Last Updated: 07/28/2025
SuperMoney User Recommendation Score -37
Mostly not recommended16 total votes
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Highlights
Community Rating
Mostly not recommended
Purchase APR (Variable APR)
21.74% - 28.74%(Verified 06/21/2024)
Disclaimer popup with additional information
Balance Transfer APR (Variable APR)
N/A
Credit Score Range
700 - 850
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Annual Fee
$0
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Number of Reviews
Verizon Visa® Card Review
This is a rewards card issued by Synchrony Bank. If you're wondering whether Verizon Visa® Card is the right card for you, read on.
Key Takeaways
- Generous reward rates. You will earn rewards in the form of Verizon Dollars: 4% on gas and grocery stores; 3% on dining purchases; 2% on Verizon purchases, and 1% on all other purchases everywhere Verizon Visa credit cards are accepted.
- $100 Statement Credit offer: Open a Verizon Visa Card account, get a $100 statement credit applied to your credit card bill – just make your first purchase using the card within the first 90 days.
- APR: This is not a great card for people who carry a balance. It has a variable regular purchase APR that ranges from 21.74% up to 28.74%.
- No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases , but you don't have to pay an annual fee for the privilege.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Good or excellent credit required. You will have low approval odds if your credit score is below good.
Pros & Cons of Verizon Visa® Card
| The Good | The Bad |
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Verizon Visa® Card FAQ
Does Verizon Visa® Card have a cash back or rewards program?
Verizon Visa® Card is a rewards card.
| Description |
Does Verizon Visa® Card have a signup bonus?
Yes. $100 Statement Credit offer: Open a Verizon Visa Card account, get a $100 statement credit applied to your credit card bill – just make your first purchase using the card within the first 90 days.
Does Verizon Visa® Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the relevant APRs for Verizon Visa® Card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Verizon Visa® Card has a variable purchase APR that ranges from 21.74% up to 28.74%. Verizon Visa® Card does not offer balance transfers.
Does Verizon Visa® Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers. Verizon Visa® Card does not offer balance transfers.Does Verizon Visa® Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Verizon Visa® Card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| No Foreign Transaction Fee? | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| No Annual Fee? | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
Does Verizon Visa® Card have a foreign transaction fee?
This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.What is the customer service phone number for Verizon Visa® Card?
The customer service number for Verizon Visa® Card is (866) 226-5638.
What is the support contact email for Verizon Visa® Card?
The support contact email for Verizon Visa® Card is customer.service@mail.synchronybank.com.
How do people rate the customer service and user experience of Verizon Visa® Card?
Overall, Verizon Visa® Card is mostly not recommended based on community reviews that rate customer service and user experience.
Does Verizon Visa® Card report your account activity to credit bureaus?
Yes, Verizon Visa® Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Synchrony Bank perform a hard credit pull?
Yes, Verizon Visa® Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Verizon Visa® Card
When applying for the Verizon Visa Card navigate to the Verizon Visa Card landing page and click "Apply." Next, you will need to log in with your Verizon account to see if you are eligible to apply.Verizon Visa® Card Disclosure: No Annual Fee/No Foreign Transaction Fee - For New Accounts: Variable Purchase APRs are 24.74% or 28.74% for Verizon Visa Cred Card or 21.74%, 24.74% or 28.74% for Verizon Visa Signature Credit Card. APRs are accurate as of 10/1/22 and will vary with the market based on Prime Rates (as defined in your credit card agreement). Minimum Interest Charge is $2.
To learn more, visit https://www.verizon.com/solutions-and-services/verizon-visa-card/learn/ for details and restrictions.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
8:00AM - 12:00AM
Monday
8:00AM - 12:00AM
Tuesday
8:00AM - 12:00AM
Wednesday
8:00AM - 12:00AM
Thursday
8:00AM - 12:00AM
Friday
8:00AM - 12:00AM
Saturday
8:00AM - 12:00AM
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Other Credit Cards from Synchrony Bank
Purchase APR
26.99%
Disclaimer popup with additional information
Balance Transfer APR
N/A
Credit Score Range
650 - 850
300
850
Annual Fee
$0
Rating not yet determined
Purchase APR
29.99%
Disclaimer popup with additional information
Balance Transfer APR
N/A
Credit Score Range
650 - 850
300
850
Annual Fee
$0
Purchase APR
25.99%
Disclaimer popup with additional information
Balance Transfer APR
N/A
Credit Score Range
650 - 850
300
850
Annual Fee
$0
Purchase APR
26.99%
Disclaimer popup with additional information
Balance Transfer APR
N/A
Credit Score Range
600 - 850
300
850
Annual Fee
$0
Purchase APR
27.99%
Disclaimer popup with additional information
Balance Transfer APR
N/A
Credit Score Range
650 - 850
300
850
Annual Fee
$0
Purchase APR
29.99%
Disclaimer popup with additional information
Balance Transfer APR
N/A
Credit Score Range
400 - 850
300
850
Annual Fee
$0
Rating not yet determined
Purchase APR
17.99% - 26.99%
Disclaimer popup with additional information
Balance Transfer APR
N/A
Credit Score Range
300 - 850
300
850
Annual Fee
$0
Purchase APR
Up to 29.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
300
850
Annual Fee
$0
Purchase APR
29.99%
Disclaimer popup with additional information
Balance Transfer APR
N/A
Credit Score Range
650 - 850
300
850
Annual Fee
N/A
Rating not yet determined
Purchase APR
29.99%
Disclaimer popup with additional information
Balance Transfer APR
N/A
Credit Score Range
600 - 850
300
850
Annual Fee
$0
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Learn MoreSuperMoney Net Recommendation Score
SuperMoney users mostly don't recommend this product, giving it a user recommendation score of -37, or 2.3 on a 5-point rating scale.
