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  US Bank - Cache Visa Card

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US Bank - Cache Visa Card

in Personal Credit Cards from US Bank

Out of Business

US Bank - Cache Visa Card

in Personal Credit Cards from US Bank

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Highlights
Purchase APR  (Variable APR) Starting at 11.24%
Balance Transfer APR  (Variable APR) Starting at 11.24%
Credit Score Range N/A
Annual Fee $0

US Bank - Cache Visa Card Review

US Bank - Cache Visa Card is a rewards credit card issued by US Bank. If you're wondering whether US Bank - Cache Visa Card is the right card for you, read on. This is everything you need to know to make a good choice.

Key Takeaways
  • 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers.
  • 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases.
  • No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
US Bank - Cache Visa Card Pros & Cons
The Good The Bad
  • Lower than average purchase APRs.
  • 0% APR balance transfer intro rate on balance transfers .
  • No balance transfer fee.
  • 0% APR on new purchases .
  • No annual fee.
  • Cardholders can earn rewards on their purchases.
  • Does not offer a signup bonus.
  • Charges a foreign transaction fee of 3%.
  • You don't earn rewards on every purchase.
  • Does not report to credit bureaus.
  • Does not include many credit card benefits.
US Bank - Cache Visa Card FAQ

Is there a US Bank - Cache Visa Card cash back or rewards program?

US Bank - Cache Visa Card offers a rewards program to its customers.

US Bank - Cache Visa Card Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A

Does US Bank - Cache Visa Card have a signup bonus?

US Bank - Cache Visa Card doesn't offer a cash signup bonus.

Does US Bank - Cache Visa Card offer an annual loyalty bonus?

US Bank - Cache Visa Card doesn't offer a cash loyalty bonus.

What are the US Bank - Cache Visa Card benefits?

US Bank - Cache Visa Card provides the following benefits:

What are the relevant APRs for US Bank - Cache Visa Card?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. US Bank - Cache Visa Card has lower than average purchase APRs.

US Bank - Cache Visa Card has a variable purchase APR starting at 11.24% . The card has a variable balance transfer APR starting at 11.24% .

Does US Bank - Cache Visa Card have an introductory APR offer on balance transfers?

Yes, US Bank - Cache Visa Card offers an introductory APR rate on balance transfers of 0%

US Bank - Cache Visa Card Balance Transfers
Description
Balance Transfer APR Starting at 11.24%
Balance Transfer Introductory APR 0%
Balance Transfer Intro APR Period (months) N/A

Does US Bank - Cache Visa Card have an introductory APR offer on new purchases?

This card does offer an introductory APR rate of 0% on qualified purchases

US Bank - Cache Visa Card Purchase Intro Offer
Description
Introductory Rate 0%
Purchase Intro APR Period (months) N/A

What are the fees for US Bank - Cache Visa Card?

The following fees apply to US Bank - Cache Visa Card:

  • There is no overlimit fee
US Bank - Cache Visa Card Fees
Fees Amount
Annual Fee $0
Overlimit Fee $0
Foreign Transaction Fee 3%
Returned Payment Fee $35
Late Payment Fee $35

Does US Bank - Cache Visa Card have a foreign transaction fee?

US Bank - Cache Visa Card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.

How to apply for US Bank - Cache Visa Card

  • Visit the US Bank - Cache Visa Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Feature Breakdown

No Annual Fee  
Annual Fee $0
Over-Limit Fee $0
Foreign Currency Transaction Fee 3%
Minimum Interest Charge $2
No Interest Grace Period for Late Payment 0 days
Returned Payment Fee $35
Late Fee Amount $35
Customer Type Personal
Minimum Age 18
Credit Card Benefits Travel Accident Insurance
Purchase APR (Variable APR) Starting at 11.24%
Balance Transfer Introductory APR (Variable APR) 0%
Balance Transfer APR (Variable APR) Starting at 11.24%
Card Type
  • Rewards
  • Balance Transfer
Card Network Visa

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SUPERMONEY NET RECOMMENDATION SCORE

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