Aer Lingus Visa Signature® card

Aer Lingus Visa Signature® card Review

This is a credit card issued by Chase Bank. If you're wondering whether Aer Lingus Visa Signature® card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

• Generous reward rate. You will get a rewards rate of up to 5x.
• Signup bonus. Offers a signup bonus of 50000 points after spending $3,000 within 3 months that can be redeemed for travel, gifts, or other perks.
• Competitive APRs. Aer Lingus Visa Signature® card has a variable purchase APR that ranges from 15.9% up to 22.9%.
• 5% Balance transfer fee. Aer Lingus Visa Signature® card charges a fee of 5% on balance transfers. For example, a balance of $1,000 could cost $50 in transfer fees. The minimum fee is $5.
• No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
• Multiple credit card benefits. Includes generous credit card perks, such as and fraud protection.
• Poor credit accepted. This card will consider people who have bad credit. Even if you have poor credit, you may still have relatively good approval odds.

The Good	The Bad
Commercial Companion Ticket each year. ($30,000 purchases made required in a calendar year in order to receive it) Priority Boarding for you and any authorized users. Potentially lower than average purchase APRs. Multiple credit card perks. Considers applicants with fair credit. No foreign transaction fee. Aer Lingus Visa Signature® card reports to multiple credit bureaus.	In order to receive Commercial Companion Ticket, $30,000 purchase made a year on the card is required. Charges an annual fee of $95 Does not offer rewards or cash back. You don't earn rewards on every purchase. Charges a 5% balance transfer fee.

Does Aer Lingus Visa Signature® card have a cash back or rewards program?

No, it does not offer a rewards program.

What are the Aer Lingus Visa Signature® card benefits?

It provides the following benefits:

• No blackout dates when redeeming miles
• Reports to major credit bureaus

What are the relevant APRs for Aer Lingus Visa Signature® card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.

Aer Lingus Visa Signature® card has a variable purchase APR that ranges from 15.9% up to 22.9%. The card has a variable balance transfer APR that ranges from 15.9% up to 22.9%. It also has a variable cash advance APR starting at 24.9% .

What are the fees for Aer Lingus Visa Signature® card?

The following fees apply:

Aer Lingus Visa Signature® card Fees

Fees	Amount
Annual Fee	$95
Foreign Transaction Fee	0.0%
Returned Payment Fee	up to $39
Late Payment Fee	up to $39

Does Aer Lingus Visa Signature® card report your account activity to credit bureaus?

Yes, Aer Lingus Visa Signature® card reports your account activity to the following credit reporting agencies:

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Aer Lingus Visa Signature® card

• Visit the Aer Lingus Visa Signature® card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.