Teamster Privilege Primary Access Credit Card Review

Teamster Privilege Primary Access Credit Card is a secured credit card credit card issued by Capital One. If you're wondering whether Teamster Privilege Primary Access Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

• High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR of 23.24%
• No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
• 3% Balance transfer fee. Teamster Privilege Primary Access Credit Card charges a fee of up to 3% on balance transfers. For example, a balance of $1,000 could cost up to $30 in transfer fees.
• Secured card. This card requires a refundable deposit before you qualify for a line of credit. These cards are often used to improve the credit of people with poor credit or little credit history.
• Fair or better credit required. You stand a chance of qualifying if your credit score is not below 600.

The Good	The Bad
No annual fee. Considers applicants with fair or poor credit. Teamster Privilege Primary Access Credit Card reports to multiple credit bureaus.	Higher than average purchase APRs. Does not offer a signup bonus. Does not offer rewards or cash back. You don't earn rewards on every purchase. Charges a 3% balance transfer fee. Does not include many credit card benefits.

Is there a Teamster Privilege Primary Access Credit Card cash back or rewards program?

No, Teamster Privilege Primary Access Credit Card does not offer a rewards program.

What are the Teamster Privilege Primary Access Credit Card benefits?

Teamster Privilege Primary Access Credit Card provides the following benefits:

• ID Theft Protection
• Reports to major credit bureaus

What are the relevant APRs for Teamster Privilege Primary Access Credit Card?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Teamster Privilege Primary Access Credit Card has higher than average purchase APRs.

Teamster Privilege Primary Access Credit Card has a variable purchase APR of 23.24%. The card has a variable balance transfer APR of 23.24% . It also has a variable cash advance APR of 23.99% .

What are the fees for Teamster Privilege Primary Access Credit Card?

The following fees apply to Teamster Privilege Primary Access Credit Card:

Teamster Privilege Primary Access Credit Card Fees

Fees	Amount
Annual Fee	$0
Late Payment Fee	up to $38

Does Teamster Privilege Primary Access Credit Card report your account activity to credit bureaus?

Yes, Teamster Privilege Primary Access Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Teamster Privilege Primary Access Credit Card

• Visit the Teamster Privilege Primary Access Credit Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.