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Last Updated: 05/14/2026

Ford Service Credit Card

from CitiĀ®

Last Updated: 05/14/2026

Created by:

created by author logoSuperMoney

Fact Checked by:

fact checked by author logoAndrew Latham
Ford Service Credit Card logo
Rating not yet determined1 total votes
1 users don't recommend

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Highlights

Purchase APR (Variable APR)

30.24%(Verified 06/21/2024)
Disclaimer popup with additional information

Balance Transfer APR (Variable APR)

N/A

Credit Score Range

650 - 850

Annual Fee

$0

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Ford Service Credit Card Review

This is a store card issued by CitiĀ®. If you're wondering whether Ford Service Credit Card is the right card for you, read on.

Key Takeaways

  • APR: This is not a great card for people who carry a balance. It has a variable regular purchase APR of 30.24%
  • No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card , but you don't have to pay an annual fee for the privilege.
  • Fair or better credit required. You will have good approval odds if you have a fair credit score or better.

Pros & Cons of Ford credit card

Ford credit card FAQ

Does Ford credit card have a cash back or rewards program?

No, it does not offer a rewards program.

How do people rate the customer service and user experience of Ford credit card?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does Ford Service Credit Card report your account activity to credit bureaus?

Yes, Ford Service Credit Card reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does CitiĀ® perform a hard credit pull?

Yes, Ford credit card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

How to apply for Ford credit card

  • Visit the website of Ford credit card.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

388 Greenwich Street
New York, NY 10013
Visit Site
Email Support

Hours of Operation

Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 6:00PM
Saturday
10:00AM - 3:00PM

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SuperMoney Net Recommendation Score

Not enough SuperMoney users have reviewed this product to provide a recommendation score or rating.

-100

-1000+100
No one recommends
Everyone recommends
The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

Ford Service Credit Card Community Reviews

Would you recommend Ford Service Credit Card to your friends?

SW

Stephen W.

Apr 14, 2021

May or may not recommend

I cant get into my account! Tried to get password changed got calls with code #s but nothing worked. I,m disgusted with the service I cant get for the card

Showing 1 of 1 reviews

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