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  Citi ThankYou Preferred Card for College Students

Out of Business

Citi ThankYou Preferred Card for College Students

in Personal Credit Cards from Citibank

Out of Business

Citi ThankYou Preferred Card for College Students

in Personal Credit Cards from Citibank

Net Recommendation Score +100

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +100, equating to 5 on a 5 point rating scale.

+100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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Highlights
Community Rating

Rating not yet determined  

Purchase APR  (Variable APR) 14.49% - 24.49%
Balance Transfer APR  (Variable APR) 14.49% - 24.49%
Credit Score Range 650 - 850
Annual Fee $0

Citi ThankYou Preferred Card for College Students Review

Citi ThankYou Preferred Card for College Students is no longer available to new customers on SuperMoney.

Click here to compare Personal Credit Cards and quickly find the best options for your needs.

This is a rewards credit card issued by Citibank. If you're wondering whether Citi ThankYou Preferred student card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases.
  • Competitive APRs. Citi ThankYou Preferred Card for College Students has a variable purchase APR that ranges from 14.49% up to 24.49%.
  • No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
  • Fair or better credit required. You will have good approval oods if your credit score is above650.
Pros & Cons of Citi ThankYou Preferred student card
The Good The Bad
  • Lower than average purchase APRs.
  • 0% APR on new purchases .
  • No annual fee.
  • Cardholders can earn rewards on purchases everywhere Citi ThankYou Preferred Card for College Students is accepted.
  • Does not offer a signup bonus.
  • Charges a foreign transaction fee of 3%.
  • Does not report to credit bureaus.
  • Does not include many credit card benefits.
Citi ThankYou Preferred student card FAQ

Does Citi ThankYou Preferred student card have a cash back or rewards program?

Citi ThankYou Preferred student card is a rewards card.

Citi ThankYou Preferred student card Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A

Does Citi ThankYou Preferred student card have a signup bonus?

This card doesn't offer a cash signup bonus.

Does Citi ThankYou Preferred student card offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the relevant APRs for Citi ThankYou Preferred student card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has lower than average regular APRs.

It has a variable purchase APR that ranges from 14.49% up to 24.49%. The card has a variable balance transfer APR that ranges from 14.49% up to 24.49%. Note that late payments are subject to an APR of 29.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Does Citi ThankYou Preferred student card have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Citi ThankYou Preferred student card have an intro APR offer on new purchases?

Citi ThankYou Preferred Card for College Students Purchase Intro Offer
Description
Introductory Rate 0%

This card does offer an intro APR rate of 0% on qualified purchases

What are the fees for Citi ThankYou Preferred student card?

The following fees apply:

  • There is no overlimit fee
Citi ThankYou Preferred student card Fees
Fees Amount
Annual Fee $0
Overlimit Fee $0
Foreign Transaction Fee 3%
Late Payment Fee $35

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.

Does Citi ThankYou Preferred student card have a foreign transaction fee?

Citi ThankYou Preferred student card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.

What is the customer service phone number for Citi ThankYou Preferred student card?

The Citi ThankYou Preferred student card customer service number is .

How do people rate the customer service and user experience of Citi ThankYou Preferred student card?

Overall, Citi ThankYou Preferred student card is strongly recommended based on community reviews that rate customer service and user experience.

How to apply for Citi ThankYou Preferred student card

  • Visit the Citi ThankYou Preferred student card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Every Purchase (Points) 2 points per $1 spent
No Annual Fee
Annual Fee $0
Over-Limit Fee $0
No Interest Grace Period for Late Payment 23 days
Foreign Currency Transaction Fee 3%
Minimum Interest Charge $0.50
Returned Payment Fee Starting at $35
Late Fee Amount $35
Customer Type Student
Minimum Age 18
Credit Score Range 650 - 850
Rewards Categories
  • Every Purchase
  • Restaurants
Penalty APR (Variable APR) 29.99%
Purchase APR (Variable APR) 14.49% - 24.49%
Balance Transfer APR (Variable APR) 14.49% - 24.49%
Card Type
  • Balance Transfer
  • Rewards
  • Zero Percent
Card Network
  • Mastercard
  • Visa

Citi ThankYou Preferred Card for College Students Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +100, equating to 5 on a 5 point rating scale.

+100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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