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  USAA Rewards™ Visa Signature® Credit Card

USAA Rewards™ Visa Signature® Credit Card

in Personal Credit Cards from USAA

Claimed

USAA Rewards™ Visa Signature® Credit Card

Claimed

in Personal Credit Cards from USAA

SuperMoney Net Recommendation Score 0% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Mostly recommended

3 users recommend
4 users are unsure
3 users don't recommend
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Highlights
Highlights
Community Rating Mostly recommended
Annual Fee $0
Purchase APR  (Variable APR) 11.4% - 27.4%
Balance Transfer APR  (Variable APR) 11.90% - 27.90%
Credit Score Range 700 - 850
Number of Reviews 10

USAA Rewards™ Visa Signature® Credit Card Review

USAA Rewards™ Visa Signature® Credit Card is a rewards credit card issued by USAA. 

This card is designed for people with good credit. The minimum credit score to apply is 700. If you're wondering whether USAA Rewards™ Visa Signature® Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

Pros & Cons of USAA Rewards™ Visa Signature® Credit Card
The Good The Bad
  • Lower than average purchase APRs.
  • No annual fee.
  • Multiple credit card perks.
  • Cardholders can earn rewards on their purchases.
  • Offers auto rental collision damage waiver.
  • Includes emergency support.
  • Extended warranty protection on purchases.
  • Free access to your credit score.
  • Price Protection.
  • Travel Accident Insurance.
  • Travel Assistance.
  • Trip Cancellation Insurance.
  • No foreign transaction fee.
  • Earn rewards on every purchase.
  • USAA Rewards™ Visa Signature® Credit Card reports to multiple credit bureaus.
  • Is there a USAA Rewards™ Visa Signature® Credit Card cash back or rewards program?

    USAA Rewards™ Visa Signature® Credit Card offers a rewards program to its customers.

    USAA Rewards™ Visa Signature® Credit Card Rewards
    Rewards rate (all purchases) 1%
    Max rewards rate 2%
    Annual rewards limit N/A
    Signup Bonus ($) N/A
    Signup Bonus (Points/Miles) 2500

    Does USAA Rewards™ Visa Signature® Credit Card have a signup bonus?

    USAA Rewards™ Visa Signature® Credit Card doesn't offer a cash signup bonus. However, it does include a 2500 points signup bonus that can be redeemed for travel, gifts, or other perks.

    Does USAA Rewards™ Visa Signature® Credit Card offer an annual loyalty bonus?

    USAA Rewards™ Visa Signature® Credit Card doesn't offer a cash loyalty bonus.

    What are the USAA Rewards™ Visa Signature® Credit Card benefits?

    USAA Rewards™ Visa Signature® Credit Card provides the following benefits:

    • Free Credit Score
    • Auto Rental Collision Damage Waiver
    • Emergency Support
    • Extended Warranty Protection
    • Trip Cancellation Insurance
    • Zero fraud liability
    • Price Protection
    • Travel Accident Insurance
    • Travel Assistance
    • ID Theft Protection
    • Reports to major credit bureaus

    What are the relevant APRs for USAA Rewards™ Visa Signature® Credit Card?

    According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. USAA Rewards™ Visa Signature® Credit Card has lower than average purchase APRs.

    USAA Rewards™ Visa Signature® Credit Card has a variable purchase APR that ranges from 11.4% up to 27.4%. The card has a variable balance transfer APR that ranges from 11.90% up to 27.90%. It also has a variable cash advance APR that ranges from 11.4% up to 27.4%.

    Does USAA Rewards™ Visa Signature® Credit Card have an introductory APR offer?

    No, USAA Rewards™ Visa Signature® Credit Card does not come with an introductory APR offer for balance transfers. USAA Rewards™ Visa Signature® Credit Card does not offer an introductory rate on new purchases.
    USAA Rewards™ Visa Signature® Credit Card Balance Transfers
    Description
    Balance Transfer APR 11.90% - 27.90%
    Introductory Rate N/A
    Intro APR period (months) N/A
    USAA Rewards™ Visa Signature® Credit Card Rates & Terms
    Description
    Balance Computation Average daily balance (including new purchases)
    Purchase APR 11.4% - 27.4%
    Credit Limit N/A
    Penalty APR N/A
    Cash Advance APR 11.4% - 27.4%
    Introductory Rate N/A
    Intro APR period (months) N/A

    What are the USAA Rewards™ Visa Signature® Credit Card fees?

