Last Updated: 05/14/2026
SuperMoney User Recommendation Score +29
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Highlights
Community Rating
Purchase APR (Variable APR)
Balance Transfer APR (Variable APR)
Credit Score Range
Annual Fee
Number of Reviews
Kohl's Credit Card Review
Key Takeaways
- APR: This is not a great card for people who carry a balance. It has a variable regular purchase APR of 25.99%
- No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases , but you don't have to pay an annual fee for the privilege.
- Poor credit accepted. This card will consider people who have poor credit.
Pros & Cons of Kohl's Credit Card
| The Good | The Bad |
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Kohl's Credit Card FAQ
Does Kohl's Credit Card have a cash back or rewards program?
- Retail
| Description |
Does Kohl's Credit Card have a signup bonus?
This card doesn't offer a cash signup bonus.Does Kohl's Credit Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Kohl's Credit Card benefits?
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Kohl's Credit Card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has higher than average regular APRs.Does Kohl's Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers. Kohl's Credit Card does not offer balance transfers.Does Kohl's Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Kohl's Credit Card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Up to $40 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| No Annual Fee? | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $40 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What is the customer service phone number for Kohl's Credit Card?
What is the support contact email for Kohl's Credit Card?
How do people rate the customer service and user experience of Kohl's Credit Card?
Does Kohl's Credit Card report your account activity to credit bureaus?
- Equifax
- Experian
- TransUnion
Does Capital One perform a hard credit pull?
How to apply for Kohl's Credit Card
- Visit the website of Kohl's Credit Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
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Purchase APR
Balance Transfer APR
Credit Score Range
300
850
Annual Fee
Sponsored
Purchase APR
Balance Transfer APR
Credit Score Range
300
850
Annual Fee
Purchase APR
Balance Transfer APR
Credit Score Range
300
850
Annual Fee
Purchase APR
Balance Transfer APR
Credit Score Range
300
850
Annual Fee
Purchase APR
Balance Transfer APR
Credit Score Range
300
850
Annual Fee
Purchase APR
Balance Transfer APR
Credit Score Range
300
850
Annual Fee
Purchase APR
Balance Transfer APR
Credit Score Range
300
850
Annual Fee
Purchase APR
Balance Transfer APR
Credit Score Range
300
850
Annual Fee
Purchase APR
Balance Transfer APR
Credit Score Range
300
850
Annual Fee
Purchase APR
Balance Transfer APR
Credit Score Range
300
850
Annual Fee
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SuperMoney Net Recommendation Score
SuperMoney users mostly recommend this product, giving it a user recommendation score of +29, or 3.6 on a 5-point rating scale.
+29
Kohl's Credit Card Community Reviews
Would you recommend Kohl's Credit Card to your friends?
Jennifer B.
Feb 13, 2022
May or may not recommend
Fatima I.
Jan 21, 2022
May or may not recommend
Renee D.
Jan 5, 2022
May or may not recommend
Jl L.
Sep 23, 2021
May or may not recommend
Alissa D.
Oct 12, 2020
May or may not recommend
Jessica T.
Oct 11, 2020
May or may not recommend
Katherine H.
Oct 5, 2020
May or may not recommend
Showing 7 of 7 reviews
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