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  Aer Lingus Visa Signature® card
Aer Lingus Visa Signature® card Claimed

Aer Lingus Visa Signature® card

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Highlights
Purchase APR 15.9% - 22.9%
Balance Transfer APR 15.9% - 22.9%
Credit Score Range 500 - 850
Annual Fee $95

Aer Lingus Visa Signature® card Review

This is a credit card issued by Chase Bank. If you're wondering whether Aer Lingus Visa Signature® card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • Generous reward rate. You will get a rewards rate of up to 5x.
  • Signup bonus. Offers a signup bonus of 50000 points after spending $3,000 within 3 months that can be redeemed for travel, gifts, or other perks.
  • Competitive APRs. Aer Lingus Visa Signature® card has a variable purchase APR that ranges from 15.9% up to 22.9%.
  • 5% Balance transfer fee. Aer Lingus Visa Signature® card charges a fee of 5% on balance transfers. For example, a balance of $1,000 could cost $50 in transfer fees. The minimum fee is $5.
  • No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
  • Multiple credit card benefits. Includes generous credit card perks, such as and fraud protection.
  • Poor credit accepted. This card will consider people who have bad credit. Even if you have poor credit, you may still have relatively good approval odds.
Pros & Cons of Aer Lingus Visa Signature® card
The Good The Bad
  • Commercial Companion Ticket each year. ($30,000 purchases made required in a calendar year in order to receive it)
  • Priority Boarding for you and any authorized users.
  • Potentially lower than average purchase APRs.
  • Multiple credit card perks.
  • Considers applicants with fair credit.
  • No foreign transaction fee.
  • Aer Lingus Visa Signature® card reports to multiple credit bureaus.
  • In order to receive Commercial Companion Ticket, $30,000 purchase made a year on the card is required.
  • Charges an annual fee of $95
  • Does not offer rewards or cash back.
  • You don't earn rewards on every purchase.
  • Charges a 5% balance transfer fee.
Aer Lingus Visa Signature® card FAQ

Does Aer Lingus Visa Signature® card have a cash back or rewards program?

No, it does not offer a rewards program.

What are the Aer Lingus Visa Signature® card benefits?

It provides the following benefits:

  • No blackout dates when redeeming miles
  • Reports to major credit bureaus

What are the relevant APRs for Aer Lingus Visa Signature® card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.

Aer Lingus Visa Signature® card has a variable purchase APR that ranges from 15.9% up to 22.9%. The card has a variable balance transfer APR that ranges from 15.9% up to 22.9%. It also has a variable cash advance APR starting at 24.9% .

Does Aer Lingus Visa Signature® card have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Aer Lingus Visa Signature® card have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Aer Lingus Visa Signature® card?

The following fees apply:

Aer Lingus Visa Signature® card Fees
Fees Amount
Annual Fee $95
Foreign Transaction Fee 0.0%
Returned Payment Fee up to $39
Late Payment Fee up to $39

Does Aer Lingus Visa Signature® card have a foreign transaction fee?

This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.

What is the support contact email for Aer Lingus Visa Signature® card?

The support contact email for Aer Lingus Visa Signature® card is customerdepartament@chase.com.

What is the Aer Lingus Visa Signature® card login page?

You can access the Aer Lingus Visa Signature® card login page here.

How do people rate the customer service and user experience of Aer Lingus Visa Signature® card?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does Aer Lingus Visa Signature® card report your account activity to credit bureaus?

Yes, Aer Lingus Visa Signature® card reports your account activity to the following credit reporting agencies:

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Aer Lingus Visa Signature® card

  • Visit the Aer Lingus Visa Signature® card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 6:00pm
  • Saturday 9:00am - 1:00pm

Other Services by Chase Bank

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Availability

  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

Foreign Currency Transaction Fee 0.0%
No Foreign Transaction Fee
Minimum Interest Charge $0
No Interest Grace Period for Late Payment 21 days
Cash Advance Fee Minimum $10
Cash Advance Fee (%) Up to 5%
Minimum Cash Advance Fee ($) Starting at $10
Annual Fee $95
Returned Payment Fee Up to $39
Late Fee Amount Up to $39
Minimum Age 18
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 500 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Identity Theft Protection
  • Auto Rental Collision Damage Waiver
  • Extended Warranty Protection
  • Purchase Protection
  • Fraud Liability
  • Free Credit Score
  • Travel Assistance
No Blackout Dates
Rewards Categories
  • Miles on
  • Miles on
  • Miles on
Signup Bonus (points) 50,000
Cash Advance APR Starting at 24.9%
Balance Computation daily balance method (including new transactions).
Purchase APR 15.9% - 22.9%
Balance Transfer APR 15.9% - 22.9%
Balance Transfer Fee Minimum $5
Balance Transfer Fee % 5%
Card Type
  • Rewards
  • Travel
  • Airline
  • Bonus Offers
Card Network Visa

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