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Last Updated: 07/28/2025

Saks Fifth Avenue Credit Card

from Capital One

Last Updated: 07/28/2025

Created by:

created by author logoSuperMoney

Fact Checked by:

fact checked by author logoAndrew Latham
Saks Fifth Avenue Credit Card logo
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Highlights

Purchase APR (Variable APR)

25.49%(Verified 06/21/2024)
Disclaimer popup with additional information

Balance Transfer APR (Variable APR)

N/A

Credit Score Range

650 - 850

Annual Fee

$0

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Saks Fifth Avenue Credit Card Review

This is a store rewards card issued by Capital One. If you're wondering whether Saks Fifth Avenue Credit Card is the right card for you, read on.

Key Takeaways

  • APR: This is not a great card for people who carry a balance. It has a variable regular purchase APR of 25.49%
  • No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases , but you don't have to pay an annual fee for the privilege.
  • Fair or better credit required. You will have good approval odds if you have a fair credit score or better.

Pros & Cons of Saks credit card

Saks credit card FAQ

Does Saks credit card have a cash back or rewards program?

Saks credit card is a rewards card. This card features rewards for purchases in the following categories:
  • Retail

Does Saks credit card have a signup bonus?

This card doesn't offer a cash signup bonus.

Does Saks credit card offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the relevant APRs for Saks credit card?

According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has higher than average regular APRs.
Saks Fifth Avenue Credit Card has a variable purchase APR of 25.49%. Saks Fifth Avenue Credit Card does not offer balance transfers.
Note that late payments are subject to an APR of 26.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Does Saks credit card have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers. Saks Fifth Avenue Credit Card does not offer balance transfers.

Does Saks credit card have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Saks credit card?

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.

What is the customer service phone number for Saks credit card?

The customer service number for Saks credit card is (877) 383-4802.

What is the support contact email for Saks credit card?

The support contact email for Saks credit card is support@capitalone.com.

How do people rate the customer service and user experience of Saks credit card?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does Saks Fifth Avenue Credit Card report your account activity to credit bureaus?

Yes, Saks Fifth Avenue Credit Card reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does Capital One perform a hard credit pull?

Yes, Saks credit card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

How to apply for Saks credit card

  • Visit the website of Saks credit card.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Saks Fifth Avenue Credit Card logo

Message from Saks credit card

At Capital One, our mission is to change banking for good by bringing humanity, ingenuity and simplicity to banking. In support of our mission, the Capital One Impact Initiative advances socioeconomic mobility by advocating for an inclusive society, building thriving communities and creating financial tools that enrich lives. It is fueled by an initial $200 million multi-year commitment to catalyze economic growth in low- and moderate-income communities and close gaps in equity and opportunity.

You can use this credit card for all your purchases at Saks, and redeem the points you earn for SaksFirst Gift Cards. You can earn SaksFirst Points on your purchases at Saks Fifth Avenue stores, saks.com, Saks OFF 5TH stores and saksoff5th.com.

Contact

Headquarters

1680 Capital One Drive
McLean, VA 22102
Visit Site
Email Support

Hours of Operation

Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed

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SuperMoney Net Recommendation Score

This product has no reviews yet. Help others by sharing your thoughts.

0

-1000+100
No one recommends
Everyone recommends
The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

Saks Fifth Avenue Credit Card Community Reviews

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