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  Zions Bank® AmaZing Rewards® Credit Card

Zions Bank® AmaZing Rewards® Credit Card

in Personal Credit Cards from Zions Bancorporation

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Zions Bank® AmaZing Rewards® Credit Card

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in Personal Credit Cards from Zions Bancorporation

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Highlights
Highlights
Balance Transfer APR  (Variable APR) 13.24% - 20.24%
Credit Score Range N/A
Annual Fee $0
Purchase APR  (Variable APR) 13.24% - 20.24%

Zions Bank® AmaZing Rewards® Credit Card Review

Zions Bank® AmaZing Rewards® Credit Card is a cashback credit card issued by Zions Bancorporation. If you're wondering whether Zions Bank® AmaZing Rewards® Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

Key takeaways:

  • Generous reward rate. You will get a a rewards rate of up to 25x.
  • 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 12 months, which is the average period for 0% APR balance transfer cards.
  • 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 6 months.
  • Competitive APRs. Zions Bank® AmaZing Rewards® Credit Card has a variable purchase APR that ranges from 13.24% up to 20.24%.
  • No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
  • Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, travel accident insurance, travel assistance, and fraud protection.

Zions Bank® AmaZing Rewards® Credit Card Pros and Cons:

The Good The Bad
  • Lower than average purchase APRs.
  • 0% APR balance transfer intro rate on balance transfers for up to 12 months.
  • No balance transfer fee.
  • 0% APR on new purchases during the first 6 months.
  • No annual fee.
  • Multiple credit card perks.
  • Offers auto rental collision damage waiver.
  • Travel accident and travel assistance insurance.
  • Cardholders can earn rewards on their purchases.
  • Cardholders can earn rewards on their purchases.
  • Does not offer a signup bonus.
  • You don't earn rewards on every purchase.
  • Does not report to credit bureaus.

Is there a Zions Bank® AmaZing Rewards® Credit Card cash back or rewards program?

Zions Bank® AmaZing Rewards® Credit Card is a cashback card. This means you earn a percentage of your purchase as a cash reward.

Zions Bank® AmaZing Rewards® Credit Card Rewards
Rewards rate (all purchases) N/A
Max rewards rate 25%
Annual rewards limit N/A
Signup Bonus ($) N/A

Does Zions Bank® AmaZing Rewards® Credit Card have a signup bonus?

Zions Bank® AmaZing Rewards® Credit Card doesn't offer a cash signup bonus.

Does Zions Bank® AmaZing Rewards® Credit Card offer an annual loyalty bonus?

Zions Bank® AmaZing Rewards® Credit Card doesn't offer a cash loyalty bonus.

What are the Zions Bank® AmaZing Rewards® Credit Card benefits?

Zions Bank® AmaZing Rewards® Credit Card provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Zero fraud liability
  • Travel Accident Insurance
  • Travel Assistance

What are the relevant APRs for Zions Bank® AmaZing Rewards® Credit Card?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Zions Bank® AmaZing Rewards® Credit Card has lower than average purchase APRs.

Zions Bank® AmaZing Rewards® Credit Card has a variable purchase APR that ranges from 13.24% up to 20.24%. The card has a variable balance transfer APR that ranges from 13.24% up to 20.24%.

Does Zions Bank® AmaZing Rewards® Credit Card have an introductory APR offer on balance transfers?

Yes, Zions Bank® AmaZing Rewards® Credit Card offers an introductory APR rate on balance transfers of 0% for a period of up to 12 months.

Zions Bank® AmaZing Rewards® Credit Card Balance Transfers
Description
Balance Transfer APR 13.24% - 20.24%
Balance Transfer Introductory APR 0%
Balance Transfer Intro APR Period (months) 12
Balance Transfer Fee % N/A
Balance Transfer Fee Minimum N/A

Does Zions Bank® AmaZing Rewards® Credit Card have an introductory APR offer on new purchases?

This card does offer an introductory APR rate of 0% on qualified purchases for a period of up to 6 months.

