Last Updated: 10/08/2025
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Highlights
Purchase APR (Variable APR)
29.49%(Verified 10/06/2025)
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Balance Transfer APR (Variable APR)
29.49%(Verified 10/06/2025)
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Credit Score Range
700 - 850
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Annual Fee
$0
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Capital One VentureOne Rewards for Good Credit Review
This is a travel card issued by Capital One. If you're wondering whether Capital One VentureOne Rewards for Good Credit is the right card for you, read on.
Key Takeaways
- Generous reward rate. You can get a rewards rate of up to 5 miles per dollar spent.
- APR: This is not a great card for people who carry a balance. It has a variable regular purchase APR of 29.49%
- No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases , but you don't have to pay an annual fee for the privilege.
- A 4% balance transfer fee. Capital One VentureOne Rewards for Good Credit charges a fee of 4% on balance transfers. For example, a balance of $1,000 could cost $40 in transfer fees.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Good or excellent credit required. You will have low approval odds if your credit score is below good.
Pros & Cons of VentureOne Rewards for Good Credit from Capital One
| The Good | The Bad |
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VentureOne Rewards for Good Credit from Capital One FAQ
Does VentureOne Rewards for Good Credit from Capital One have a cash back or rewards program?
VentureOne Rewards for Good Credit from Capital One is a travel rewards card.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Travel | Up to 5 x miles (You will earn 5 miles per dollar for purchases (hotel and car rental only) made through Capital One Travel using this Rewards card account. Earnings will apply to net purchases (purchases minus any credits or returns) only. Purchases made outside of Capital One Travel, such as hotel incidentals, upgrades or other expenses, will not earn 5 miles per dollar, but will receive the standard purchase earn rate.) | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Every Purchase | 1.25 x miles (1.25 Miles per dollar on every purchase, every day.) | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Does VentureOne Rewards for Good Credit from Capital One have a signup bonus?
This card doesn't offer a cash signup bonus.Does VentureOne Rewards for Good Credit from Capital One offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the VentureOne Rewards for Good Credit from Capital One benefits?
Capital One VentureOne Rewards for Good Credit provides the following benefits:
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for VentureOne Rewards for Good Credit from Capital One?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has higher than average regular APRs.Capital One VentureOne Rewards for Good Credit has a variable purchase APR of 29.49%. The card has a variable balance transfer APR of 29.49% . It also has a variable cash advance APR of 29.49% .
Does VentureOne Rewards for Good Credit from Capital One have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does VentureOne Rewards for Good Credit from Capital One have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for VentureOne Rewards for Good Credit from Capital One?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| No Foreign Transaction Fee? | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| No Annual Fee? | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $40 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Cash Advance Fee ($) | Starting at $5 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | Starting at 5% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
Does VentureOne Rewards for Good Credit from Capital One have a foreign transaction fee?
This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.What is the customer service phone number for VentureOne Rewards for Good Credit from Capital One?
The customer service number for VentureOne Rewards for Good Credit from Capital One is (877) 383-4802.
What is the support contact email for VentureOne Rewards for Good Credit from Capital One?
The support contact email for VentureOne Rewards for Good Credit from Capital One is support@capitalone.com.
How do people rate the customer service and user experience of VentureOne Rewards for Good Credit from Capital One?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Capital One VentureOne Rewards for Good Credit report your account activity to credit bureaus?
Yes, Capital One VentureOne Rewards for Good Credit reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Capital One perform a hard credit pull?
Yes, VentureOne Rewards for Good Credit from Capital One performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for VentureOne Rewards for Good Credit from Capital One
- Visit the website of VentureOne Rewards for Good Credit from Capital One.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Capital One VentureOne Rewards for Good Credit Disclosure: SuperMoney has partnered with CardRatings for our coverage of credit card products. SuperMoney and CardRatings may receive a commission from card issuers.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
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Purchase APR
28.99%
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Balance Transfer APR
28.99%
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Credit Score Range
630 - 750
300
850
Annual Fee
$0
Sponsored
Purchase APR
28.99%
Disclaimer popup with additional information
Balance Transfer APR
28.99%
Disclaimer popup with additional information
Credit Score Range
640 - 700
300
850
Annual Fee
$39
Purchase APR
18.49% - 28.49%
Disclaimer popup with additional information
Balance Transfer APR
18.49% - 28.49%
Disclaimer popup with additional information
Credit Score Range
700 - 850
300
850
Annual Fee
$0
Purchase APR
26.99%
Disclaimer popup with additional information
Balance Transfer APR
26.99%
Disclaimer popup with additional information
Credit Score Range
640 - 720
300
850
Annual Fee
$0
Purchase APR
19.99% - 28.99%
Disclaimer popup with additional information
Balance Transfer APR
19.99% - 28.99%
Disclaimer popup with additional information
Credit Score Range
700 - 850
300
850
Annual Fee
$95
Purchase APR
18.99% - 28.99%
Disclaimer popup with additional information
Balance Transfer APR
18.99% - 28.99%
Disclaimer popup with additional information
Credit Score Range
700 - 850
300
850
Annual Fee
$0
Purchase APR
28.99%
Disclaimer popup with additional information
Balance Transfer APR
28.99%
Disclaimer popup with additional information
Credit Score Range
300 - 550
300
850
Annual Fee
$0
Rating not yet determined
Purchase APR
17.49% - 25.49%
Disclaimer popup with additional information
Balance Transfer APR
17.49% - 25.49%
Disclaimer popup with additional information
Credit Score Range
750 - 850
300
850
Annual Fee
$95
Purchase APR
15.24% - 26.99%
Disclaimer popup with additional information
Balance Transfer APR
15.24% - 26.99%
Disclaimer popup with additional information
Credit Score Range
700 - 850
300
850
Annual Fee
$0
Purchase APR
17.99% - 27.74%
Disclaimer popup with additional information
Balance Transfer APR
17.99% - 27.74%
Disclaimer popup with additional information
Credit Score Range
670 - 850
300
850
Annual Fee
$0
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Learn MoreSuperMoney Net Recommendation Score
Not enough SuperMoney users have reviewed this product to provide a recommendation score or rating.
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Everyone recommends
Capital One VentureOne Rewards for Good Credit Community Reviews
Would you recommend Capital One VentureOne Rewards for Good Credit to your friends?
Sienna B.
May 8, 2022
May or may not recommend
I'm quite neutral about this card. I used to have the Quicksilver card which I preferred, but I stopped using it so it become inactive. Now that I have this card, I almost wish I could go back to the Quicksilver. The main issue is the high APR, but other than that, nothing really stands out about this card. Surely, there are other cards with better rewards that you can ...Show More
JB
Jennifer B.
Feb 13, 2022
May or may not recommend
This is one of three Capital One cards I use and was the second card account that I obtained out of the three. I do like the rewards that come with using the card, but they accumulate very slowly. You don't have to use the rewards for travel only, you can use the points to lower your balance, an option that was not available when the account was ...Show More
Showing 2 of 2 reviews
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