US Bank FlexPerks Select Rewards Visa Card is no longer available to new customers on SuperMoney. Click here to compare and quickly find the best options for your needs.
Last Updated: 05/14/2026
Not Currently Available
US Bank FlexPerks Select Rewards Visa Card
Claimed
from U.S. Bank
Last Updated: 05/14/2026
SuperMoney User Recommendation Score -40
Mostly not recommended5 total votes
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Highlights
Community Rating
Mostly not recommended
Purchase APR (Variable APR)
Starting at 13.99%(Verified 06/21/2024)
Disclaimer popup with additional information
Balance Transfer APR (Variable APR)
Starting at 13.99%(Verified 06/21/2024)
Disclaimer popup with additional information
Credit Score Range
700 - 850
Annual Fee
$0
Number of Reviews
US Bank FlexPerks Select Rewards Visa Card Review
US Bank FlexPerks Select Rewards Visa Card is no longer available to new customers on SuperMoney. Click here to compare and quickly find the best options for your needs. |
This is a rewards card issued by U.S. Bank. If you're wondering whether US Bank FlexPerks Select Rewards Visa Card is the right card for you, read on.
Key Takeaways
- No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases , but you don't have to pay an annual fee for the privilege.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 3% every time you make a transaction outside the U.S.
- Good or excellent credit required. You will have low approval odds if your credit score is below good.
Pros & Cons of US Bank FlexPerks Select Rewards Visa Card
| The Good | The Bad |
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US Bank FlexPerks Select Rewards Visa Card FAQ
Does US Bank FlexPerks Select Rewards Visa Card have a cash back or rewards program?
US Bank FlexPerks Select Rewards Visa Card is a rewards card.
| Description |
Does US Bank FlexPerks Select Rewards Visa Card have a signup bonus?
This card doesn't offer a cash signup bonus.Does US Bank FlexPerks Select Rewards Visa Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the relevant APRs for US Bank FlexPerks Select Rewards Visa Card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.US Bank FlexPerks Select Rewards Visa Card has a variable purchase APR starting at 13.99%. The card has a variable balance transfer APR starting at 13.99% .
Does US Bank FlexPerks Select Rewards Visa Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does US Bank FlexPerks Select Rewards Visa Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for US Bank FlexPerks Select Rewards Visa Card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | $35 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 3% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| No Annual Fee? | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | $38 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
There is a late fee of up to $38 . Does US Bank FlexPerks Select Rewards Visa Card have a foreign transaction fee?
US Bank FlexPerks Select Rewards Visa Card charges a foreign transaction fee of up to 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for US Bank FlexPerks Select Rewards Visa Card?
The customer service number for US Bank FlexPerks Select Rewards Visa Card is (800) 872-2657.
What is the support contact email for US Bank FlexPerks Select Rewards Visa Card?
The support contact email for US Bank FlexPerks Select Rewards Visa Card is customer.support@usbank.com.
How do people rate the customer service and user experience of US Bank FlexPerks Select Rewards Visa Card?
Overall, US Bank FlexPerks Select Rewards Visa Card is mostly not recommended based on community reviews that rate customer service and user experience.
Does U.S. Bank perform a hard credit pull?
Yes, US Bank FlexPerks Select Rewards Visa Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for US Bank FlexPerks Select Rewards Visa Card
- Visit the website of US Bank FlexPerks Select Rewards Visa Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
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Other Credit Cards from U.S. Bank
Purchase APR
16.74% - 26.74%
Disclaimer popup with additional information
Balance Transfer APR
13.99% - 23.99%
Disclaimer popup with additional information
Credit Score Range
700 - 850
300
850
Annual Fee
$0
Purchase APR
15.99% - 23.99%
Disclaimer popup with additional information
Balance Transfer APR
15.99% - 23.99%
Disclaimer popup with additional information
Credit Score Range
650 - 850
300
850
Annual Fee
$0
Rating not yet determined
Purchase APR
14.99% - 22.99%
Disclaimer popup with additional information
Balance Transfer APR
N/A
Credit Score Range
700 - 850
300
850
Annual Fee
$50
Rating not yet determined
Purchase APR
15.99% - 22.99%
Disclaimer popup with additional information
Balance Transfer APR
15.99% - 22.99%
Disclaimer popup with additional information
Credit Score Range
650 - 850
300
850
Annual Fee
$75
Rating not yet determined
Purchase APR
16.74% - 26.74%
Disclaimer popup with additional information
Balance Transfer APR
14.49% - 24.49%
Disclaimer popup with additional information
Credit Score Range
650 - 850
300
850
Annual Fee
$85
Rating not yet determined
Purchase APR
16.74% - 26.74%
Disclaimer popup with additional information
Balance Transfer APR
13.99% - 23.99%
Disclaimer popup with additional information
Credit Score Range
700 - 850
300
850
Annual Fee
$0
Rating not yet determined
Purchase APR
18.24% - 26.24%
Disclaimer popup with additional information
Balance Transfer APR
18.24% - 26.24%
Disclaimer popup with additional information
Credit Score Range
650 - 850
300
850
Annual Fee
$450
Rating not yet determined
Purchase APR
14.49% - 24.49%
Disclaimer popup with additional information
Balance Transfer APR
14.49% - 24.49%
Disclaimer popup with additional information
Credit Score Range
700 - 850
300
850
Annual Fee
$80
Rating not yet determined
Purchase APR
18.24% - 26.24%
Disclaimer popup with additional information
Balance Transfer APR
18.24% - 26.24%
Disclaimer popup with additional information
Credit Score Range
720 - 850
300
850
Annual Fee
$0 - $95
Rating not yet determined
Purchase APR
17.24% - 26.24%
Disclaimer popup with additional information
Balance Transfer APR
17.24% - 26.24%
Disclaimer popup with additional information
Credit Score Range
Starting at 720
Annual Fee
$0
SuperMoney Net Recommendation Score
SuperMoney users mostly don't recommend this product, giving it a user recommendation score of -40, or 2.2 on a 5-point rating scale.
-40
-1000+100
No one recommends
Everyone recommends
US Bank FlexPerks Select Rewards Visa Card Community Reviews
Would you recommend US Bank FlexPerks Select Rewards Visa Card to your friends?
U
Anonymous
Feb 17, 2024
May or may not recommend
While I still like the flexibility for travel purchases, I do have a problem with the double points for Charity donations. While it is a good thing for those donations they double, it seems they are very limited on what they consider to be a Charity!!!! Certain Churches seem to be excluded though others are included!!! Certainly, if the Federal and State Governments consider a Church to be a Charity ...Show More
CL
Christine L.
Apr 3, 2019
May or may not recommend
Added an arbitrary limit to transfers of points between household accounts of 20k a year. This prevents us from consolidating our family points effectively to use them for trips.
U
Anonymous
May 22, 2015
May or may not recommend
You can use this card to travel on 150 airlines and there aren't any blackout dates. There also aren't any foreign transaction fees. That makes this my go-to card for travel. I also really like how there is no annual fee. I don't like things cutting into my travel budget. :)
U
Anonymous
May 22, 2015
May or may not recommend
While you can get a lot of points when you first get this card--20,000 what they call flex points, you can't get them unless you spend $3500 on the card in the first four months. I'm on a tight budget, so thta was hard to do, but I did it. Now I am waiting on my points so that I can use them for a flight.
U
Anonymous
May 22, 2015
May or may not recommend
Nice travel card. There are no blackout dates, and that is huge, as you will know if you are a traveler! I also like how you get up to $25 extra to spend on things like luggage when you redeem your points for a ticket. I can't wait to go on my trip this coming summer!
Showing 5 of 5 reviews
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