Zions Bank® AmaZing Rewards® Credit Card Purchase Intro Offer
Description
Introductory Rate 0%
Purchase Intro APR Period (months) 6

What are the fees for Zions Bank® AmaZing Rewards® Credit Card?

The following fees apply to Zions Bank® AmaZing Rewards® Credit Card:

Zions Bank® AmaZing Rewards® Credit Card Fees
Fees Amount
Annual Fee $0

How to apply for Zions Bank® AmaZing Rewards® Credit Card

  • Visit the Zions Bank® AmaZing Rewards® Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 6:00am
  • Tuesday 9:00am - 6:00am
  • Wednesday 9:00am - 6:00am
  • Thursday 9:00am - 6:00am
  • Friday 9:00am - 6:00am
  • Saturday 10:00am - 2:00pm

Other Services by Zions Bancorporation

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Availability

  Available in 3 states
  • Idaho
  • Utah
  • Wyoming

Feature Breakdown

Introductory Rate 0%
Purchase Intro APR Period (Variable APR) 6 months
No Annual Fee  
Annual Fee $0
Minimum Age 21
Travel Insurance  
Fraud Liability  
Extended Warranty  
Car Rental Insurance  
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Fraud Liability
  • Travel Accident Insurance
  • Travel Assistance
Bonus Rewards A cardholder may earn an annual reward bonus ranging from 0% up to 25% of the total reward points/cash back they have earned on non-promotional offers within the calendar year. This annual bonus is not 0-25% of annual spend on the card; but rather it is 0-25% of the total reward points/cash back that the cardholder has earned throughout the year. This annual bonus is in addition to the 1% reward points/cash back that a cardholder earns on every purchase. The percentage amount of the annual bonus is determined by which tier the cardholder’s annual net spend falls into. Tier 1 - $0 - $4,999 = 0%, Tier 2 - $5,000 - $9,999 = 5%, Tier 3 - $10,000 - $14,999 = 10%, Tier 4 - $15,000 - $19,999 = 15%, Tier 5 - $20,000 - 24,999 = 20%, Tier 6 - $25,000+ = 25%.
Purchase APR (Variable APR) 13.24% - 20.24%
Balance Transfer Introductory APR (Variable APR) 0%
Balance Transfer Intro APR Period (Variable APR) 12 months
Balance Transfer APR (Variable APR) 13.24% - 20.24%

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Zions Bancorporation Personal Credit Cards

Product

Reviews

Balance Transfer APR

Credit Score Range

Annual Fee

Purchase APR

Zions Bank® AmaZing Cash® Credit Card
Balance Transfer APR 13.24% - 20.24%
(Variable APR)
    5% 29% Variable APR
Credit Score Range N/A Credit Score Range
Annual Fee N/A Annual Fee
Purchase APR 13.24% - 20.24%
(Variable APR)
    0% 36% Variable APR
Zions Bank® AmaZing Rate® Low Rate Credit Card
Balance Transfer APR N/A Balance Transfer APR
Credit Score Range N/A Credit Score Range
Annual Fee N/A Annual Fee
Purchase APR 11.24% - 17.24%
(Variable APR)
    0% 36% Variable APR
Zions Bank® Premier Card®

Zions Bank® Premier Card®

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Balance Transfer APR N/A Balance Transfer APR
Credit Score Range N/A Credit Score Range
Annual Fee $95 Annual Fee
Purchase APR 10.99% - 18.99%
(Variable APR)
    0% 36% Variable APR
Zions Bank® Elite Visa®

Zions Bank® Elite Visa®

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Balance Transfer APR N/A Balance Transfer APR
Credit Score Range N/A Credit Score Range
Annual Fee $195 Annual Fee
Purchase APR 10.99% - 18.99%
(Variable APR)
    0% 36% Variable APR
Zions Bank® Reserve Visa

Zions Bank® Reserve Visa

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Balance Transfer APR N/A Balance Transfer APR
Credit Score Range N/A Credit Score Range
Annual Fee $450 Annual Fee
Purchase APR 10.99% - 14.99%
(Variable APR)
    0% 36% Variable APR