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Last Updated: 05/14/2026

Brand Source Credit Card

from CitiĀ®

Last Updated: 05/14/2026

Created by:

created by author logoSuperMoney

Fact Checked by:

fact checked by author logoAndrew Latham
Brand Source Credit Card logo
Strongly not recommended5 total votes
1 users recommend
4 users don't recommend

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Highlights

Community Rating

Strongly not recommended

Purchase APR (Variable APR)

29.99%(Verified 06/21/2024)
Disclaimer popup with additional information

Balance Transfer APR (Variable APR)

N/A

Credit Score Range

650 - 850

Annual Fee

$0

Number of Reviews

5

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Brand Source Credit Card Review

This is a store card issued by CitiĀ®. If you're wondering whether Brand Source Credit Card is the right card for you, read on.

Key Takeaways

  • APR: This is not a great card for people who carry a balance. It has a variable regular purchase APR of 29.99%
  • No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card , but you don't have to pay an annual fee for the privilege.
  • Fair or better credit required. You will have good approval odds if you have a fair credit score or better.

Pros & Cons of Brand Source Credit Card

Brand Source Credit Card FAQ

Does Brand Source Credit Card have a cash back or rewards program?

No, it does not offer a rewards program.

How do people rate the customer service and user experience of Brand Source Credit Card?

Overall, Brand Source Credit Card is strongly not recommended based on community reviews that rate customer service and user experience.

Does CitiĀ® perform a hard credit pull?

Yes, Brand Source Credit Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

How to apply for Brand Source Credit Card

  • Visit the website of Brand Source Credit Card.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

388 Greenwich Street
New York, NY 10013
Visit Site
Email Support

Hours of Operation

Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 6:00PM
Saturday
10:00AM - 3:00PM

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Credit Score Range

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Balance Transfer APR

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Page 1 of 4

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SuperMoney Net Recommendation Score

SuperMoney users don't recommend this product, giving it a user recommendation score of -60, or 1.8 on a 5-point rating scale.

-60

-1000+100
No one recommends
Everyone recommends
The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

Brand Source Credit Card Community Reviews

Would you recommend Brand Source Credit Card to your friends?

U

Anonymous

Oct 4, 2021

May or may not recommend

The payments were not recorded in a timely manner. Never use this company

JS

Jeffrey S.

May 15, 2021

May or may not recommend

We have only used it once, but it was very easy to use, and we have not had any issues with the card.

LD

Loretta D.

Feb 24, 2021

May or may not recommend

can not contact anyone for dispute interest charges. I was late on a few payments from covid sent to collections have been all caught up and the fees they are chagrining me every month is 50.00 a month for 700.00 balance.

GS

George S.

Aug 5, 2020

May or may not recommend

No, I wouldn't recommend the card. They claim they provided promotions and they hide the expiration date for the promotional purchase and they charge you hefty interest. A great deception and bad business practice

U

Anonymous

Nov 27, 2019

May or may not recommend

Despicable company! Do not under any circumstances apply for credit with this creditor. We applied for credit to purchase furniture and the furniture arrived damaged and incomplete. Then when we reported this to Citibank, out of their passive-aggressive nature, they requested our tax information for a small credit limit or they would close the account within 30 days of their letter. We immediately requested for our account to be closed ...Show More

Showing 5 of 5 reviews

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