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  US Bank FlexPerks Travel Rewards Visa Signature® Card

US Bank FlexPerks Travel Rewards Visa Signature® Card

in Personal Credit Cards from US Bank

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US Bank FlexPerks Travel Rewards Visa Signature® Card

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in Personal Credit Cards from US Bank

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Highlights
Highlights
Annual Fee $49
Purchase APR  (Variable APR) 15.49% - 25.49%
Balance Transfer APR  (Variable APR) 15.49% - 25.49%
Credit Score Range 700 - 850

US Bank FlexPerks Travel Rewards Visa Signature® Card Review

US Bank FlexPerks Travel Rewards Visa Signature® Card is a rewards credit card issued by US Bank. 

Good credit. This card is designed for people with good credit. The minimum credit score to apply is 700.

Accepts cosigners. US Bank is one of the few credit card issuers that allows applicants to include a cosigner, which improves the approval chances of people with not-so-great credit.

If you're wondering whether US Bank FlexPerks Travel Rewards Visa Signature® Card is the right card for you, read on. This is everything you need to know to make a good choice.

Is there a US Bank FlexPerks Travel Rewards Visa Signature® Card cash back or rewards program?

US Bank FlexPerks Travel Rewards Visa Signature® Card offers a rewards program to its customers.

This card features rewards for purchases in the following categories:

  • Airfare
  • Internet, Cable, Phone
  • Every Purchase
  • Gas
  • Groceries
  • Restaurants
  • Trains, Cruises, Other Travel
US Bank FlexPerks Travel Rewards Visa Signature® Card Rewards
Rewards rate (all purchases) 1%
Max rewards rate 3%
Annual rewards limit N/A
Signup Bonus ($) N/A
Signup Bonus (Points/Miles) 20000
Signup Bonus Spend Requirement $2000

Does US Bank FlexPerks Travel Rewards Visa Signature® Card have a signup bonus?

US Bank FlexPerks Travel Rewards Visa Signature® Card doesn't offer a cash signup bonus.

However, it does include a 20000 points signup bonus after spending $2000 that can be redeemed for travel, gifts, or other perks.

Does US Bank FlexPerks Travel Rewards Visa Signature® Card offer an annual loyalty bonus?

US Bank FlexPerks Travel Rewards Visa Signature® Card doesn't offer a cash loyalty bonus.

What are the US Bank FlexPerks Travel Rewards Visa Signature® Card benefits?

US Bank FlexPerks Travel Rewards Visa Signature® Card provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Fraud Liability
  • Travel Assistance
  • ID Theft Protection
  • Reports to major credit bureaus

What are the relevant APRs for US Bank FlexPerks Travel Rewards Visa Signature® Card?

US Bank FlexPerks Travel Rewards Visa Signature® Card has a variable purchase APR that ranges from 15.49% up to 25.49%. The card has a variable balance transfer APR that ranges from 15.49% up to 25.49%.

It also has a variable cash advance APR starting at 25.49% .

Does US Bank FlexPerks Travel Rewards Visa Signature® Card have an introductory APR offer?

No, US Bank FlexPerks Travel Rewards Visa Signature® Card does not come with an introductory APR offer for balance transfers.

US Bank FlexPerks Travel Rewards Visa Signature® Card does not offer an introductory rate on new purchases.

US Bank FlexPerks Travel Rewards Visa Signature® Card Rates & Terms
Purchase APR 15.49% - 25.49%
Balance Transfer APR 15.49% - 25.49%
Cash Advance APR Starting at 25.49%

What are the US Bank FlexPerks Travel Rewards Visa Signature® Card fees?

$49 Annual Fee. US Bank FlexPerks Travel Rewards Visa Signature® Card charges an annual fee of $49. However, US Bank will waive the annual fee for the first year. No foreign transaction fee. US Bank FlexPerks Travel Rewards Visa Signature® Card does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.

The following fees apply to US Bank FlexPerks Travel Rewards Visa Signature® Card:

US Bank FlexPerks Travel Rewards Visa Signature® Card Fees
Fees Amount
Annual Fee $49
Overlimit Fee $0
Foreign Transaction Fee 0%
Balance Transfer Fee 3%
Minimum Balance Transfer Fee $5
Returned Payment Fee $35
Late Payment Fee $38

Does US Bank FlexPerks Travel Rewards Visa Signature® Card report your account activity to credit bureaus?

US Bank FlexPerks Travel Rewards Visa Signature® Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.

How to apply for US Bank FlexPerks Travel Rewards Visa Signature® Card

  • Visit the US Bank website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.
SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

No Interest Grace Period for Late Payment 24
Over-Limit Fee $0
Foreign Currency Transaction Fee 0%
No Annual Fee First Year  
No Foreign Transaction Fee  
Returned Payment Fee $35
Minimum Interest Charge $2
Annual Fee $49
Late Fee Amount $38
Balance Transfer Fee % 3%
Balance Transfer Fee Minimum $5
Minimum Age 18
Co-signing Allowed  
Credit Score Range 700 - 850
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Customer Type Personal
Travel Insurance  
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Fraud Liability
  • Identity Theft Protection
  • Travel Assistance
Rewards Categories
  • Airfare
  • Every Purchase
  • Gas
  • Groceries
  • Internet / Cable / Phone Services
  • Restaurants
  • Trains, Cruises, Other Travel
Bonus Rewards 2X FlexPoints at most cell phone service providers, 3X FlexPoints for qualifying charitable donations
Every Purchase 1 point/mile for every $1
Signup Bonus (points) 20,000
Purchase APR (Variable APR) 15.49% - 25.49%
Cash Advance APR (Variable APR) Starting at 25.49%
Balance Computation average daily balance (including new purchases)
Balance Transfer APR (Variable APR) 15.49% - 25.49%

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