Last Updated: 10/08/2025
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Highlights
Purchase APR (Variable APR)
20.99% - 27.99%(Verified 10/15/2024)
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Balance Transfer APR (Variable APR)
20.99% - 27.99%(Verified 10/15/2024)
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Credit Score Range
660 - 850
Annual Fee
$95
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Aer Lingus Visa Signature® Card Review
This is a travel card issued by Chase Bank. If you're wondering whether Aer Lingus Visa Signature® Card is the right card for you, read on.
Key Takeaways
- Generous reward rate. You can get a rewards rate of up to 5 miles per dollar spent.
- Earn 85,000 Avios after you spend $5,000 on purchases within the first three months of account opening.
- APR: This is not a great card for people who carry a balance. It has a variable regular purchase APR that ranges from 20.99% up to 27.99%.
- A 5% balance transfer fee. Aer Lingus Visa Signature® Card charges a fee of 5% on balance transfers. For example, a balance of $1,000 could cost $50 in transfer fees. The minimum fee is $5.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Multiple credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, extended warranty protection on purchases, identity theft protection, purchase security, travel assistance, and fraud protection.
- Fair or better credit required. You will have good approval odds if you have a fair credit score or better.
Pros & Cons of Aer Lingus Visa Signature® Card
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Aer Lingus Visa Signature® Card FAQ
Does Aer Lingus Visa Signature® Card have a cash back or rewards program?
Aer Lingus Visa Signature® Card is a travel rewards card.
| Description |
Does Aer Lingus Visa Signature® Card have a signup bonus?
Yes. Earn 85,000 Avios after you spend $5,000 on purchases within the first three months of account opening.
Does Aer Lingus Visa Signature® Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Aer Lingus Visa Signature® Card benefits?
Aer Lingus Visa Signature® Card provides the following benefits:
- Free Credit Score
- Auto Rental Collision Damage Waiver
- Extended Warranty Protection
- Zero fraud liability
- No blackout dates when redeeming miles
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Aer Lingus Visa Signature® Card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Aer Lingus Visa Signature® Card has a variable purchase APR that ranges from 20.99% up to 27.99%. The card has a variable balance transfer APR that ranges from 20.99% up to 27.99%. It also has a variable cash advance APR of 29.74% .
Note that late payments are subject to an APR of 29.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.Does Aer Lingus Visa Signature® Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Aer Lingus Visa Signature® Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Aer Lingus Visa Signature® Card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Up to $40 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $95 (see terms and conditions) | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| No Foreign Transaction Fee? | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $40 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Cash Advance Fee ($) | Starting at $10 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | Starting at 5% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card charges an annual fee of $95*$95 .
Does Aer Lingus Visa Signature® Card have a foreign transaction fee?
This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.What is the customer service phone number for Aer Lingus Visa Signature® Card?
The customer service number for Aer Lingus Visa Signature® Card is (877) 242-7372.
What is the support contact email for Aer Lingus Visa Signature® Card?
The support contact email for Aer Lingus Visa Signature® Card is customerdepartament@chase.com.
What is the login page for Aer Lingus Visa Signature® Card?
You can access the login page of Aer Lingus Visa Signature® Card here.
How do people rate the customer service and user experience of Aer Lingus Visa Signature® Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Aer Lingus Visa Signature® Card report your account activity to credit bureaus?
Yes, Aer Lingus Visa Signature® Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Chase Bank perform a hard credit pull?
Yes, Aer Lingus Visa Signature® Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Aer Lingus Visa Signature® Card
- Visit the website of Aer Lingus Visa Signature® Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 6:00PM
Saturday
9:00AM - 1:00PM