    The following fees apply to USAA Rewards™ Visa Signature® Credit Card:

    • There is no overlimit fee
    USAA Rewards™ Visa Signature® Credit Card Fees
    Fees Amount
    Annual Fee $0
    Overlimit Fee $0
    Foreign Transaction Fee 0%
    Balance Transfer Fee 3%
    Returned Payment Fee $35
    Late Payment Fee $35

    Does USAA Rewards™ Visa Signature® Credit Card have a foreign transaction fee?

    USAA Rewards™ Visa Signature® Credit Card does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.

    Does USAA Rewards™ Visa Signature® Credit Card report your account activity to credit bureaus?

    USAA Rewards™ Visa Signature® Credit Card reports your account activity to the following credit reporting agencies:

    • Equifax
    • Experian
    • Transunion

    Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

    How to apply for USAA Rewards™ Visa Signature® Credit Card

    • Visit the USAA Rewards™ Visa Signature® Credit Card website.
    • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
    • Check the information is accurate and submit your application.
    • If you're denied click here to find out why your application may have been rejected and what you can do about it.

    If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

    USAA REWARDS™ VISA SIGNATURE® CREDIT CARD Disclosure: Earn 2X points per dollar spent on gas and dining Earn one point for every dollar spent on all purchases Get 2,500 bonus points with your first purchase
    SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Availability

    Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
      Available in 50 states and Washington, D.C.
    • Alabama
    • Alaska
    • Arizona
    • Arkansas
    • California
    • Colorado
    • Connecticut
    • Delaware
    • Washington, DC
    • Florida
    • Georgia
    • Hawaii
    • Idaho
    • Illinois
    • Indiana
    • Iowa
    • Kansas
    • Kentucky
    • Louisiana
    • Maine
    • Maryland
    • Massachusetts
    • Michigan
    • Minnesota
    • Mississippi
    • Missouri
    • Montana
    • Nebraska
    • Nevada
    • New Hampshire
    • New Jersey
    • New Mexico
    • New York
    • North Carolina
    • North Dakota
    • Ohio
    • Oklahoma
    • Oregon
    • Pennsylvania
    • Rhode Island
    • South Carolina
    • South Dakota
    • Tennessee
    • Texas
    • Utah
    • Vermont
    • Virginia
    • Washington
    • West Virginia
    • Wisconsin
    • Wyoming

    Feature Breakdown

    Annual Fee $0
    Foreign Currency Transaction Fee 0%
    Minimum Interest Charge $0
    No Annual Fee  
    No Foreign Transaction Fee  
    No Interest Grace Period for Late Payment 25
    Over-Limit Fee $0
    Balance Transfer Fee % 3%
    Late Fee Amount $35
    Returned Payment Fee $35
    Customer Type Personal
    Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Other
    • Retired
    • Self-Employed
    • Unemployed
    Immigration Status Considered
    • U.S. Citizen
    • U.S. Permanent Resident
    Military Status
    • Active Duty Military
    • Military Dependent
    • Veterans
    Minimum Age 18
    Supported Income Types
    • 1099 Misc. Income
    • Cash
    • Direct Deposit (W2, SSA, SSDI)
    • Payroll Check or Prepaid Card
    Card Network
    • Visa
    Card Type
    • Gas
    • Rewards
    Credit Bureau Reporting
    • Equifax
    • Experian
    • TransUnion
    Car Rental Insurance  
    Credit Card Benefits
    • Auto Rental Collision Damage Waiver
    • Emergency Support
    • Extended Warranty Protection
    • Fraud Liability
    • Free Credit Score
    • Identity Theft Protection
    • Price Protection
    • Travel Accident Insurance
    • Travel Assistance
    • Trip Cancellation Insurance
    Emergency Support  
    Extended Warranty  
    Flight Insurance  
    Fraud Liability  
    Lost Luggage Insurance  
    Travel Insurance  
    No Reward Expiration Period  
    Rewards Categories
    • Every Purchase
    • Gas
    • Restaurants
    Signup Bonus (points) 2,500
    Cash Advance APR (Variable APR) 11.4% - 27.4%
    Purchase APR (Variable APR) 11.4% - 27.4%
    Balance Computation Average daily balance (including new purchases)
    Balance Transfer APR (Variable APR) 11.90% - 27.90%

    USAA Rewards™ Visa Signature® Credit Card Community Reviews

     

    Would you recommend USAA Rewards™ Visa Signature® Credit Card to your friends?

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