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Last Updated: 07/28/2025

Shell | Fuel Rewards® Mastercard®

from Citi®

Last Updated: 07/28/2025

Created by:

SuperMoney

Fact Checked by:

Andrew Latham

Rating not yet determined3 total votes

2 users recommend

1 users are unsure

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Highlights

Purchase APR (Variable APR)

Up to 28.49%(Verified 06/21/2024)

Balance Transfer APR (Variable APR)

N/A

Credit Score Range

700 - 850

Annual Fee

N/A

Shell | Fuel Rewards® Mastercard® Review

This is a store card issued by Citi®. If you're wondering whether Shell | Fuel Rewards® Mastercard® is the right card for you, read on.

Key Takeaways

Good or excellent credit required. You will have low approval odds if your credit score is below good.

Pros & Cons of Shell credit card

The Good

The Bad

Save 5 cents per gallon up to 20 gallons.
10% Shell rebates on your first $1,200 Shell non-fuel purchases (per year)
2% Shell Rebates on your first $10,000 Dining and Groceries purchases (per year)
1% Shell Rebates on other qualifying purchases
Shell | Fuel Rewards® Mastercard® reports to multiple credit bureaus.

High interest rates.
You need good credit to qualify.
N/A
Does not offer a signup bonus.
Does not offer rewards or cash back.
You don't earn rewards on every purchase.

Shell credit card FAQ

Does Shell credit card have a cash back or rewards program?

No, it does not offer a rewards program.

Shell credit card Rewards Breakdown

Description

How do people rate the customer service and user experience of Shell credit card?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does Shell | Fuel Rewards® Mastercard® report your account activity to credit bureaus?

Yes, Shell | Fuel Rewards® Mastercard® reports to the following credit bureaus:

Equifax
Experian
TransUnion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does Citi® perform a hard credit pull?

Yes, Shell credit card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.

Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

How to apply for Shell credit card

Visit the website of Shell credit card.
Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

388 Greenwich Street

New York, NY 10013

Visit Site

Email Support

Hours of Operation

Sunday

Closed

Monday

9:00AM - 5:00PM

Tuesday

9:00AM - 5:00PM

Wednesday

9:00AM - 5:00PM

Thursday

9:00AM - 5:00PM

Friday

9:00AM - 6:00PM

Saturday

10:00AM - 3:00PM

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SuperMoney Net Recommendation Score

Not enough SuperMoney users have reviewed this product to provide a recommendation score or rating.

+67

-1000+100

No one recommends

Everyone recommends

The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

Shell | Fuel Rewards® Mastercard® Community Reviews

Would you recommend Shell | Fuel Rewards® Mastercard® to your friends?

Brian L.

Jan 18, 2022

May or may not recommend

Shell charges 10 cents more per gallon than other gas stations, at least in my area, so you really aren't saving any money. I keep using it because the Shell station is closer to me than the other gas stations with the 10 cents cheaper price. You also have to be careful because some Shell stations charge you a higher price for the gas because you are using a credit ...Show More

Junius J.

Nov 25, 2020

May or may not recommend

I purchased shell reward fuel card and shell reward mastercard march/April and been calling shell reward customer service and can't get info about no rewards as promised jan 29. I set up auto pay for shell reward. No got two (2) 30 day payment deliquent on credit report and haven't got no rewards and didn''t know I had charges on Mc. This really hurt my ...Show More

Michael S.

Nov 11, 2020

May or may not recommend

Shell Fuel Rewards Master Card goes perfectly with Shell Fuel Rewards Program. At a discount of $5.00, the savings add up quickly. I would not choose another fuel nor another card.

Showing 3 of 3 reviews