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  Aer Lingus Visa Signature® card
Aer Lingus Visa Signature® card Claimed

Aer Lingus Visa Signature® card

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Highlights
Purchase APR  (Variable APR) 20.24% - 27.24%
(Verified 01/17/2023)
Balance Transfer APR  (Variable APR) 20.24% - 27.24%
(Verified 01/17/2023)
Credit Score Range 660 - 850
Annual Fee $95

Aer Lingus Visa Signature® card Review

This is a rewards card issued by Chase Bank. If you're wondering whether Aer Lingus Visa Signature® card is the right card for you, read on.

Key Takeaways

  • Generous reward rate. You can get a rewards rate of up to 5 miles per dollar spent.
  • Earn up to 100,000 Avios. Earn 75,000 Avios after you spend $5,000 on purchases within the first three months of account opening and earn an additional 25,000 Avios after you spend $20,000 in the first 12 months of account opening.
  • High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR that ranges from 20.24% up to 27.24%.
  • 5% Balance transfer fee. Aer Lingus Visa Signature® card charges a fee of 5% on balance transfers. For example, a balance of $1,000 could cost $50 in transfer fees. The minimum fee is $5.
  • No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
  • Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, extended warranty protection on purchases, identity theft protection, purchase protection, travel assistance, and fraud protection.
  • Fair or better credit required. You will have good approval odds if your credit score is above 660.

Pros & Cons of Aer Lingus Visa Signature® card

The Good The Bad
  • Commercial Companion Ticket each year. ($30,000 purchases made required in a calendar year in order to receive it)
  • Priority Boarding for you and any authorized users.
  • Multiple credit card perks.
  • Offers auto rental collision damage waiver.
  • Extended warranty on purchases.
  • Free access to your credit score.
  • Identity Theft Protection.
  • Travel assistance insurance
  • No foreign transaction fee.
  • Cardholders can earn rewards on purchases everywhere Aer Lingus Visa Signature® card is accepted.
  • Aer Lingus Visa Signature® card reports to multiple credit bureaus.
  • In order to receive Commercial Companion Ticket, $30,000 purchase made a year on the card is required.
  • Higher than average purchase APRs.
  • Charges an annual fee of $95
  • Charges a 5% balance transfer fee.

Aer Lingus Visa Signature® card FAQ

Does Aer Lingus Visa Signature® card have a cash back or rewards program?

Aer Lingus Visa Signature® card is a travel rewards card.

Aer Lingus Visa Signature® card Rewards
Minimum rewards rate 1x
Max rewards rate 5x
Annual rewards limit N/A
Signup Bonus ($) N/A
Signup Bonus (Points/Miles) 75000
Signup Bonus Spend Requirement $5000
Signup Bonus Spend Period (months) 3 months

Does Aer Lingus Visa Signature® card have a signup bonus?

This card doesn't offer a cash signup bonus. However, it does include a 75000 points signup bonus after spending $5000 that can be redeemed for travel, gifts, or other perks.

Does Aer Lingus Visa Signature® card offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the Aer Lingus Visa Signature® card benefits?

It provides the following benefits:

  • Free Credit Score
  • Auto Rental Collision Damage Waiver
  • Extended Warranty Protection
  • Zero fraud liability
  • No blackout dates when redeeming miles
  • Travel Assistance
  • Reports to major credit bureaus

What are the relevant APRs for Aer Lingus Visa Signature® card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has higher than average regular APRs.

Aer Lingus Visa Signature® card has a variable purchase APR that ranges from 20.24% up to 27.24%. The card has a variable balance transfer APR that ranges from 20.24% up to 27.24%. It also has a variable cash advance APR starting at 29.24% . Note that late payments are subject to an APR of 29.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Does Aer Lingus Visa Signature® card have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Aer Lingus Visa Signature® card have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Aer Lingus Visa Signature® card?

The following fees apply:

Aer Lingus Visa Signature® card Fees
Fees Amount
Annual Fee $95
Foreign Transaction Fee 0%
Returned Payment Fee up to $40
Late Payment Fee up to $40

Does Aer Lingus Visa Signature® card have a foreign transaction fee?

This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.

What is the customer service phone number for Aer Lingus Visa Signature® card?

The Aer Lingus Visa Signature® card customer service number is (877) 242-7372.

What is the support contact email for Aer Lingus Visa Signature® card?

The support contact email for Aer Lingus Visa Signature® card is customerdepartament@chase.com.

What is the Aer Lingus Visa Signature® card login page?

You can access the Aer Lingus Visa Signature® card login page here.

How do people rate the customer service and user experience of Aer Lingus Visa Signature® card?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does Aer Lingus Visa Signature® card report your account activity to credit bureaus?

Yes, Aer Lingus Visa Signature® card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Aer Lingus Visa Signature® card

  • Visit the Aer Lingus Visa Signature® card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 6:00pm
  • Saturday 9:00am - 1:00pm

Other Services by Chase Bank

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Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • Washington, DC
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Cash Advance Fee Minimum $10
Cash Advance Fee (%) Up to 5%
Minimum Cash Advance Fee ($) Starting at $10
Foreign Currency Transaction Fee 0%
No Foreign Transaction Fee
Annual Fee $95
Minimum Interest Charge $0
No Interest Grace Period for Late Payment 21 days
Returned Payment Fee Up to $40
Late Fee Amount Up to $40
Customer Type Personal
Minimum Age 18
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 660 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Identity Theft Protection
  • Auto Rental Collision Damage Waiver
  • Extended Warranty Protection
  • Purchase Protection
  • Fraud Liability
  • Free Credit Score
  • Travel Assistance
Bonus Offer Earn up to 100,000 Avios. Earn 75,000 Avios after you spend $5,000 on purchases within the first three months of account opening and earn an additional 25,000 Avios after you spend $20,000 in the first 12 months of account opening.
No Blackout Dates
Rewards Rates
  • Airfare
  • Hotels
  • Every Purchase
Signup Bonus (points) 75,000
Cash Advance APR (Variable APR) Starting at 29.24%
APR Type Variable APR
Balance Computation daily balance method (including new transactions).
Penalty APR (Variable APR) 29.99%
Purchase APR (Variable APR) 20.24% - 27.24%
(Verified 01/17/2023)
Balance Transfer APR (Variable APR) 20.24% - 27.24%
(Verified 01/17/2023)
Balance Transfer Fee Minimum $5
Balance Transfer Fee % 5%
Card Type
  • Rewards
  • Travel
  • Airline
  • Bonus Offers
Card Network Visa

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