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  Aer Lingus Visa Signature® card
Aer Lingus Visa Signature® card Claimed

Aer Lingus Visa Signature® card

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Highlights
Purchase APR  (Variable APR) 18.24% - 25.24%
(Verified 08/16/2022)
Balance Transfer APR  (Variable APR) 18.24% - 25.24%
(Verified 08/16/2022)
Credit Score Range 660 - 850
Annual Fee $95

Aer Lingus Visa Signature® card Review

This is a rewards credit card issued by Chase Bank. If you're wondering whether Aer Lingus Visa Signature® card is the right card for you, read on.

Key Takeaways

  • Generous reward rate. You can get a rewards rate of up to 5 miles per dollar spent.
  • Signup bonus. Offers a signup bonus of 50000 points after spending $3,000 within 3 months that can be redeemed for travel, gifts, or other perks.
  • High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR that ranges from 18.24% up to 25.24%.
  • 5% Balance transfer fee. Aer Lingus Visa Signature® card charges a fee of 5% on balance transfers. For example, a balance of $1,000 could cost $50 in transfer fees. The minimum fee is $5.
  • No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
  • Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, extended warranty protection on purchases, identity theft protection, purchase protection, travel assistance, and fraud protection.
  • Fair or better credit required. You will have good approval odds if your credit score is above 660.

Pros & Cons of Aer Lingus Visa Signature® card

The Good The Bad
  • Commercial Companion Ticket each year. ($30,000 purchases made required in a calendar year in order to receive it)
  • Priority Boarding for you and any authorized users.
  • Multiple credit card perks.
  • Offers auto rental collision damage waiver.
  • Extended warranty on purchases.
  • Free access to your credit score.
  • Identity Theft Protection.
  • Travel assistance insurance
  • No foreign transaction fee.
  • Cardholders can earn rewards on their purchases.
  • Aer Lingus Visa Signature® card reports to multiple credit bureaus.
  • In order to receive Commercial Companion Ticket, $30,000 purchase made a year on the card is required.
  • Higher than average purchase APRs.
  • Charges an annual fee of $95
  • Charges a 5% balance transfer fee.

Aer Lingus Visa Signature® card FAQ

Does Aer Lingus Visa Signature® card have a cash back or rewards program?

Aer Lingus Visa Signature® card is a travel rewards card.

Aer Lingus Visa Signature® card Rewards
Minimum rewards rate 1x
Max rewards rate 5x
Annual rewards limit N/A
Signup Bonus ($) N/A
Signup Bonus (Points/Miles) 50000
Signup Bonus Spend Requirement $3000
Signup Bonus Spend Period (months) 3 months

Does Aer Lingus Visa Signature® card have a signup bonus?

This card doesn't offer a cash signup bonus. However, it does include a 50000 points signup bonus after spending $3000 that can be redeemed for travel, gifts, or other perks.

Does Aer Lingus Visa Signature® card offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the Aer Lingus Visa Signature® card benefits?

It provides the following benefits:

  • Free Credit Score
  • Auto Rental Collision Damage Waiver
  • Extended Warranty Protection
  • Zero fraud liability
  • No blackout dates when redeeming miles
  • Travel Assistance
  • Reports to major credit bureaus

What are the relevant APRs for Aer Lingus Visa Signature® card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has higher than average regular APRs.

Aer Lingus Visa Signature® card has a variable purchase APR that ranges from 18.24% up to 25.24%. The card has a variable balance transfer APR that ranges from 18.24% up to 25.24%. It also has a variable cash advance APR starting at 27.24% .

Does Aer Lingus Visa Signature® card have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Aer Lingus Visa Signature® card have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Aer Lingus Visa Signature® card?

The following fees apply:

Aer Lingus Visa Signature® card Fees
Fees Amount
Annual Fee $95
Foreign Transaction Fee 0%
Returned Payment Fee up to $40
Late Payment Fee up to $40

Does Aer Lingus Visa Signature® card have a foreign transaction fee?

This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.

What is the customer service phone number for Aer Lingus Visa Signature® card?

The Aer Lingus Visa Signature® card customer service number is (877) 242-7372.

What is the support contact email for Aer Lingus Visa Signature® card?

The support contact email for Aer Lingus Visa Signature® card is customerdepartament@chase.com.

What is the Aer Lingus Visa Signature® card login page?

You can access the Aer Lingus Visa Signature® card login page here.

How do people rate the customer service and user experience of Aer Lingus Visa Signature® card?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does Aer Lingus Visa Signature® card report your account activity to credit bureaus?

Yes, Aer Lingus Visa Signature® card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Aer Lingus Visa Signature® card

  • Visit the Aer Lingus Visa Signature® card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

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Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 6:00pm
  • Saturday 9:00am - 1:00pm

Other Services by Chase Bank

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Availability

  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

Cash Advance Fee Minimum $10
Cash Advance Fee (%) Up to 5%
Minimum Cash Advance Fee ($) Starting at $10
Foreign Currency Transaction Fee 0%
No Foreign Transaction Fee
Annual Fee $95
Minimum Interest Charge $0
No Interest Grace Period for Late Payment 21 days
Returned Payment Fee Up to $40
Late Fee Amount Up to $40
Customer Type Personal
Minimum Age 18
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 660 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Identity Theft Protection
  • Auto Rental Collision Damage Waiver
  • Extended Warranty Protection
  • Purchase Protection
  • Fraud Liability
  • Free Credit Score
  • Travel Assistance
No Blackout Dates
Rewards Categories
  • Miles on Airfare
  • Miles on Hotels
  • Miles on Every Purchase
Signup Bonus (points) 50,000
Cash Advance APR (Variable APR) Starting at 27.24%
APR Type Variable APR
Balance Computation daily balance method (including new transactions).
Purchase APR (Variable APR) 18.24% - 25.24%
(Verified 08/16/2022)
Balance Transfer APR (Variable APR) 18.24% - 25.24%
(Verified 08/16/2022)
Balance Transfer Fee Minimum $5
Balance Transfer Fee % 5%
Card Type
  • Rewards
  • Travel
  • Airline
  • Bonus Offers
Card Network Visa

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