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Wells Fargo Cash Wise Visa Card
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| Community Rating |
Rating not yet determined |
| Purchase APR (Variable APR) | 14.49% - 24.99% |
| Balance Transfer APR (Variable APR) | 14.49% - 24.99% |
| Credit Score Range | 700 - 850 |
| Annual Fee | $0 |
Wells Fargo Cash Wise Visa Card Review
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Wells Fargo Cash Wise Visa Card is no longer available to new customers on SuperMoney. Click here to compare Credit Cards and quickly find the best options for your needs. |
This is a cashback card issued by Wells Fargo Bank. If you're wondering whether Wells Fargo Cash Wise visa card is the right card for you, read on.
Key Takeaways
- 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 15 months, which is longer than the average 0% APR period of 12 months.
- 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 15 months.
- Signup bonus. Offers a signup bonus of up to $150 if you spend $500 within 3 months.
- Competitive APRs. Wells Fargo Cash Wise Visa Card has a variable purchase APR that ranges from 14.49% up to 24.99%.
- No annual fee*. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
- 3% Balance transfer fee. Wells Fargo Cash Wise Visa Card charges a fee of 3% on balance transfers, if you transfer the balance within 120 days of opening the account. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $5.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
- Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, emergency support, identity theft protection, travel accident insurance, travel assistance, and fraud protection.
- Good or better credit required. You will have low approval odds if your credit score is below 700.
Pros & Cons of Wells Fargo Cash Wise visa card
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Wells Fargo Cash Wise visa card FAQ
Does Wells Fargo Cash Wise visa card have a cash back or rewards program?
No, it does not offer a rewards program. This is a cashback card. This means you earn a percentage of your purchases as cash back rewards. You will receive 1.5% cash back on travel, dining, groceries, drugstore purchases, or any other purchase. For example, if you buy a $1,000 laptop, you will receive $15 back in cash.
What are the Wells Fargo Cash Wise visa card benefits?
It provides the following benefits:
- Auto Rental Collision Damage Waiver
- Emergency Support
- Zero fraud liability
- Travel Accident Insurance
- Cell Phone Protection
- No blackout dates when redeeming miles
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Wells Fargo Cash Wise visa card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.Wells Fargo Cash Wise Visa Card has a variable purchase APR that ranges from 14.49% up to 24.99%. The card has a variable balance transfer APR that ranges from 14.49% up to 24.99%. It also has a variable cash advance APR that ranges from 23.99% up to 25.99%.
Does Wells Fargo Cash Wise visa card have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 0% for a period of up to 15 months.
| Description | |
|---|---|
| Balance Transfer Fee % After Intro Period | 5% |
| Balance Transfer Fee Intro Period | 120 days |
| Balance Transfer Introductory APR | 0% |
| Balance Transfer Intro APR Period | 15 months |
| Balance Transfer APR | 14.49% - 24.99% |
| Balance Transfer Fee Minimum | $5 |
| Balance Transfer Fee % | 3% |
Does Wells Fargo Cash Wise visa card have an intro APR offer on new purchases?
| Description | |
|---|---|
| Introductory Rate | 0% |
| Purchase Intro APR Period | 15 months |
This card does offer an intro APR rate of 0% on qualified purchases for a period of up to 15 months.
What are the fees for Wells Fargo Cash Wise visa card?
The following fees apply:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 3% |
| Returned Payment Fee | up to $37 |
| Late Payment Fee | up to $37 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.
Does Wells Fargo Cash Wise visa card have a foreign transaction fee?
Wells Fargo Cash Wise visa card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Wells Fargo Cash Wise visa card?
The Wells Fargo Cash Wise visa card customer service number is (800) 877-4833.
What is the support contact email for Wells Fargo Cash Wise visa card?
The support contact email for Wells Fargo Cash Wise visa card is corporateresponsibility@wellsfargo.com.
What is the Wells Fargo Cash Wise visa card login page?
You can access the Wells Fargo Cash Wise visa card login page here.
How do people rate the customer service and user experience of Wells Fargo Cash Wise visa card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Wells Fargo Cash Wise Visa Card report your account activity to credit bureaus?
Yes, Wells Fargo Cash Wise Visa Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Wells Fargo Cash Wise visa card
- Visit the Wells Fargo Cash Wise visa card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
420 Montgomery Street
San Francisco, CA 94104 USA - (800) 877-4833
- Visit Site
- Email Support
Other Services by Wells Fargo Bank
Availability
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- Washington, DC
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Feature Breakdown
| Introductory Rate | 0% |
| Purchase Intro APR Period (Variable APR) | 15 months |
Wells Fargo Cash Wise Visa Card Community Reviews
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