Aer Lingus Visa Signature® card Review

Aer Lingus Visa Signature® card is a rewards credit card issued by Chase Bank. If you're wondering whether Aer Lingus Visa Signature® card is the right card for you, read on. This is everything you need to know to make a good choice.

Key takeaways:

• Generous reward rate. You will get a a rewards rate of up to 3 miles per dollar spent.
• Signup bonus. Offers a signup bonus of 50000 points after spending $3,000 within 3 months that can be redeemed for travel, gifts, or other perks.
• High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR that ranges from 17.49% up to 24.49%.
• 5% Balance transfer fee. Aer Lingus Visa Signature® card charges a fee of up to 5% on balance transfers. For example, a balance of $1,000 could cost up to $50 in transfer fees. The minimum fee is $5.
• Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, extended warranty protection on purchases, purchase protection, and fraud protection.
• Good or better credit required. You should probably try with another card if your credit score is below 670.

Aer Lingus Visa Signature® card Pros and Cons:

The Good

The Bad

Commercial Companion Ticket each year. ($30,000 purchases made required in a calendar year in order to receive it) Priority Boarding for you and any authorized users. Multiple credit card perks. Offers auto rental collision damage waiver. Extended warranty on purchases. Free access to your credit score. Cardholders can earn rewards on every purchase. Earn rewards on every purchase. Aer Lingus Visa Signature® card reports to multiple credit bureaus. Cardholders can earn rewards on their purchases.

In order to receive Commercial Companion Ticket, $30,000 purchase made a year on the card is required. Higher than average purchase APRs. Requires good to excellent credit. Charges an annual fee of $95 Charges a 5% balance transfer fee.

Is there a Aer Lingus Visa Signature® card cash back or rewards program?

Aer Lingus Visa Signature® card offers a rewards program to its customers.

Aer Lingus Visa Signature® card Rewards

Rewards rate (all purchases)	1%
Max rewards rate	3%
Annual rewards limit	N/A
Signup Bonus ($)	N/A
Signup Bonus (Points/Miles)	50000
Signup Bonus Spend Requirement	$3000
Signup Bonus Spend Period (months)	3 months

What are the Aer Lingus Visa Signature® card benefits?

Aer Lingus Visa Signature® card provides the following benefits:

• Free Credit Score
• Auto Rental Collision Damage Waiver
• Extended Warranty Protection
• Zero fraud liability
• No blackout dates when redeeming miles
• ID Theft Protection
• Reports to major credit bureaus

What are the relevant APRs for Aer Lingus Visa Signature® card?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Aer Lingus Visa Signature® card has higher than average purchase APRs.

Aer Lingus Visa Signature® card has a variable purchase APR that ranges from 17.49% up to 24.49%. The card has a variable balance transfer APR that ranges from 17.49% up to 24.49%. It also has a variable cash advance APR starting at 26.49% .

What are the Aer Lingus Visa Signature® card fees?

The following fees apply to Aer Lingus Visa Signature® card:

Aer Lingus Visa Signature® card Fees

Fees	Amount
Annual Fee	$95
Returned Payment Fee	up to $39
Late Payment Fee	up to $39

Does Aer Lingus Visa Signature® card report your account activity to credit bureaus?

Aer Lingus Visa Signature® card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

How to apply for Aer Lingus Visa Signature® card

• Visit the Aer Lingus Visa Signature® card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.
• If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.