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USAA Secured Visa Platinum® Credit Card

in Personal Credit Cards

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USAA Secured Visa Platinum® Credit Card

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in Personal Credit Cards

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Overview

Who is this credit card designed for?

USAA Secured Visa Platinum® Credit Card is a secured credit card issued by USAA, which is based in San Antonio, TX.  Secured cards are a type of credit card that is backed by a secured payment, which is used as collateral. These cards are often used by borrowers with poor credit or little credit history to help build their credit.

USAA Secured Visa Platinum® Credit Card is designed for people with a credit score of 300 to 700.

This card has a credit limit of $$250 to $5,000 (the credit limit is equal to the deposit amount).

What are the relevant APRs?

USAA Secured Visa Platinum® Credit Card has a variable purchase APR that ranges from 11.4% up to 21.4%.

The card has a variable balance transfer APR that ranges from 11.4% up to 21.4%.

It also has a variable cash advance APR that ranges from 11.4% up to 21.4%.

Is an introductory APR offer available?

No, USAA Secured Visa Platinum® Credit Card does not come with an introductory APR offer for balance transfers.

USAA Secured Visa Platinum® Credit Card does not offer an introductory rate on new purchases.

What are the fees?

The following fees apply to USAA Secured Visa Platinum® Credit Card:

  • An annual fee of $35. Make sure the rewards and benefits of this card justify the cost of the annual fee.
  • A late payment penalty of $35.
  • A returned payment fee of $35.
  • There is no overlimit fee
  • There are no foreign transaction fees.

Is a rewards program offered?

No, USAA Secured Visa Platinum® Credit Card does not offer a rewards program.

Is a signup bonus offered?

USAA Secured Visa Platinum® Credit Card doesn't offer a cash signup bonus.

Is an annual loyalty bonus offered?

USAA Secured Visa Platinum® Credit Card doesn't offer a cash loyalty bonus.

What additional benefits are offered?

 USAA Secured Visa Platinum® Credit Card provides the following benefits:

  • Free Credit Score
  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Fraud Liability
  • Price Protection
  • Travel Accident Insurance
  • Travel Assistance
  • Reports to major credit bureaus

Does USAA Secured Visa Platinum® Credit Card report your account activity to credit bureaus?

USAA Secured Visa Platinum® Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.

SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Grace Period for Late Payment (Days) 25
Over-Limit Fee $0
Minimum Interest Charge $0
Foreign Currency Transaction Fee 0%
No Foreign Transaction Fee  
Late Payment Penalty $35
Returned Payment Fee $35
Annual Fee $35
Balance Transfer Fee % 3%
Minimum Age 18
Credit Score Range 300 - 700
850 300 700
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Military Status
  • Active Duty Military
  • Military Dependent
  • Veterans
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Customer Type Personal
Car Rental Insurance  
Extended Warranty  
Fraud Liability  
Travel Insurance  
Flight Insurance  
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Fraud Liability
  • Free Credit Score
  • Identity Theft Protection
  • Price Protection
  • Travel Accident Insurance
  • Travel Assistance
Purchase APR (Variable APR) 11.4% - 21.4%
Cash Advance APR (Variable APR) 11.4% - 21.4%
Balance Computation Average daily balance (including new purchases)
Credit Limit $250 to $5,000 (the credit limit is equal to the deposit amount)
Balance Transfer APR (Variable APR) 11.4% - 21.4%

Reviews

 
 

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