® Credit Card doesn't offer a cash loyalty bonus.

What are the USAA Rewards™ Visa Signature® Credit Card benefits?

USAA Rewards™ Visa Signature® Credit Card provides the following benefits:

  • Free Credit Score
  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Trip Cancellation Insurance
  • Fraud Liability
  • Price Protection
  • Travel Accident Insurance
  • Travel Assistance
  • ID Theft Protection
  • Reports to major credit bureaus

What are the relevant APRs for USAA Rewards™ Visa Signature® Credit Card?

USAA Rewards™ Visa Signature® Credit Card has a variable purchase APR that ranges from 11.4% up to 27.4%. The card has a variable balance transfer APR that ranges from 11.90% up to 27.90%.

It also has a variable cash advance APR that ranges from 11.4% up to 27.4%.

Does USAA Rewards™ Visa Signature® Credit Card have an introductory APR offer?

No, USAA Rewards™ Visa Signature® Credit Card does not come with an introductory APR offer for balance transfers. USAA Rewards™ Visa Signature® Credit Card does not offer an introductory rate on new purchases.
USAA Rewards™ Visa Signature® Credit Card Rates & Terms
Purchase APR 11.4% - 27.4%
Balance Transfer APR 11.90% - 27.90%
Cash Advance APR 11.4% - 27.4%

What are the USAA Rewards™ Visa Signature® Credit Card fees?

No Annual Fee. USAA Rewards™ Visa Signature® Credit Card does not charge an annual fee. No foreign transaction fee. USAA Rewards™ Visa Signature® Credit Card does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.

The following fees apply to USAA Rewards™ Visa Signature® Credit Card:

USAA Rewards™ Visa Signature® Credit Card Fees
Fees Amount
Annual Fee $0
Overlimit Fee $0
Foreign Transaction Fee 0%
Balance Transfer Fee 3%
Returned Payment Fee $35
Late Payment Fee $35

Does USAA Rewards™ Visa Signature® Credit Card report your account activity to credit bureaus?

USAA Rewards™ Visa Signature® Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.

How to apply for USAA Rewards™ Visa Signature® Credit Card

  • Visit the USAA website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.
USAA REWARDS™ VISA SIGNATURE® CREDIT CARD Disclosure: Earn 2X points per dollar spent on gas and dining Earn one point for every dollar spent on all purchases Get 2,500 bonus points with your first purchase
SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Grace Period for Late Payment (Days) 25
Over-Limit Fee $0
Minimum Interest Charge $0
Annual Fee $0
Foreign Currency Transaction Fee 0%
No Annual Fee  
No Foreign Transaction Fee  
Returned Payment Fee $35
Late Fee Amount $35
Balance Transfer Fee % 3%
Minimum Age 18
Credit Score Range 700 - 850
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Military Status
  • Active Duty Military
  • Military Dependent
  • Veterans
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Customer Type Personal
Car Rental Insurance  
Extended Warranty  
Fraud Liability  
Travel Insurance  
Emergency Support  
Flight Insurance  
Lost Luggage Insurance  
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Fraud Liability
  • Free Credit Score
  • Identity Theft Protection
  • Price Protection
  • Travel Accident Insurance
  • Travel Assistance
  • Trip Cancellation Insurance
Every Purchase 1x
No Reward Expiration Period  
Rewards Categories
  • Every Purchase
  • Gas
  • Restaurants
Signup Bonus (points) 2,500
Purchase APR (Variable APR) 11.4% - 27.4%
Cash Advance APR (Variable APR) 11.4% - 27.4%
Balance Computation Average daily balance (including new purchases)
Balance Transfer APR (Variable APR) 11.9% - 27.9%

USAA Rewards™ Visa Signature® Credit Card Community Reviews

 
 

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Purchase APR 12.4% - 27.4%
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Balance Transfer APR 12.15% - 27.15%
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Purchase APR 8.4% - 25.4%
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Purchase APR 12.4% - 27.4%
(Variable APR)
    0% 35% Variable APR
Balance Transfer APR 12.9% - 27.9%
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Purchase APR 13.4% - 27.4%
(Variable APR)
    0% 35% Variable APR
Balance Transfer APR 13.9% - 27.9%
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Purchase APR 12.4% - 27.4%
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Purchase APR 12.9% - 27.9%
(Variable APR)
    0% 35% Variable APR
Balance Transfer APR 12.9% - 27.9%
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Purchase APR 12.4% - 27.4%
(Variable APR)
    0% 35% Variable APR
Balance Transfer APR 12.4% - 27.4%
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Purchase APR 12.4% - 27.4%
(Variable APR)
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