Last Updated: 05/14/2026
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Highlights
Purchase APR (Variable APR)
26.49%(Verified 06/21/2024)
Disclaimer popup with additional information
Balance Transfer APR (Variable APR)
N/A
Credit Score Range
650 - 850
Annual Fee
$0
Brooks Brothers Platinum Mastercard® Review
This is a store rewards card issued by Citi®. If you're wondering whether Brooks Brothers Platinum Mastercard® is the right card for you, read on.
Key Takeaways
- Generous reward rate. You can get a rewards rate of up to 6 reward points per dollar spent.
- Signup bonus. Offers a signup bonus of up to $20.
- APR: This is not a great card for people who carry a balance. It has a variable regular purchase APR of 26.49%
- No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases , but you don't have to pay an annual fee for the privilege.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 3% every time you make a transaction outside the U.S.
- Fair or better credit required. You will have good approval odds if you have a fair credit score or better.
Pros & Cons of Brooks Brothers Platinum Mastercard®
| The Good | The Bad |
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Brooks Brothers Platinum Mastercard® FAQ
Does Brooks Brothers Platinum Mastercard® have a cash back or rewards program?
Brooks Brothers Platinum Mastercard® is a rewards card.
| Description |
Does Brooks Brothers Platinum Mastercard® have a signup bonus?
Yes, it offers card users a signup bonus worth up to $20 .
Does Brooks Brothers Platinum Mastercard® offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Brooks Brothers Platinum Mastercard® benefits?
Brooks Brothers Platinum Mastercard® provides the following benefits:
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Brooks Brothers Platinum Mastercard®?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has higher than average regular APRs.Brooks Brothers Platinum Mastercard® has a variable purchase APR of 26.49%. Brooks Brothers Platinum Mastercard® does not offer balance transfers. It also has a variable cash advance APR of 28.49% .
Does Brooks Brothers Platinum Mastercard® have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers. Brooks Brothers Platinum Mastercard® does not offer balance transfers.Does Brooks Brothers Platinum Mastercard® have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Brooks Brothers Platinum Mastercard®?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 3% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| No Annual Fee? | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $40 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | Up to 5% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
Does Brooks Brothers Platinum Mastercard® have a foreign transaction fee?
Brooks Brothers Platinum Mastercard® charges a foreign transaction fee of up to 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Brooks Brothers Platinum Mastercard®?
The customer service number for Brooks Brothers Platinum Mastercard® is (800) 950-5114.
What is the support contact email for Brooks Brothers Platinum Mastercard®?
The support contact email for Brooks Brothers Platinum Mastercard® is customer.help@citi.com.
How do people rate the customer service and user experience of Brooks Brothers Platinum Mastercard®?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Brooks Brothers Platinum Mastercard® report your account activity to credit bureaus?
Yes, Brooks Brothers Platinum Mastercard® reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Citi® perform a hard credit pull?
Yes, Brooks Brothers Platinum Mastercard® performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Brooks Brothers Platinum Mastercard®
- Visit the website of Brooks Brothers Platinum Mastercard®.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 6:00PM
Saturday
10:00AM - 3:00PM
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Other Credit Cards from Citi®
Purchase APR
19.24% - 29.24%
Disclaimer popup with additional information
Balance Transfer APR
19.24% - 29.24%
Disclaimer popup with additional information
Credit Score Range
680 - 850
300
850
Annual Fee
$0
Disclaimer popup with additional information
Purchase APR
28.49%
Disclaimer popup with additional information
Balance Transfer APR
N/A
Credit Score Range
620 - 850
300
850
Annual Fee
$0
Purchase APR
19.24% - 29.99%
Disclaimer popup with additional information
Balance Transfer APR
19.24% - 29.99%
Disclaimer popup with additional information
Credit Score Range
700 - 850
300
850
Annual Fee
$0
Disclaimer popup with additional information
Purchase APR
18.24% - 27.24%
Disclaimer popup with additional information
Balance Transfer APR
18.24% - 27.24%
Disclaimer popup with additional information
Credit Score Range
650 - 850
300
850
Annual Fee
$99
Purchase APR
20.49%
Disclaimer popup with additional information
Balance Transfer APR
20.49%
Disclaimer popup with additional information
Credit Score Range
650 - 850
300
850
Annual Fee
$0
Disclaimer popup with additional information
Rating not yet determined
Purchase APR
21.24% - 29.24%
Disclaimer popup with additional information
Balance Transfer APR
21.24% - 29.24%
Disclaimer popup with additional information
Credit Score Range
720 - 850
300
850
Annual Fee
$95
Disclaimer popup with additional information
Rating not yet determined
Purchase APR
24.74%
Disclaimer popup with additional information
Balance Transfer APR
24.74%
Disclaimer popup with additional information
Credit Score Range
600 - 850
300
850
Annual Fee
$0
Purchase APR
18.24% - 28.99%
Disclaimer popup with additional information
Balance Transfer APR
18.24% - 28.99%
Disclaimer popup with additional information
Credit Score Range
700 - 850
300
850
Annual Fee
$0
Disclaimer popup with additional information
Purchase APR
28.49%
Disclaimer popup with additional information
Balance Transfer APR
28.49%
Disclaimer popup with additional information
Credit Score Range
640 - 850
300
850
Annual Fee
$0 - $59
Rating not yet determined
Purchase APR
17.99% - 23.74%
Disclaimer popup with additional information
Balance Transfer APR
N/A
Credit Score Range
700 - 850
300
850
Annual Fee
$0
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Learn MoreSuperMoney Net Recommendation Score
Not enough SuperMoney users have reviewed this product to provide a recommendation score or rating.
+50
-1000+100
No one recommends
Everyone recommends
Brooks Brothers Platinum Mastercard® Community Reviews
Would you recommend Brooks Brothers Platinum Mastercard® to your friends?
JB
Janna B.
Jul 13, 2023
May or may not recommend
As a mother, I used to have a Brooks Brothers Platinum Mastercard, and it had its pros and cons. The best part was that I earned rewards whenever I used the card. Every purchase I made earned me points that I could later redeem for discounts and special offers at Brooks Brothers stores. It was a fantastic way for me to save money while shopping for clothes I love. Another ...Show More
SH
Sama H.
Jul 13, 2023
May or may not recommend
I had a Brooks Brothers Platinum Mastercard. The good part is that I get rewards when I use the card. Every time I buy something, I earn points that I can use to get discounts and special offers at Brooks Brothers stores. It's cool because I like their clothes, and I can save money when I shop there. Another good thing is that sometimes they have special financing options. That ...Show More
Showing 2 of 2 reviews
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