Kroger 1-2-3 REWARDS® World Mastercard® Review

Kroger 1-2-3 REWARDS® World Mastercard® is a store rewards credit card issued by US Bank. If you're wondering whether Kroger 1-2-3 REWARDS® World Mastercard® is the right card for you, read on. This is everything you need to know to make a good choice.

Key takeaways:

• Competitive APRs. Kroger 1-2-3 REWARDS® World Mastercard® has a variable purchase APR that ranges from 13.99% up to 25.99%.
• No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
• 4% Balance transfer fee. Kroger 1-2-3 REWARDS® World Mastercard® charges a fee of up to 4% on balance transfers. For example, a balance of $1,000 could cost up to $40 in transfer fees. The minimum fee is $10.
• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 2.8% every time you make a transaction outside the U.S.
• Fair or better credit required. You stand a chance of qualifying if your credit score is not below 640.

Kroger 1-2-3 REWARDS® World Mastercard® Pros and Cons:

Is there a Kroger 1-2-3 REWARDS® World Mastercard® cash back or rewards program?

Kroger 1-2-3 REWARDS® World Mastercard® offers a rewards program to its customers. This card features rewards for purchases in the following categories:

• Groceries

What are the relevant APRs for Kroger 1-2-3 REWARDS® World Mastercard®?

Kroger 1-2-3 REWARDS® World Mastercard® has a variable purchase APR that ranges from 13.99% up to 25.99%. The card has a variable balance transfer APR that ranges from 13.99% up to 25.99%. The card has a variable cash advance APR of up to 27.24%.

What are the fees for Kroger 1-2-3 REWARDS® World Mastercard®?

The following fees apply to Kroger 1-2-3 REWARDS® World Mastercard®:

• There is no overlimit fee

How to apply for Kroger 1-2-3 REWARDS® World Mastercard®

• Visit the Kroger 1-2-3 REWARDS® World Mastercard® website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.
• If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.