Last Updated: 05/14/2026
SuperMoney User Recommendation Score +50
Strongly recommended6 total votes
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Highlights
Community Rating
Strongly recommended
Purchase APR (Variable APR)
15.99% - 23.99%(Verified 06/21/2024)
Disclaimer popup with additional information
Balance Transfer APR (Variable APR)
15.99% - 23.99%(Verified 06/21/2024)
Disclaimer popup with additional information
Credit Score Range
650 - 850
Annual Fee
$0
Number of Reviews
US Bank SkyBlue SKYPASS Visa Credit Card Review
This is a travel card issued by U.S. Bank. If you're wondering whether US Bank SkyBlue SKYPASS Visa Credit Card is the right card for you, read on.
Key Takeaways
- Welcome offer. Offers a signup bonus of 5000 points that can be redeemed for travel, gifts, or other perks.
- APRs: US Bank SkyBlue SKYPASS Visa Credit Card has a variable regular purchase APR that ranges from 15.99% up to 23.99%.
- No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases , but you don't have to pay an annual fee for the privilege.
- A 3% balance transfer fee. US Bank SkyBlue SKYPASS Visa Credit Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $5.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 3% every time you make a transaction outside the U.S.
- Accepts cosigners. U.S. Bank is one of the few credit card issuers that allows applicants to include a cosigner. Adding a cosigner can really improve your approval chances if your credit is not great.
- Multiple credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, identity theft protection, travel accident insurance, and fraud protection.
- Fair or better credit required. You will have good approval odds if you have a fair credit score or better.
Pros & Cons of US Bank SkyBlue SKYPASS Visa Credit Card
| The Good | The Bad |
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US Bank SkyBlue SKYPASS Visa Credit Card FAQ
Does US Bank SkyBlue SKYPASS Visa Credit Card have a cash back or rewards program?
US Bank SkyBlue SKYPASS Visa Credit Card is a travel rewards card.
| Description |
Does US Bank SkyBlue SKYPASS Visa Credit Card have a signup bonus?
This card doesn't offer a cash signup bonus. However, it does include a 5000 points signup bonus that can be redeemed for travel, gifts, or other perks.Does US Bank SkyBlue SKYPASS Visa Credit Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the US Bank SkyBlue SKYPASS Visa Credit Card benefits?
US Bank SkyBlue SKYPASS Visa Credit Card provides the following benefits:
- Auto Rental Collision Damage Waiver
- Zero fraud liability
- Travel Accident Insurance
- Reports to major credit bureaus
What are the relevant APRs for US Bank SkyBlue SKYPASS Visa Credit Card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.US Bank SkyBlue SKYPASS Visa Credit Card has a variable purchase APR that ranges from 15.99% up to 23.99%. The card has a variable balance transfer APR that ranges from 15.99% up to 23.99%. It also has a variable cash advance APR of 25.99% .
The good news is this card does not charge a penalty APR if you are late on a payment.
Does US Bank SkyBlue SKYPASS Visa Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does US Bank SkyBlue SKYPASS Visa Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for US Bank SkyBlue SKYPASS Visa Credit Card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Up to $40 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 3% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| No Annual Fee? | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $40 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Cash Advance Fee ($) | Starting at $10 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | Up to 5% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
Does US Bank SkyBlue SKYPASS Visa Credit Card have a foreign transaction fee?
US Bank SkyBlue SKYPASS Visa Credit Card charges a foreign transaction fee of up to 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for US Bank SkyBlue SKYPASS Visa Credit Card?
The customer service number for US Bank SkyBlue SKYPASS Visa Credit Card is (800) 872-2657.
What is the support contact email for US Bank SkyBlue SKYPASS Visa Credit Card?
The support contact email for US Bank SkyBlue SKYPASS Visa Credit Card is customer.support@usbank.com.
How do people rate the customer service and user experience of US Bank SkyBlue SKYPASS Visa Credit Card?
Overall, US Bank SkyBlue SKYPASS Visa Credit Card is strongly recommended based on community reviews that rate customer service and user experience.
Does US Bank SkyBlue SKYPASS Visa Credit Card report your account activity to credit bureaus?
Yes, US Bank SkyBlue SKYPASS Visa Credit Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does U.S. Bank perform a hard credit pull?
