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Last Updated: 07/28/2025

Bank of America® Customized Cash Rewards Credit Card for Students

from Bank of America

Last Updated: 07/28/2025

Created by:

created by author logoSuperMoney

Fact Checked by:

fact checked by author logoAndrew Latham
Bank of America® Customized Cash Rewards Credit Card for Students logo
Strongly recommended8 total votes
6 users recommend
1 users are unsure
1 users don't recommend

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Highlights icon

Highlights

Community Rating

Strongly recommended

Purchase APR (Variable APR)

16.99% - 26.99%(Verified 06/21/2024)
Disclaimer popup with additional information

Balance Transfer APR (Variable APR)

16.99% - 26.99%(Verified 06/21/2024)
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Credit Score Range

600 - 850

Annual Fee

$0

Number of Reviews

8

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

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Headquarters

100 North Tryon Street
Charlotte, NC 28255
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Page 1 of 3

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SuperMoney Net Recommendation Score

SuperMoney users strongly recommend this product, giving it a user recommendation score of +63, or 4.3 on a 5-point rating scale.

+63

-1000+100
No one recommends
Everyone recommends
The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

Bank of America® Customized Cash Rewards Credit Card for Students Community Reviews

Would you recommend Bank of America® Customized Cash Rewards Credit Card for Students to your friends?

Michael L. avatar image

Michael L.

Oct 15, 2022

May or may not recommend

This is the very first credit card I got. It's good that you can choose what category you want the most cash back, but I later found out Discover and immediately changed it since not only the cash back percent is higher, but also have more areas covered such as dining, shopping, grocery etc.

YB

Yusra B.

Apr 15, 2022

May or may not recommend

In order to qualify for their cash reward benefits, you have to be able to spend more money and earn back less on their end. There's also a high minim of transfer fees.

JY

Jessica Y.

Apr 6, 2022

May or may not recommend

This is a good starter card for a student to start with. You are eligible for a spending bonus during the introductory period as well as 0% interest for the 1st 15months!! This is great! This is a smart way to teach students how to use a card before the interest starts so that they develop good credit habits. Having a cosigner on the card is a good feature, but ...Show More

Natasha N. avatar image

Natasha N.

Mar 4, 2022

May or may not recommend

Very simple card for students just starting out it has a 0% APR rate, a welcome bonus after spending a certain amount, and no annual fee. The welcome bonus is easy to achieve quickly if like me you use it for class books which are quite expensive so, the 200 cash reward came in quite handy for me. It does have a reward earnings cap and a very unforgivable penalty ...Show More

Miriel P. avatar image

Miriel P.

Feb 18, 2022

May or may not recommend

This is a solid choice as far as credit cards for students go. It's pretty easy to get even if you have no credit and there are no annual fees, which makes it great for students like me getting their first credit card. Overall I feel like it's relatively standard with its cashback rewards. They aren't super special, just geared toward accessibility for students. The downsides are that there is ...Show More

VJ

Vallarie J.

Nov 10, 2021

May or may not recommend

I had this credit card when I was a student and the cash reward benefits were great! It was also great that there was a $0 annual fee and how easily I was approved. Being a student I didn't have much history of credit but getting approved was surprisingly fast and easy! Would definitely recommend this credit card to students!

Ciara J. avatar image

Ciara J.

Oct 4, 2021

May or may not recommend

I like this card because it has no annual fee and it is marketed to students. The one thing I did not like about this card is when I needed to transfer a balance, it did cost money for that. Whereas with other cards I have, I did not have to do that. This card helped me to build my credit because it allowed me to earn cash-back on purchases ...Show More

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Amanda D.

Nov 7, 2020

May or may not recommend

As a university student, I was searching for a student credit card that would enable me to build my credit while avoiding any kind of interest rates. I found that the Bank of America Cash Rewards™ Credit Card for Students aligned with my criteria. When I signed up for this card, I received a $200 cash rewards bonus for spending $1,000 in my first 90 days of opening the credit ...Show More

Showing 8 of 8 reviews

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