SuperMoney

USAA Rewards™ Visa Signature® Credit Card

in Personal Credit Cards

Unaffiliated Visit Site

USAA Rewards™ Visa Signature® Credit Card

Unaffiliated

in Personal Credit Cards

SuperMoney Net Recommendation Score 0% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Mostly recommended

3 users recommend
4 users are unsure
3 users don't recommend
Cast your vote
Cast your vote

Would you recommend USAA Rewards™ Visa Signature® Credit Card to your friends?

Thanks for your vote!

Thanks for your vote!

You voted: May or may not recommend

Overview

Who is this credit card designed for?

USAA Rewards™ Visa Signature® Credit Card is a credit card issued by USAA, which is based in San Antonio, TX. 

USAA Rewards™ Visa Signature® Credit Card is designed for people with a credit score of 700 to 850. It's perfect for consumers looking for a card without an annual fee. A rewards program is included that allows you to convert your purchases into travel, gifts, or other perks.

What are the relevant APRs?

USAA Rewards™ Visa Signature® Credit Card has a variable purchase APR that ranges from 11.4% up to 27.4%.

The card has a variable balance transfer APR that ranges from 11.4% up to 27.4%.

It also has a variable cash advance APR that ranges from 11.4% up to 27.4%.

Is an introductory APR offer available?

No, USAA Rewards™ Visa Signature® Credit Card does not come with an introductory APR offer for balance transfers.

USAA Rewards™ Visa Signature® Credit Card does not offer an introductory rate on new purchases.

What are the fees?

The following fees apply to USAA Rewards™ Visa Signature® Credit Card:

  • There is no annual fee.
  • A late payment penalty of $35.
  • A returned payment fee of $35.
  • There is no overlimit fee
  • There are no foreign transaction fees.

Is a rewards program offered?

USAA Rewards™ Visa Signature® Credit Card offers a rewards program to its customers. This card features rewards for purchases in the following categories:

  • Every Purchase
  • Gas
  • Restaurants

Is a signup bonus offered?

USAA Rewards™ Visa Signature® Credit Card doesn't offer a cash signup bonus.

Is an annual loyalty bonus offered?

USAA Rewards™ Visa Signature® Credit Card doesn't offer a cash loyalty bonus.

What additional benefits are offered?

 USAA Rewards™ Visa Signature® Credit Card provides the following benefits:

  • Free Credit Score
  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Trip Cancellation Insurance
  • Fraud Liability
  • Price Protection
  • Travel Accident Insurance
  • Travel Assistance
  • Reports to major credit bureaus

Does USAA Rewards™ Visa Signature® Credit Card report your account activity to credit bureaus?

USAA Rewards™ Visa Signature® Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.

USAA REWARDS™ VISA SIGNATURE® CREDIT CARD Disclosure: Earn 2X points per dollar spent on gas and dining Earn one point for every dollar spent on all purchases Get 2,500 bonus points with your first purchase
SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Availability

Available in 50 States and Washington, DC
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Grace Period
25
Over-Limit Fee
$0
Minimum Interest Charge
$0
Annual Fee
$0
No Annual Fee
Foreign Currency Transaction Fee
0%
No Foreign Transaction Fee
Late Payment Penalty
$35
Returned Payment Fee
$35
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Military Status
  • Active Duty Military
  • Military Dependent
  • Veterans
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Credit Score Range
700 - 850
850 300 700
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Minimum Age
18
Customer Type
Personal
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Fraud Liability
  • Free Credit Score
  • ID Theft Protection
  • Price Protection
  • Travel Accident Insurance
  • Travel Assistance
  • Trip Cancellation Insurance
Lost Luggage Insurance
Car Rental Insurance
Extended Warranty
Fraud Liability
Travel Insurance
Emergency Support
Flight Insurance
Rewards Categories
  • Every Purchase
  • Gas
  • Restaurants
Every Purchase
1x
No Reward Expiration Period
Cash Advance APR
(Variable APR)
11.4% - 27.4%
8% 27%
Purchases APR
(Variable APR)
11.4% - 27.4%
0% 29%
Balance Computation
Average daily balance (including new purchases)
Balance Transfer APR
(Variable APR)
11.4% - 27.4%
8% 29%
Transfer Fee
3%
Transfer Fee
up to 3%

Reviews

Would you recommend USAA Rewards™ Visa Signature® Credit Card to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
Cancel my vote
(will require moderator approval)

Other Personal Credit Cards