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  Zions Bank® AmaZing Rewards® Credit Card

Zions Bank® AmaZing Rewards® Credit Card

in Personal Credit Cards from Zions Bancorporation

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Zions Bank® AmaZing Rewards® Credit Card

Unaffiliated

in Personal Credit Cards from Zions Bancorporation

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Highlights
Purchase APR  (Variable APR) 13.24% - 20.24%
Balance Transfer APR  (Variable APR) 13.24% - 20.24%
Credit Score Range N/A
Annual Fee $0

Zions Bank® AmaZing Rewards® Credit Card Review

This is a cashback credit card issued by Zions Bancorporation. If you're wondering whether Zions Bank® AmaZing Rewards® Credit Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • Generous reward rate. You will get a rewards rate of up to 25x.
  • 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 12 months, which is the average period for 0% APR balance transfer cards.
  • 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 6 months.
  • Competitive APRs. Zions Bank® AmaZing Rewards® Credit Card has a variable purchase APR that ranges from 13.24% up to 20.24%.
  • No annual fee*. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your purchases, but you don't have to pay an annual fee for the privilege.
  • Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, extended warranty protection on purchases, travel accident insurance, travel assistance, and fraud protection.
Pros & Cons of Zions Bank® AmaZing Rewards® Credit Card
The Good The Bad
  • Lower than average purchase APRs.
  • 0% APR balance transfer intro rate on balance transfers for up to 12 months.
  • No balance transfer fee.
  • 0% APR on new purchases during the first 6 months.
  • No annual fee.
  • Multiple credit card perks.
  • Offers auto rental collision damage waiver.
  • Extended warranty on purchases.
  • Travel accident and travel assistance insurance.
  • Cardholders can earn rewards on their purchases.
  • Does not offer a signup bonus.
  • You don't earn rewards on every purchase.
  • Does not report to credit bureaus.
Zions Bank® AmaZing Rewards® Credit Card FAQ

Does Zions Bank® AmaZing Rewards® Credit Card have a cash back or rewards program?

This is a cashback card. This means you earn a percentage of your purchases as cash back rewards.

Zions Bank® AmaZing Rewards® Credit Card Rewards
Rewards rate (all purchases) N/A
Max rewards rate 25x
Annual rewards limit N/A

Does Zions Bank® AmaZing Rewards® Credit Card have a signup bonus?

This card doesn't offer a cash signup bonus.

Does Zions Bank® AmaZing Rewards® Credit Card offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the Zions Bank® AmaZing Rewards® Credit Card benefits?

It provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Extended Warranty Protection
  • Zero fraud liability
  • Travel Accident Insurance
  • Travel Assistance

What are the relevant APRs for Zions Bank® AmaZing Rewards® Credit Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has lower than average regular APRs.

It has a variable purchase APR that ranges from 13.24% up to 20.24%. The card has a variable balance transfer APR that ranges from 13.24% up to 20.24%.

Does Zions Bank® AmaZing Rewards® Credit Card have an intro APR offer on balance transfers?

Yes, it offers an intro APR rate on balance transfers of 0% for a period of up to 12 months.

Zions Bank® AmaZing Rewards® Credit Card Balance Transfers
Description
Balance Transfer Introductory APR 0%
Balance Transfer Intro APR Period 12 months
Balance Transfer APR 13.24% - 20.24%

Does Zions Bank® AmaZing Rewards® Credit Card have an intro APR offer on new purchases?

Zions Bank® AmaZing Rewards® Credit Card Purchase Intro Offer
Description
Introductory Rate 0%
Purchase Intro APR Period 6 months

This card does offer an intro APR rate of 0% on qualified purchases for a period of up to 6 months.

What are the fees for Zions Bank® AmaZing Rewards® Credit Card?

The following fees apply:

Zions Bank® AmaZing Rewards® Credit Card Fees
Fees Amount
Annual Fee $0

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.

What is the customer service phone number for Zions Bank® AmaZing Rewards® Credit Card?

The Zions Bank® AmaZing Rewards® Credit Card customer service number is (888) 307-3411.

What is the support contact email for Zions Bank® AmaZing Rewards® Credit Card?

The support contact email for Zions Bank® AmaZing Rewards® Credit Card is james.abbott@zionsbancorp.com.

How to apply for Zions Bank® AmaZing Rewards® Credit Card

  • Visit the Zions Bank® AmaZing Rewards® Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Availability

  Available in 3 states
  • Idaho
  • Utah
  • Wyoming

Feature Breakdown

Introductory Rate 0%
Purchase Intro APR Period (Variable APR) 6 months
No Annual Fee
Annual Fee $0
Minimum Age 21
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Fraud Liability
  • Travel Accident Insurance
  • Travel Assistance
  • Extended Warranty Protection
Purchase APR (Variable APR) 13.24% - 20.24%
Balance Transfer Introductory APR (Variable APR) 0%
Balance Transfer Intro APR Period (Variable APR) 12 months
Balance Transfer APR (Variable APR) 13.24% - 20.24%
Card Type
  • Cashback
  • Rewards

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