Yes, US Bank SkyBlue SKYPASS Visa Credit Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for US Bank SkyBlue SKYPASS Visa Credit Card
- Visit the website of US Bank SkyBlue SKYPASS Visa Credit Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
8:30AM - 5:30PM
Tuesday
8:30AM - 5:30PM
Wednesday
8:30AM - 5:30PM
Thursday
8:30AM - 5:30PM
Friday
8:30AM - 5:30PM
Saturday
Closed
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Other Credit Cards from U.S. Bank
Purchase APR
16.74% - 26.74%
Disclaimer popup with additional information
Balance Transfer APR
13.99% - 23.99%
Disclaimer popup with additional information
Credit Score Range
700 - 850
300
850
Annual Fee
$0
Rating not yet determined
Purchase APR
14.99% - 22.99%
Disclaimer popup with additional information
Balance Transfer APR
N/A
Credit Score Range
700 - 850
300
850
Annual Fee
$50
Rating not yet determined
Purchase APR
15.99% - 22.99%
Disclaimer popup with additional information
Balance Transfer APR
15.99% - 22.99%
Disclaimer popup with additional information
Credit Score Range
650 - 850
300
850
Annual Fee
$75
Rating not yet determined
Purchase APR
16.74% - 26.74%
Disclaimer popup with additional information
Balance Transfer APR
14.49% - 24.49%
Disclaimer popup with additional information
Credit Score Range
650 - 850
300
850
Annual Fee
$85
Rating not yet determined
Purchase APR
16.74% - 26.74%
Disclaimer popup with additional information
Balance Transfer APR
13.99% - 23.99%
Disclaimer popup with additional information
Credit Score Range
700 - 850
300
850
Annual Fee
$0
Rating not yet determined
Purchase APR
18.24% - 26.24%
Disclaimer popup with additional information
Balance Transfer APR
18.24% - 26.24%
Disclaimer popup with additional information
Credit Score Range
650 - 850
300
850
Annual Fee
$450
Rating not yet determined
Purchase APR
14.49% - 24.49%
Disclaimer popup with additional information
Balance Transfer APR
14.49% - 24.49%
Disclaimer popup with additional information
Credit Score Range
700 - 850
300
850
Annual Fee
$80
Rating not yet determined
Purchase APR
18.24% - 26.24%
Disclaimer popup with additional information
Balance Transfer APR
18.24% - 26.24%
Disclaimer popup with additional information
Credit Score Range
720 - 850
300
850
Annual Fee
$0 - $95
Rating not yet determined
Purchase APR
17.24% - 26.24%
Disclaimer popup with additional information
Balance Transfer APR
17.24% - 26.24%
Disclaimer popup with additional information
Credit Score Range
Starting at 720
Annual Fee
$0
Rating not yet determined
Purchase APR
19.49% - 29.49%
Disclaimer popup with additional information
Balance Transfer APR
19.49% - 29.49%
Disclaimer popup with additional information
Credit Score Range
670 - 850
300
850
Annual Fee
$0 - $95
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Learn MoreSuperMoney Net Recommendation Score
SuperMoney users strongly recommend this product, giving it a user recommendation score of +50, or 4 on a 5-point rating scale.
+50
-1000+100
No one recommends
Everyone recommends
US Bank SkyBlue SKYPASS Visa Credit Card Community Reviews
Would you recommend US Bank SkyBlue SKYPASS Visa Credit Card to your friends?
Muhammad A.
Jan 4, 2022
May or may not recommend
SkyBlue Visa Credit Card from US Bank is a fantastic card to have.
LB
Leonard B.
Nov 10, 2021
May or may not recommend
I'm unsure because of the small credit window. The APR is semi-ok and its good to see that there is no annual fee.
Ossiana T.
Oct 13, 2021
May or may not recommend
I've seen friend after friend sign up for this, get shafted with high rates, and also deal with terrible customer service. Reward points are hard to use, too.
VH
Victoria H.
Aug 20, 2021
May or may not recommend
For me, Customer service is the thing that I most focus on because every person should be looking into what suits their needs for the financial side. When I got this card, I was pretty average in the credit rating so I got a middle ground interest rate. Which again isn't really something that bothers me. For me I like giving my money to people who actually can take care ...Show More
JS
Joe S.
Nov 13, 2020
May or may not recommend
I applied for this credit card since I frequently fly Delta and Korean Air is part of the SkyTeam Alliance. Since it has a $0 annual fee and my family frequently travels through South Korea, I figured I might as well use it for the miles. SkyTeam mileage have a 1:1 ratio for transfer across various airlines.
MB
Marshall B.
Sep 22, 2020
May or may not recommend
This is a good card to have. You build up airlines quick. Its a good Airline card to have.
Showing 6 of 6 reviews
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