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  Kroger 1-2-3 REWARDS® World Mastercard®

Kroger 1-2-3 REWARDS® World Mastercard®

in Personal Credit Cards from US Bank

Unaffiliated

Kroger 1-2-3 REWARDS® World Mastercard®

Unaffiliated

in Personal Credit Cards from US Bank

SuperMoney Net Recommendation Score -20% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Mostly not recommended

2 users recommend
0 users are unsure
3 users don't recommend
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Highlights
Highlights
Community Rating Mostly not recommended
Annual Fee $0
Purchase APR  (Variable APR) 13.99% - 25.99%
Balance Transfer APR  (Variable APR) 13.99% - 25.99%
Credit Score Range 640 - 850
Number of Reviews 5

Kroger 1-2-3 REWARDS® World Mastercard® Review

Kroger 1-2-3 REWARDS® World Mastercard® is a store rewards credit card issued by US Bank. 

This card is designed for people with fair credit. The minimum credit score to apply is 640. If you're wondering whether Kroger 1-2-3 REWARDS® World Mastercard® is the right card for you, read on. This is everything you need to know to make a good choice.

Pros & Cons of Kroger 1-2-3 REWARDS® World Mastercard®
The Good The Bad
  • Lower than average purchase APRs.
  • No annual fee.
  • Cardholders can earn rewards on their purchases.
  • Does not offer a signup bonus.
  • Charges a foreign transaction fee of 2.8%.
  • You don't earn rewards on every purchase.
  • Does not report to credit bureaus.
  • Does not include many credit card rewards.
  • Is there a Kroger 1-2-3 REWARDS® World Mastercard® cash back or rewards program?

    Kroger 1-2-3 REWARDS® World Mastercard® offers a rewards program to its customers. This card features rewards for purchases in the following categories:

    • Groceries
    Kroger 1-2-3 REWARDS® World Mastercard® Rewards
    Rewards rate (all purchases) N/A
    Max rewards rate N/A
    Annual rewards limit N/A
    Signup Bonus ($) N/A

    Does Kroger 1-2-3 REWARDS® World Mastercard® have a signup bonus?

    Kroger 1-2-3 REWARDS® World Mastercard® doesn't offer a cash signup bonus.

    Does Kroger 1-2-3 REWARDS® World Mastercard® offer an annual loyalty bonus?

    Kroger 1-2-3 REWARDS® World Mastercard® doesn't offer a cash loyalty bonus.

    What are the relevant APRs for Kroger 1-2-3 REWARDS® World Mastercard®?

    According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Kroger 1-2-3 REWARDS® World Mastercard® has lower than average purchase APRs.

    Kroger 1-2-3 REWARDS® World Mastercard® has a variable purchase APR that ranges from 13.99% up to 25.99%. The card has a variable balance transfer APR that ranges from 13.99% up to 25.99%. The card has a variable cash advance APR of up to 27.24%.

    Does Kroger 1-2-3 REWARDS® World Mastercard® have an introductory APR offer?

    No, Kroger 1-2-3 REWARDS® World Mastercard® does not come with an introductory APR offer for balance transfers. Kroger 1-2-3 REWARDS® World Mastercard® does not offer an introductory rate on new purchases.
    Kroger 1-2-3 REWARDS® World Mastercard® Balance Transfers
    Description
    Balance Transfer APR 13.99% - 25.99%
    Introductory Rate N/A
    Intro APR period (months) N/A
    Kroger 1-2-3 REWARDS® World Mastercard® Rates & Terms
    Description
    Balance Computation N/A
    Purchase APR 13.99% - 25.99%
    Credit Limit N/A
    Penalty APR N/A
    Cash Advance APR Up to 27.24%
    Security Deposit N/A
    Introductory Rate N/A
    Intro APR period (months) N/A

    What are the Kroger 1-2-3 REWARDS® World Mastercard® fees?

    The following fees apply to Kroger 1-2-3 REWARDS® World Mastercard®:

    • There is no overlimit fee
    Kroger 1-2-3 REWARDS® World Mastercard® Fees
    Fees Amount
    Annual Fee $0
    Overlimit Fee $0
    Foreign Transaction Fee 2.8%
    Balance Transfer Fee 4%
    Minimum Balance Transfer Fee $10
    Returned Payment Fee $35
    Late Payment Fee $39

    Does Kroger 1-2-3 REWARDS® World Mastercard® have a foreign transaction fee?

    Kroger 1-2-3 REWARDS® World Mastercard® charges a foreign transaction fee of 2.8%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $56. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.

    How to apply for Kroger 1-2-3 REWARDS® World Mastercard®

    • Visit the Kroger 1-2-3 REWARDS® World Mastercard® website.
    • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
    • Check the information is accurate and submit your application.
    • If you're denied click here to find out why your application may have been rejected and what you can do about it.

    If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

    SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Availability

    Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
      Available in 50 states and Washington, D.C.
    • Alabama
    • Alaska
    • Arizona
    • Arkansas
    • California
    • Colorado
    • Connecticut
    • Delaware
    • Washington, DC
    • Florida
    • Georgia
    • Hawaii
    • Idaho
    • Illinois
    • Indiana
    • Iowa
    • Kansas
    • Kentucky
    • Louisiana
    • Maine
    • Maryland
    • Massachusetts
    • Michigan
    • Minnesota
    • Mississippi
    • Missouri
    • Montana
    • Nebraska
    • Nevada
    • New Hampshire
    • New Jersey
    • New Mexico
    • New York
    • North Carolina
    • North Dakota
    • Ohio
    • Oklahoma
    • Oregon
    • Pennsylvania
    • Rhode Island
    • South Carolina
    • South Dakota
    • Tennessee
    • Texas
    • Utah
    • Vermont
    • Virginia
    • Washington
    • West Virginia
    • Wisconsin
    • Wyoming

    Feature Breakdown

    Every Purchase (Points) 1 point for every $1
    Annual Fee $0
    No Annual Fee  
    No Interest Grace Period for Late Payment 24
    Over-Limit Fee $0
    Balance Transfer Fee % 4%
    Balance Transfer Fee Minimum $10
    Cash Advance Fee (%) Up to 4%
    Cash Advance Fee Minimum $10
    Foreign Currency Transaction Fee 2.8%
    Late Fee Amount $39
    Minimum Interest Charge $2
    Returned Payment Fee $35
    Customer Type Personal
    Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Other
    • Retired
    • Self-Employed
    • Unemployed
    Immigration Status Considered
    • U.S. Citizen
    • U.S. Permanent Resident
    Military Status
    • Active Duty Military
    • Military Dependent
    • Non-Military
    • Veterans
    Minimum Age 18
    Supported Income Types
    • 1099 Misc. Income
    • Cash
    • Direct Deposit (W2, SSA, SSDI)
    • Payroll Check or Prepaid Card
    Extended Warranty  
    Fraud Liability  
    Travel Insurance  
    Rewards Categories
    • Groceries
    Cash Advance APR (Variable APR) Up to 27.24%
    Purchase APR (Variable APR) 13.99% - 25.99%
    Balance Transfer APR (Variable APR) 13.99% - 25.99%

    Kroger 1-2-3 REWARDS® World Mastercard® Community Reviews

     

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