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  USAA Classic American Express®

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USAA Classic American Express®

Not Currently Available

USAA Classic American Express®

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Highlights
Purchase APR  (Variable APR) N/A
Balance Transfer APR  (Variable APR) N/A
Credit Score Range 700 - 850
Annual Fee $35

USAA Classic American Express® Review

USAA Classic American Express® is no longer available to new customers on SuperMoney.

Click here to compare Credit Cards and quickly find the best options for your needs.

This is a rewards card issued by USAA. If you're wondering whether USAA Classic American Express® is the right card for you, read on.

Key Takeaways

  • No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
  • Good or better credit required. You will have low approval odds if your credit score is below 700.

Pros & Cons of USAA Classic American Express®

The Good The Bad
  • No foreign transaction fee.
  • Cardholders can earn rewards on their purchases.
  • You need good credit to qualify.
  • Charges an annual fee of $35
  • Does not offer a signup bonus.
  • You don't earn rewards on every purchase.
  • Does not report to credit bureaus.
  • Does not include many credit card benefits.

USAA Classic American Express® FAQ

Does USAA Classic American Express® have a cash back or rewards program?

USAA Classic American Express® is a rewards card.

USAA Classic American Express® Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A
Signup Bonus ($) N/A

Does USAA Classic American Express® have a signup bonus?

This card doesn't offer a cash signup bonus.

Does USAA Classic American Express® offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the relevant APRs for USAA Classic American Express®?

Does USAA Classic American Express® have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does USAA Classic American Express® have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for USAA Classic American Express®?

The following fees apply:

  • There is no overlimit fee
USAA Classic American Express® Fees
Fees Amount
Annual Fee $35
Overlimit Fee $0
Foreign Transaction Fee 0%
Returned Payment Fee $35
Late Payment Fee $35

Does USAA Classic American Express® have a foreign transaction fee?

This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.

What is the customer service phone number for USAA Classic American Express®?

The USAA Classic American Express® customer service number is (800) 531-8722.

What is the support contact email for USAA Classic American Express®?

The support contact email for USAA Classic American Express® is info@usaa.com.

How do people rate the customer service and user experience of USAA Classic American Express®?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

How to apply for USAA Classic American Express®

  • Visit the USAA Classic American Express® website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 7:00am - 9:00pm
  • Tuesday 7:00am - 9:00pm
  • Wednesday 7:00am - 9:00pm
  • Thursday 7:00am - 9:00pm
  • Friday 7:00am - 9:00pm
  • Saturday 8:30am - 5:00pm

Other Services by USAA

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Feature Breakdown

Foreign Currency Transaction Fee 0%
No Foreign Transaction Fee
Annual Fee $35
Minimum Interest Charge $0
Over-Limit Fee $0
No Interest Grace Period for Late Payment 25 days
Returned Payment Fee $35
Late Fee Amount $35
Customer Type Personal
Minimum Age 18
Military Status
  • Active Duty Military
  • Veterans
  • Military Dependent
Credit Score Range 700 - 850
Rewards Type Points
APR Type Variable APR
Card Type
  • Rewards
Card Network American Express

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