Teamster Privilege Primary Access Credit Card

Teamster Privilege Primary Access Credit Card Review

This is a secured credit card credit card issued by Capital One. If you're wondering whether Teamster Privilege Primary Access Credit Card is the right card for you, read on.

Key Takeaways

• High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR of 26.24%
• No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
• 3% Balance transfer fee. Teamster Privilege Primary Access Credit Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees.
• Secured card. This card requires a refundable deposit before you qualify for a line of credit. These cards are often used to improve the credit of people with poor credit or little credit history.
• Fair or better credit required. You will have good approval odds if your credit score is above 600.

Pros & Cons of Teamster Privilege Primary Access Credit Card

The Good	The Bad
No annual fee. Identity Theft Protection. Considers applicants with fair credit. Teamster Privilege Primary Access Credit Card reports to multiple credit bureaus.	Higher than average purchase APRs. Does not offer a signup bonus. Does not offer rewards or cash back. You don't earn rewards on every purchase. Charges a 3% balance transfer fee. Does not include many credit card benefits.

Teamster Privilege Primary Access Credit Card FAQ

Does Teamster Privilege Primary Access Credit Card have a cash back or rewards program?

No, it does not offer a rewards program.

What are the Teamster Privilege Primary Access Credit Card benefits?

It provides the following benefits:

• Zero fraud liability
• Reports to major credit bureaus

What are the relevant APRs for Teamster Privilege Primary Access Credit Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has higher than average regular APRs.

Teamster Privilege Primary Access Credit Card has a variable purchase APR of 26.24%. The card has a variable balance transfer APR of 26.24% . It also has a variable cash advance APR of 26.99% .

What are the fees for Teamster Privilege Primary Access Credit Card?

The following fees apply:

Teamster Privilege Primary Access Credit Card Fees

Fees	Amount
Annual Fee	$0
Late Payment Fee	up to $38

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.

Does Teamster Privilege Primary Access Credit Card report your account activity to credit bureaus?

Yes, Teamster Privilege Primary Access Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Teamster Privilege Primary Access Credit Card

• Visit the Teamster Privilege Primary Access Credit Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.