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Last Updated: 04/18/2025

Centurion® Card from American Express

in Credit Cards from American Express® National Bank

Last Updated: 04/18/2025

Created by:

SuperMoney

Fact Checked by:

Andrew Latham

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Highlights

Purchase APR (Variable APR)

18.24%(Verified 06/21/2024)

Balance Transfer APR (Variable APR)

N/A

Credit Score Range

N/A

Annual Fee

$5,000

Centurion® Card from American Express Review

This is a card issued by American Express® National Bank. If you're wondering whether Centurion® Card from American Express is the right card for you, read on.

Key Takeaways

APR: This is not a great card for people who carry a balance. It has a variable regular purchase APR of 18.24%

Pros & Cons of American Express Centurion Black Card

The Good

The Bad

Higher than average purchase APRs.
Charges an annual fee of $5,000
Does not offer a signup bonus.
Does not offer rewards or cash back.
You don't earn rewards on every purchase.
Does not report to credit bureaus.

American Express Centurion Black Card FAQ

Does American Express Centurion Black Card have a cash back or rewards program?

No, it does not offer a rewards program.

American Express Centurion Black Card Rewards Breakdown

Description

How do people rate the customer service and user experience of American Express Centurion Black Card?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does American Express® National Bank perform a hard credit pull?

Yes, American Express Centurion Black Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.

Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

How to apply for American Express Centurion Black Card

Visit the website of American Express Centurion Black Card.
Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

World Financial Center

200 Vesey Street

New York, NY 10285

(800) 528-4800

Visit Site

Email Support

Hours of Operation

Sunday

7:00AM - 12:00AM

Monday

7:00AM - 12:00AM

Tuesday

7:00AM - 12:00AM

Wednesday

7:00AM - 12:00AM

Thursday

7:00AM - 12:00AM

Friday

7:00AM - 12:00AM

Saturday

7:00AM - 12:00AM

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SuperMoney Net Recommendation Score

This product has no reviews yet. Help others by sharing your thoughts.

-1000+100

No one recommends

Everyone recommends

The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.