-37
-1000+100
No one recommends
Everyone recommends
Verizon Visa® Card Community Reviews
Would you recommend Verizon Visa® Card to your friends?
MC
Mazhar C.
Nov 29, 2022
May or may not recommend
where do I start with this card. It's horrible to say the least. I kept getting declined charges due to supposed like a scam
MC
Mazhar C.
Nov 25, 2022
May or may not recommend
Great if you have Verizon wireless for your phone service... Lots and lots of rewards! Great customer service.
MJ
Molly J.
Oct 19, 2022
May or may not recommend
I don't personally have one, but I think it's ridiculous that I'd have to use this card to pay my bill instead of being able to use the credit card I already have. As long as I pay, why does it matter which card?
TL
Tawnja L.
Oct 18, 2022
May or may not recommend
Gosh where do I start with this card. It's horrible to say the least. I kept getting declined charges due to supposed fraud. Trahs
Jim V.
Jun 3, 2022
May or may not recommend
I am getting madder and madder with this card.
1 The points are NOT for cash, You have to use for their choices
2. No audit trail. I transferred 500 points to pay Verizon Wireless bill. They still charged my bank account. 2 months I cannot see it affected my payment.
3. I filed inquiry, Replies written by squirrels. They DID NOT ANSWER MY DIRECT QUESTION. 7 E-MAILS, NO DIRECT ANSWER. ...Show More
Christopher R.
Apr 16, 2022
May or may not recommend
I use Verizon as my phone service so I thought that this card was a good choice after they talked me into it. It's was fine for the first few months until I couldn't do any transactions. I had money on it and even tried reaching out to customer service and it wasn't friendly whatsoever. I just ended up getting a discovery card.
UM
Uena M.
Mar 10, 2022
May or may not recommend
It's not the best card option available on the market, but it's a great card if you have Verizon internet and cellphone service. They have many offers and great rewards.
Kayla P.
Feb 25, 2022
May or may not recommend
Great if you have Verizon wireless for your phone service... Lots and lots of rewards! Great customer service.
U
Anonymous
Feb 3, 2022
May or may not recommend
This card offers great rewards. With Verizon Up and rewards my cell phone bill is almost cut in half.
PL
Pamela L.
Jan 26, 2022
May or may not recommend
Just checked my "Verizon rewards." Over 6 months, they come to 1/5 of 1% of spending, approximately. That's pretty sad. A bunch of Verizon marketing crap, if you ask me.
SL
Salim L.
Jul 16, 2021
May or may not recommend
I won't recommend verizon because there are better options available. for example, it is not as pocket-friendly as other mobile companies can be. also it lacks on user-friendliness too.
FO
Francisco O.
Apr 22, 2021
May or may not recommend
Verizon visa card is not the best out there. I used them in the past for financial transactions. They still need to develop, as there is more room for improvement. They are okay in terms of maintenance fee, as it's absolutely fee. There are rewards for any cash back, too.
AB
Ashley B.
Apr 16, 2021
May or may not recommend
I recently got a Verizon visa card and I have been using it on a monthly basis. I noticed few dollars in credit was applied to my wireless bill, obviously because I’m a new cardholder. That is so nice from Verizon. I travel a lot, into my first month of using the card, I was in London, I noticed there were no transaction fee for my purchases, I Was happy ...Show More
SL
Sally L.
Apr 15, 2021
May or may not recommend
I would not recommend this card. The points are not as high as other cards. It others 5 dollars off your Verizon bill but Verizon is an expensive phone company when compared to others that are coming out like US Mobile. It also does not automatically take the 5 dollars off your bill, you have to manually do it. Not user friendly.
TB
Taren B.
Jan 11, 2021
May or may not recommend
Verizon looks great on paper but in person is an entirely different story! I tried to close this card almost a dozen times because transactions kept popping up that I did not do! Every time I called, they would transfer me again and again until someone put me on hold forever until just hanging up on me! I had to dispute this card with my bank and credit bureaus to ...Show More
AO
Amanda O.
Sep 30, 2020
May or may not recommend
Would not recommend Verizon Wireless at all!! I have had multiple issues with them, I had multiple fraud accounts made in my name, and it was never an issue with their customer service.
My case was marked "closed" to them, when in fact it was never removed from my credit score, and the debt was still under my name. When I had reached out to them telling them about this, ...Show More
Showing 16 of 16 reviews
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