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  Aer Lingus Visa Signature® card

Aer Lingus Visa Signature® card

in Personal Credit Cards from Chase Bank

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Aer Lingus Visa Signature® card

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in Personal Credit Cards from Chase Bank

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Highlights
Highlights
Balance Transfer APR  (Variable APR) 17.99% - 24.99%
Credit Score Range 670 - 850
Annual Fee $95
Purchase APR  (Variable APR) 17.99% - 24.99%

Aer Lingus Visa Signature® card Review

Aer Lingus Visa Signature® card is a rewards credit card issued by Chase Bank. If you're wondering whether Aer Lingus Visa Signature® card is the right card for you, read on. This is everything you need to know to make a good choice.

  • Generous reward rate. You will get a a rewards rate of up to 3x.
  • Signup bonus. Offers a signup bonus of 50000 points after spending $3,000 within 3 months that can be redeemed for travel, gifts, or other perks.
  • High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR that ranges from 17.99% up to 24.99%.
  • 5% Balance transfer fee. Aer Lingus Visa Signature® card charges a fee of up to 5% on balance transfers. For example, a balance of $1,000 could cost up to $50 in transfer fees. The minimum fee is $5.
  • Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, extended warranty protection on purchases, purchase protection, and fraud protection.
  • Good or better credit required. You should probably try with another card if your credit score is below 670.
The Good The Bad
  • Commercial Companion Ticket each year($30,000 purchases made required in a calendar year in order to receive it)
  • Priority Boarding for you and any authorized users
  • Multiple credit card perks.
  • Earn rewards on every purchase.
  • Aer Lingus Visa Signature® card reports to multiple credit bureaus.
  • Cardholders can earn rewards on their purchases.
  • Offers auto rental collision damage waiver.
  • Extended warranty on purchases.
  • In order to receive Commercial Companion Ticket, $30,000 purchase made a year on the card is required
  • Higher than average purchase APRs.
  • Requires good to excellent credit.
  • Charges an annual fee of up to $95.
  • Charges a 5% balance transfer fee

Is there a Aer Lingus Visa Signature® card cash back or rewards program?

Aer Lingus Visa Signature® card offers a rewards program to its customers.

Aer Lingus Visa Signature® card Rewards
Rewards rate (all purchases) 1%
Max rewards rate 3%
Annual rewards limit N/A
Signup Bonus ($) N/A
Signup Bonus (Points/Miles) 50000
Signup Bonus Spend Requirement $3000
Signup Bonus Spend Period (months) 3 months

Does Aer Lingus Visa Signature® card have a signup bonus?

Aer Lingus Visa Signature® card doesn't offer a cash signup bonus. However, it does include a 50000 points signup bonus after spending $3000 that can be redeemed for travel, gifts, or other perks.

Does Aer Lingus Visa Signature® card offer an annual loyalty bonus?

Aer Lingus Visa Signature® card doesn't offer a cash loyalty bonus.

What are the Aer Lingus Visa Signature® card benefits?

Aer Lingus Visa Signature® card provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Extended Warranty Protection
  • Zero fraud liability
  • No blackout dates when redeeming miles
  • Reports to major credit bureaus

What are the relevant APRs for Aer Lingus Visa Signature® card?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Aer Lingus Visa Signature® card has higher than average purchase APRs.

Aer Lingus Visa Signature® card has a variable purchase APR that ranges from 17.99% up to 24.99%. The card has a variable balance transfer APR that ranges from 17.99% up to 24.99%. It also has a variable cash advance APR starting at 26.99% .

Does Aer Lingus Visa Signature® card have an introductory APR offer on balance transfers??

No, Aer Lingus Visa Signature® card does not come with an introductory APR offer for balance transfers.

Does Aer Lingus Visa Signature® card have an introductory APR offer on new purchases??

Aer Lingus Visa Signature® card does not offer an introductory rate on new purchases.

What are the Aer Lingus Visa Signature® card fees?

The following fees apply to Aer Lingus Visa Signature® card:

Aer Lingus Visa Signature® card Fees
Fees Amount
Annual Fee up to $95
Balance Transfer Fee 5%
Minimum Balance Transfer Fee $5
Returned Payment Fee $39
Late Payment Fee $39

Does Aer Lingus Visa Signature® card report your account activity to credit bureaus?

Aer Lingus Visa Signature® card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

How to apply for Aer Lingus Visa Signature® card

  • Visit the Aer Lingus Visa Signature® card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Airfare (Points) 3
Every Purchase (Points) 1x Avios for every $1 spent on all other purchases.
No Foreign Transaction Fee  
No Interest Grace Period for Late Payment 21 days
Cash Advance Fee Minimum $10
Cash Advance Fee (%) 5%
Annual Fee $95
Returned Payment Fee $39
Late Fee Amount $39
Customer Type Personal
Minimum Age 18
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
  • Tax Returns
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 670 - 850
Card Type
  • Airline
  • Bonus Offers
  • Rewards
  • Travel
Card Network Visa
Credit Bureau Reporting
  • Equifax
  • Experian
  • TransUnion
Lost Luggage Insurance  
Fraud Liability  
Extended Warranty  
Car Rental Insurance  
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Extended Warranty Protection
  • Fraud Liability
  • Purchase Protection
Bonus Rewards 3x Avios for every $1 spent on purchases with Aer Lingus, British Airways, and Iberia
No Blackout Dates  
Rewards Categories
  • Airfare
  • Every Purchase
  • Hotels
Signup Bonus (points) 50,000
Cash Advance APR (Variable APR) Starting at 26.99%
Balance Computation daily balance method (including new transactions)
Purchase APR (Variable APR) 17.99% - 24.99%
Balance Transfer APR (Variable APR) 17.99% - 24.99%
Balance Transfer Fee Minimum $5
Balance Transfer Fee % 5%

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