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  Zions Bank® AmaZing Rewards® Credit Card

Zions Bank® AmaZing Rewards® Credit Card

in Personal Credit Cards from Zions Bancorporation

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Zions Bank® AmaZing Rewards® Credit Card

Unaffiliated

in Personal Credit Cards from Zions Bancorporation

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Highlights
Highlights
Annual Fee $0
Purchase APR  (Variable APR) 13.24% - 20.24%
Balance Transfer APR  (Variable APR) 13.24% - 20.24%
Credit Score Range N/A

Zions Bank® AmaZing Rewards® Credit Card Review

Zions Bank® AmaZing Rewards® Credit Card is a cashback credit card issued by Zions Bancorporation. 

If you're wondering whether Zions Bank® AmaZing Rewards® Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.
Pros & Cons of Zions Bank® AmaZing Rewards® Credit Card
The Good The Bad
  • Lower than average purchase APRs.
  • No annual fee.
  • Has an introductory APR rate on balance transfers of 0%.
  • Multiple credit card perks.
  • Cardholders can earn rewards on their purchases.
  • Offers auto rental collision damage waiver.
  • Travel Accident Insurance.
  • Travel Assistance.
  • Does not offer a signup bonus.
  • You don't earn rewards on every purchase.
  • Does not report to credit bureaus.
  • Is there a Zions Bank® AmaZing Rewards® Credit Card cash back or rewards program?

    Zions Bank® AmaZing Rewards® Credit Card is a cashback card. This means you earn a percentage of your purchase as a cash reward.

    Zions Bank® AmaZing Rewards® Credit Card Rewards
    Rewards rate (all purchases) N/A
    Max rewards rate 25%
    Annual rewards limit N/A
    Signup Bonus ($) N/A

    Does Zions Bank® AmaZing Rewards® Credit Card have a signup bonus?

    Zions Bank® AmaZing Rewards® Credit Card doesn't offer a cash signup bonus.

    Does Zions Bank® AmaZing Rewards® Credit Card offer an annual loyalty bonus?

    Zions Bank® AmaZing Rewards® Credit Card doesn't offer a cash loyalty bonus.

    What are the Zions Bank® AmaZing Rewards® Credit Card benefits?

    Zions Bank® AmaZing Rewards® Credit Card provides the following benefits:

    • Auto Rental Collision Damage Waiver
    • Zero fraud liability
    • Travel Accident Insurance
    • Travel Assistance

    What are the relevant APRs for Zions Bank® AmaZing Rewards® Credit Card?

    According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Zions Bank® AmaZing Rewards® Credit Card has lower than average purchase APRs.

    Zions Bank® AmaZing Rewards® Credit Card has a variable purchase APR that ranges from 13.24% up to 20.24%. The card has a variable balance transfer APR that ranges from 13.24% up to 20.24%.

    Does Zions Bank® AmaZing Rewards® Credit Card have an introductory APR offer?

    Yes, Zions Bank® AmaZing Rewards® Credit Card offers an introductory APR rate on balance transfers of 0% for a period of up to 12 months.

    This card does offer an introductory APR rate of 0% on qualified purchases for a period of up to 6 months.

    Zions Bank® AmaZing Rewards® Credit Card Balance Transfers
    Description
    Balance Transfer APR 13.24% - 20.24%
    Introductory Rate 0%
    Intro APR period (months) 12
    Zions Bank® AmaZing Rewards® Credit Card Rates & Terms
    Description
    Balance Computation N/A
    Purchase APR 13.24% - 20.24%
    Credit Limit N/A
    Penalty APR N/A
    Cash Advance APR N/A
    Security Deposit N/A
    Introductory Rate 0%
    Intro APR period (months) 6

    What are the Zions Bank® AmaZing Rewards® Credit Card fees?

    The following fees apply to Zions Bank® AmaZing Rewards® Credit Card:

    Zions Bank® AmaZing Rewards® Credit Card Fees
    Fees Amount
    Annual Fee $0

    How to apply for Zions Bank® AmaZing Rewards® Credit Card

    • Visit the Zions Bank® AmaZing Rewards® Credit Card website.
    • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
    • Check the information is accurate and submit your application.
    • If you're denied click here to find out why your application may have been rejected and what you can do about it.

    If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

    SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Contact

    Hours of Operation

    • Sunday Closed
    • Monday 9:00am - 6:00am
    • Tuesday 9:00am - 6:00am
    • Wednesday 9:00am - 6:00am
    • Thursday 9:00am - 6:00am
    • Friday 9:00am - 6:00am
    • Saturday 10:00am - 2:00pm

    Other Services by Zions Bancorporation

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    Availability

    Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
      Available in 3 states
    • Idaho
    • Utah
    • Wyoming

    Feature Breakdown

    Annual Fee $0
    No Annual Fee  
    Minimum Age 21
    Car Rental Insurance  
    Credit Card Benefits
    • Auto Rental Collision Damage Waiver
    • Fraud Liability
    • Travel Accident Insurance
    • Travel Assistance
    Extended Warranty  
    Fraud Liability  
    Travel Insurance  
    Bonus Rewards A cardholder may earn an annual reward bonus ranging from 0% up to 25% of the total reward points/cash back they have earned on non-promotional offers within the calendar year. This annual bonus is not 0-25% of annual spend on the card; but rather it is 0-25% of the total reward points/cash back that the cardholder has earned throughout the year. This annual bonus is in addition to the 1% reward points/cash back that a cardholder earns on every purchase. The percentage amount of the annual bonus is determined by which tier the cardholder’s annual net spend falls into. Tier 1 - $0 - $4,999 = 0%, Tier 2 - $5,000 - $9,999 = 5%, Tier 3 - $10,000 - $14,999 = 10%, Tier 4 - $15,000 - $19,999 = 15%, Tier 5 - $20,000 - 24,999 = 20%, Tier 6 - $25,000+ = 25%.
    Purchase APR (Variable APR) 13.24% - 20.24%
    Introductory Rate 0%
    Balance Transfer APR (Variable APR) 13.24% - 20.24%
    Intro APR period 12
    Introductory Rate 0%

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