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  Palais Royal Credit Card
Palais Royal Credit Card Unaffiliated

Palais Royal Credit Card

Unaffiliated
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Highlights
Purchase APR  (Variable APR) N/A
Balance Transfer APR N/A
Credit Score Range N/A
Annual Fee $0

Palais Royal Credit Card Review

This is a store rewards card issued by Comenity Bank. If you're wondering whether Palais Royal Credit Card is the right card for you, read on.

Key Takeaways

  • No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.

Pros & Cons of Palais Royal Credit Card

The Good The Bad
  • No annual fee.
  • Identity Theft Protection.
  • Cardholders can earn rewards on their purchases.
  • Palais Royal Credit Card reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • Does not include many credit card benefits.

Palais Royal Credit Card FAQ

Does Palais Royal Credit Card have a cash back or rewards program?

Palais Royal Credit Card is a rewards card.

Palais Royal Credit Card Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A
Signup Bonus ($)

Does Palais Royal Credit Card have a signup bonus?

This card doesn't offer a cash signup bonus.

Does Palais Royal Credit Card offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the Palais Royal Credit Card benefits?

It provides the following benefits:

  • Zero fraud liability
  • Reports to major credit bureaus

What are the relevant APRs for Palais Royal Credit Card?

Does Palais Royal Credit Card have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Palais Royal Credit Card have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Palais Royal Credit Card?

The following fees apply:

Palais Royal Credit Card Fees
Fees Amount
Annual Fee $0
Late Payment Fee $38

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.

What is the customer service phone number for Palais Royal Credit Card?

The Palais Royal Credit Card customer service number is (800) 367-9284.

What is the support contact email for Palais Royal Credit Card?

The support contact email for Palais Royal Credit Card is webmaster@comenity.net.

What is the Palais Royal Credit Card login page?

You can access the Palais Royal Credit Card login page here.

How do people rate the customer service and user experience of Palais Royal Credit Card?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does Palais Royal Credit Card report your account activity to credit bureaus?

Yes, Palais Royal Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Palais Royal Credit Card

  • Visit the Palais Royal Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday 9:00am - 5:00pm
  • Monday 7:00am - 11:00pm
  • Tuesday 7:00am - 11:00pm
  • Wednesday 7:00am - 11:00pm
  • Thursday 7:00am - 11:00pm
  • Friday 7:00am - 11:00pm
  • Saturday 9:00am - 5:00pm

Other Services by Comenity Bank

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View all credit cards offered by Comenity Bank

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • Washington, DC
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Annual Fee $0
Late Fee Amount $38
Customer Type Personal
Minimum Age 18
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Identity Theft Protection
  • Fraud Liability
Rewards Categories
  • 2x Points on Every Purchase up to $1
APR Type Variable APR
Card Type
  • Rewards
  • Store Card
Card Network Other

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