USAA Secured Card® Platinum Visa®

in Personal Credit Cards

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USAA Secured Card® Platinum Visa®


in Personal Credit Cards

SuperMoney Net Recommendation Score -100% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Strongly not recommended

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Who is this credit card designed for?

USAA Secured Card® Platinum Visa® is a secured credit card issued by USAA, which is based in San Antonio, TX.  Secured cards are a type of credit card that is backed by a secured payment, which is used as collateral. These cards are often used by borrowers with poor credit or little credit history to help build their credit.

USAA Secured Card® Platinum Visa® is designed for people with a credit score of 300 to 700.

This card has a credit limit of 5000.

What are the relevant APRs?

USAA Secured Card® Platinum Visa® has a variable purchase APR that ranges from 11.4% to 21.4%. Balance transfer APRs range from 11.4% to 21.4%.

Is an introductory APR offer available?

No, USAA Secured Card® Platinum Visa® does not come with an introductory APR offer.

What are the fees?

The following fees apply to USAA Secured Card® Platinum Visa®:

  • An annual fee of $35. Make sure the rewards and benefits of this card justify the cost of the annual fee.
  • A late payment penalty of $35.
  • A returned payment fee of $35.
  • There is no overlimit fee
  • There are no foreign transaction fees

Is a rewards program offered?

No, USAA Secured Card® Platinum Visa® does not offer a rewards program.

Is a signup bonus offered?

USAA Secured Card® Platinum Visa® doesn't offer a cash signup bonus.

Is an annual loyalty bonus offered?

USAA Secured Card® Platinum Visa® doesn't offer a cash loyalty bonus. is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...


Available in 50 States and Washington, DC
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Grace Period / Deferred Interest (Months)
Over-Limit Fee
Minimum Interest Charge
Foreign Currency Transaction Fee
No Foreign Transaction Fee
Late Payment Penalty
Returned Payment Fee
Annual Fee
Credit Score Range
300 - 700
850 300 700
Military Status
  • Active Duty Military
  • Military Dependent
  • Veterans
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Minimum Age
Customer Type
Flight Insurance
Car Rental Insurance
Extended Warranty
Fraud Liability
Travel Insurance
Purchases APR
(Variable APR)
11.4% - 21.4%
0% 29%
Balance Computation
Average daily balance (including new purchases)
Credit Limit
Balance Transfer APR
(Variable APR)
11.4% - 21.4%
8% 29%
Transfer Fee
Transfer Fee
up to 3%


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