US Bank FlexPerks® Travel Rewards Visa Signature® Card is no longer available to new customers on SuperMoney. Click here to compare and quickly find the best options for your needs.
Last Updated: 07/28/2025
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US Bank FlexPerks® Travel Rewards Visa Signature® Card
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in Credit Cards from U.S. Bank
Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
15.74% - 25.74%(Verified 06/21/2024)
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Balance Transfer APR (Variable APR)
15.74% - 25.74%(Verified 06/21/2024)
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Credit Score Range
700 - 850
Annual Fee
$49
US Bank FlexPerks® Travel Rewards Visa Signature® Card Review
US Bank FlexPerks® Travel Rewards Visa Signature® Card is no longer available to new customers on SuperMoney. Click here to compare and quickly find the best options for your needs. |
This is a travel card issued by U.S. Bank. If you're wondering whether US Bank FlexPerks® Travel Rewards Visa Signature® Card is the right card for you, read on.
Key Takeaways
- Generous reward rate. You can get a rewards rate of up to 3 reward points per dollar spent.
- Welcome offer. Offers a signup bonus of 25000 points that can be redeemed for travel, gifts, or other perks.
- APRs: US Bank FlexPerks® Travel Rewards Visa Signature® Card has a variable regular purchase APR that ranges from 15.74% up to 25.74%.
- $0 intro annual fee for the first year. US Bank FlexPerks® Travel Rewards Visa Signature® Card gives you the chance to have the card for a year without paying the $49 annual fee.
- A 3% balance transfer fee. US Bank FlexPerks® Travel Rewards Visa Signature® Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $5.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Accepts cosigners. U.S. Bank is one of the few credit card issuers that allows applicants to include a cosigner. Adding a cosigner can really improve your approval chances if your credit is not great.
- Multiple credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, emergency support, extended warranty protection on purchases, identity theft protection, travel accident insurance, travel assistance, and fraud protection.
- Good or excellent credit required. You will have low approval odds if your credit score is below good.
Pros & Cons of US Bank FlexPerks® Travel Rewards Visa Signature® Card
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US Bank FlexPerks® Travel Rewards Visa Signature® Card FAQ
Does US Bank FlexPerks® Travel Rewards Visa Signature® Card have a cash back or rewards program?
US Bank FlexPerks® Travel Rewards Visa Signature® Card is a travel rewards card.
| Description |
Does US Bank FlexPerks® Travel Rewards Visa Signature® Card have a signup bonus?
This card doesn't offer a cash signup bonus. However, it does include a 25000 points signup bonus that can be redeemed for travel, gifts, or other perks.Does US Bank FlexPerks® Travel Rewards Visa Signature® Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the US Bank FlexPerks® Travel Rewards Visa Signature® Card benefits?
US Bank FlexPerks® Travel Rewards Visa Signature® Card provides the following benefits:
- Free Credit Score
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Zero fraud liability
- Travel Accident Insurance
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for US Bank FlexPerks® Travel Rewards Visa Signature® Card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.US Bank FlexPerks® Travel Rewards Visa Signature® Card has a variable purchase APR that ranges from 15.74% up to 25.74%. The card has a variable balance transfer APR that ranges from 15.74% up to 25.74%. It also has a variable cash advance APR of 25.74% .
Does US Bank FlexPerks® Travel Rewards Visa Signature® Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does US Bank FlexPerks® Travel Rewards Visa Signature® Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for US Bank FlexPerks® Travel Rewards Visa Signature® Card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Up to $35 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $49 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| No Annual Fee First Year? | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| No Foreign Transaction Fee? | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $39 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Cash Advance Fee ($) | $5 - $20 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | 3% - 4% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card charges an annual fee of $49.
Does US Bank FlexPerks® Travel Rewards Visa Signature® Card have a foreign transaction fee?
This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.What is the customer service phone number for US Bank FlexPerks® Travel Rewards Visa Signature® Card?
The customer service number for US Bank FlexPerks® Travel Rewards Visa Signature® Card is (800) 872-2657.
What is the support contact email for US Bank FlexPerks® Travel Rewards Visa Signature® Card?
The support contact email for US Bank FlexPerks® Travel Rewards Visa Signature® Card is customer.support@usbank.com.
What is the login page for US Bank FlexPerks® Travel Rewards Visa Signature® Card?
You can access the login page of US Bank FlexPerks® Travel Rewards Visa Signature® Card here.
How do people rate the customer service and user experience of US Bank FlexPerks® Travel Rewards Visa Signature® Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does US Bank FlexPerks® Travel Rewards Visa Signature® Card report your account activity to credit bureaus?
Yes, US Bank FlexPerks® Travel Rewards Visa Signature® Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does U.S. Bank perform a hard credit pull?
Yes, US Bank FlexPerks® Travel Rewards Visa Signature® Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for US Bank FlexPerks® Travel Rewards Visa Signature® Card
- Visit the website of US Bank FlexPerks® Travel Rewards Visa Signature® Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Closed
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8:30AM - 5:30PM
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8:30AM - 5:30PM
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