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  Quick Lane Credit Card

Quick Lane Credit Card

in Personal Credit Cards from Citibank

Unaffiliated

Quick Lane Credit Card

Unaffiliated

in Personal Credit Cards from Citibank

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Highlights
Highlights
Purchase APR  (Variable APR) Up to 30.49%
Balance Transfer APR  (Variable APR) N/A
Credit Score Range 650 - 850
Annual Fee $0

Quick Lane Credit Card Review

Quick Lane Credit Card is a store credit card issued by Citibank. If you're wondering whether Quick Lane Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

Key takeaways:

  • No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
  • Fair or better credit required. You stand a chance of qualifying if your credit score is not below 650.

Quick Lane Credit Card Pros and Cons:

The Good The Bad
  • Receive special offers.
  • No annual fee.
  • Quick Lane Credit Card reports to multiple credit bureaus.
  • High interest rates.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • You don't earn rewards on every purchase.
  • Does not include many credit card rewards.

Is there a Quick Lane Credit Card cash back or rewards program?

No, Quick Lane Credit Card does not offer a rewards program.

What are the relevant APRs for Quick Lane Credit Card?

Quick Lane Credit Card has a variable purchase APR of up to 30.49%.

Does Quick Lane Credit Card have an introductory APR offer on balance transfers?

No, Quick Lane Credit Card does not come with an introductory APR offer for balance transfers.

Does Quick Lane Credit Card have an introductory APR offer on new purchases?

Quick Lane Credit Card does not offer an introductory rate on new purchases.
Quick Lane Credit Card Purchase Intro Offer
Description
Introductory Rate N/A
Purchase Intro APR Period (months) N/A

What are the fees for Quick Lane Credit Card?

The following fees apply to Quick Lane Credit Card:

Quick Lane Credit Card Fees
Fees Amount
Annual Fee $0
Late Payment Fee up to $39

Does Quick Lane Credit Card report your account activity to credit bureaus?

Quick Lane Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

How to apply for Quick Lane Credit Card

  • Visit the Quick Lane Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Contact

  • Headquarters
  •   388 Greenwich Street
    New York, NY 10013
  •   Visit Site

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 6:00pm
  • Saturday 10:00am - 3:00pm

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Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

No Annual Fee  
Annual Fee $0
No Interest Grace Period for Late Payment 25 days
Minimum Interest Charge $2
Late Fee Amount Up to $39
Customer Type Personal
Minimum Age 18
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 650 - 850
Card Type Store Card
Card Network Other
Credit Bureau Reporting
  • Equifax
  • Experian
  • TransUnion
Bonus Rewards - Easy Application Process - Extended special interest financing plans - Low monthly payments - Rebate offers for new and existing cardholders - Line of credit specifically for automotive needs - Nationwide acceptance at participating Quick Lane Retailers - You can finance your service for either 6 to 12 months, allowing you to safely maintain your vehicle without hitting your bank account all at once. No interest if paid in full within 6 months* on purchases of $199 or more within 12 months* on purchases of $499 or more. Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within 6/12 months. See participating dealer for details.
Purchase APR (Variable APR) Up to 30.49%

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SUPERMONEY NET RECOMMENDATION SCORE

0%

-100% 0% +100%
No one recommends Everyone recommends

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

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